Best Automotive Body Paint And Interior Repair And Maintenance SBA Lenders of 2026

Compare the top 123 SBA lenders for Automotive Body Paint And Interior Repair And Maintenance businesses. $223.2M funded in 2025. Average rate 9.95%. Get matched free.

Table of Contents

Best Automotive Body, Paint, and SBA Lenders of 2026

$223.2M
Total Funded

401
Loans Approved

$557K
Avg Loan Size

9.95%
Avg Interest Rate

123
Active Lenders

SBA Loans for Automotive Body, Paint, and Businesses

The Automotive Body Paint And Interior Repair And Maintenance industry received $223.2M in SBA 7(a) loans across 401 businesses in 2025. With 123 lenders actively funding this industry, finding the right bank can make a significant difference in your rates and approval odds.

Working with an experienced SBA loan broker who understands the Automotive Body, Paint, and industry can help you access lenders that specialize in your business type.

💡 Key Insight: The average SBA loan for Automotive Body, Paint, and businesses is $557K with an average rate of 9.95%. Lenders who specialize in this industry often offer better terms and faster approvals.

SBA Loans by Business Type

Here’s how SBA 7(a) loans break down for Automotive Body, Paint, and businesses by business stage:

🚀 Startups
21%
$48.3M • 84 loans

🏢 Existing Businesses
67%
$111.3M • 268 loans

🔄 Business Acquisitions
12%
$63.6M • 49 loans

Top 50 SBA Lenders for Automotive Body, Paint, and (2025)

These are the banks that funded the most SBA 7(a) loan volume to Automotive Body, Paint, and businesses, ranked by total volume:

RankLenderVolumeLoansAvg Rate
1 Live Oak Banking Company$16.9M168.72%
2 U.S. Bank, National Association$12.0M419.59%
3 The Huntington National Bank$10.7M238.88%
4 Newtek Bank, National Association$9.8M1810.53%
5 Byline Bank$8.5M79.96%
6 MidFirst Bank$7.7M27.00%
7 Northeast Bank$6.3M3310.55%
8 JPMorgan Chase Bank, National Association$6.1M69.97%
9 First United Bank and Trust Company$5.3M28.50%
10 Northwest Bank$5.0M110.25%
11 Truliant FCU$4.9M410.00%
12 TD Bank, National Association$4.8M149.78%
13 Readycap Lending, LLC$4.7M1012.50%
14 US Metro Bank$4.3M29.13%
15 BancFirst$4.3M18.25%
16 FinWise Bank$4.0M29.88%
17 Pathward National Association$3.9M110.00%
18 Great Plains National Bank$3.9M18.25%
19 Citizens Community Federal National Association$3.5M29.25%
20 Harvest Small Business Finance, LLC$3.3M69.96%
21 Enterprise Bank & Trust$3.3M27.75%
22 First-Citizens Bank & Trust Company$3.3M19.25%
23 Idaho Central CU$3.0M29.00%
24 First Bank$2.9M19.50%
25 Gulf Coast Bank and Trust Company$2.6M110.00%
26 VelocitySBA, LLC$2.6M29.75%
27 Banesco USA$2.5M19.50%
28 KeyBank National Association$2.4M810.31%
29 Shinhan Bank America$2.4M17.85%
30 First Internet Bank of Indiana$2.4M310.00%
31 Zions Bank, A Division of$2.3M810.16%
32 21st Century Bank$2.1M39.17%
33 Locality Bank$2.1M110.25%
34 City National Bank$2.0M17.09%
35 First National Bank of Pennsylvania$2.0M18.80%
36 BayFirst National Bank$1.8M811.97%
37 Bank of Hope$1.8M49.63%
38 Wells Fargo Bank National Association$1.7M79.59%
39 Horizon Bank$1.7M28.00%
40 Port 51 Lending LLC$1.6M110.25%
41 First Financial Bank$1.6M38.72%
42 West Coast Community Bank$1.6M19.75%
43 Sullivan Bank$1.5M18.75%
44 Manufacturers and Traders Trust Company$1.4M1811.26%
45 Stellar Bank$1.4M18.50%
46 United Community Bank$1.4M29.25%
47 Commonwealth Business Bank$1.4M18.75%
48 Commercial Bank of California$1.4M310.08%
49 Celtic Bank Corporation$1.4M510.95%
50 City National Bank of Florida$1.3M29.75%

🚀 Best Lenders for Automotive Body, Paint, and Startups

Starting a new automotive body, paint, and business? These lenders funded the most startup loans in this industry:

RankLenderStartup VolumeLoansAvg Rate
1 Newtek Bank, National Association$4.0M211.75%
2 Pathward National Association$3.9M110.00%
3 Great Plains National Bank$3.9M18.25%
4 U.S. Bank, National Association$3.7M610.25%
5 TD Bank, National Association$3.2M38.73%
6 Live Oak Banking Company$3.1M49.31%
7 Idaho Central CU$3.0M29.00%
8 First United Bank and Trust Company$2.7M18.50%
9 First Financial Bank$1.6M38.72%
10 FinWise Bank$1.5M19.75%

🔄 Best Lenders for Automotive Body, Paint, and Acquisitions

Looking to buy an existing automotive body, paint, and business? These lenders specialize in acquisition financing:

RankLenderAcquisition VolumeLoansAvg Rate
1 MidFirst Bank$7.7M27.00%
2 The Huntington National Bank$5.2M88.31%
3 Northwest Bank$5.0M110.25%
4 Live Oak Banking Company$4.4M38.42%
5 BancFirst$4.3M18.25%
6 Citizens Community Federal National Association$3.4M19.25%
7 First-Citizens Bank & Trust Company$3.3M19.25%
8 First Bank$2.9M19.50%
9 Gulf Coast Bank and Trust Company$2.6M110.00%
10 VelocitySBA, LLC$2.6M29.75%

🏢 Best Lenders for Existing Automotive Body, Paint, and Businesses

Already running an established automotive body, paint, and business? These lenders have funded the most loans to existing businesses in your industry:

RankLenderVolumeLoansAvg Rate
1 Live Oak Banking Company$9.5M98.55%
2 U.S. Bank, National Association$8.4M359.47%
3 Northeast Bank$6.3M3210.56%
4 JPMorgan Chase Bank, National Association$6.1M69.97%
5 Byline Bank$5.5M49.75%
6 Newtek Bank, National Association$5.2M1510.37%
7 Readycap Lending, LLC$4.6M912.75%
8 The Huntington National Bank$4.4M98.75%
9 US Metro Bank$4.3M29.13%
10 Truliant FCU$3.4M310.08%

Top States for Automotive Body, Paint, and SBA Loans

Here are the states with the highest SBA lending volume for Automotive Body, Paint, and businesses:

RankStateVolumeLoans
1 California$49.7M74
2 Texas$28.9M37
3 Florida$17.5M25
4 Arizona$11.3M14
5 New York$11.2M24
6 Pennsylvania$10.7M11
7 Ohio$8.9M20
8 Illinois$8.8M11
9 Colorado$8.8M8
10 Michigan$7.3M16
11 New Jersey$6.0M11
12 Georgia$5.7M8
13 Washington$4.8M13
14 Oklahoma$4.5M2
15 Minnesota$4.3M9
16 Wisconsin$4.1M5
17 Utah$3.5M8
18 North Carolina$3.3M8
19 Massachusetts$2.6M14
20 Nevada$2.6M8
21 Missouri$2.5M5
22 Montana$2.5M2
23 Maryland$2.2M8
24 Tennessee$1.7M3
25 Virginia$1.1M5
26 South Carolina$1.1M2
27 Louisiana$1.0M3
28 Mississippi$842K2
29 Idaho$825K7
30 Alaska$800K2
31 Oregon$655K7
32 Alabama$550K2
33 West Virginia$550K3
34 Puerto Rico$454K5
35 Connecticut$396K4
36 Arkansas$368K2
37 Kentucky$306K3
38 Kansas$280K2
39 Indiana$259K2
40 Maine$190K1
41 New Hampshire$140K2
42 Rhode Island$50K1
43 New Mexico$30K1
44 Iowa$20K1

Top Cities for Automotive Body, Paint, and SBA Loans

Los Angeles, Ca

$6.1M
Volume

5
Loans

Jacksonville, Fl

$5.6M
Volume

5
Loans

Oldsmar, Fl

$5.0M
Volume

1
Loans

Grayslake, Il

$4.7M
Volume

2
Loans

Oklahoma City, Ok

$4.3M
Volume

1
Loans

Corona, Ca

$4.0M
Volume

2
Loans

Houston, Tx

$4.0M
Volume

8
Loans

San Tan Valley, Az

$3.9M
Volume

1
Loans

Englewood, Co

$3.9M
Volume

1
Loans

Forney, Tx

$3.9M
Volume

1
Loans

Mesquite, Tx

$3.8M
Volume

1
Loans

El Cajon, Ca

$3.7M
Volume

2
Loans

Van Nuys, Ca

$3.6M
Volume

2
Loans

Eau Claire, Wi

$3.5M
Volume

2
Loans

Easton, Pa

$3.4M
Volume

2
Loans

North Hollywood, Ca

$3.3M
Volume

6
Loans

🤝 Why Use an SBA Broker for Automotive Body, Paint, and Loans?

GoSBA Loans has extensive experience financing Automotive Body, Paint, and businesses:

  • Industry expertise — we know which lenders specialize in Automotive Body, Paint, and
  • Access to 123+ lenders — including banks that don’t accept direct applications
  • Better rates — our relationships help secure competitive terms
  • Faster approvals — proper preparation leads to quicker decisions
  • Free service — lenders pay us, you pay nothing extra

📞 Get Expert Help with Your Automotive Body, Paint, and SBA Loan

Our team specializes in SBA financing for Automotive Body, Paint, and businesses. Let us match you with the right lender for your specific needs.

Need SBA financing for your Automotive Body, Paint, and business? GoSBA Loans specializes in SBA loans for Automotive Body, Paint, and businesses. Contact our industry specialists today for a free consultation.

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Ishan Jetley

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.
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