SBA 7(a) Small Express Loans For Working Capital.

7(a) Small loans are term 7(a) loans up to $500,000, offering low interest rates and repayment terms up to 10 years. These loans also require fewer documents and offer faster processing than traditional SBA 7(a) loans. 

With SBA-capped rates and some of the lowest available APRs, they are the best option for most business owners. 

  • Loans from $100,000 to $500,000
  • Interest rates starting from 10.5%
  • Long 10 year terms
  • Streamlined process
  • 100% free service for borrowers
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We Make Small Business Loans Easier, Faster, And Affordable.

Experience fast, hassle-free funding tailored to your business needs with our efficient four-step process.

Step 1: Contact Us

Step 1: Contact Us

Chat with our team about your financing needs and start the  process.

Step 2: Multiple Lenders

Step 2: Multiple Lenders

We take your file to multiple lenders and get multiple term sheets. 

Step 3: Choose Lender

Step 3: Choose Lender

Choose the term sheet with the best terms and rates. When lenders compete, you win! 

Step 4: Loan Funding

Step 4: Loan Funding

Our team will assist you with the loan closing and any questions the lender might have.

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SBA Express Loan Program Highlights.

Our SBA Express Loan program offers a streamlined path to the funding your business needs, combining speed, flexibility, and borrower-friendly terms:

  • Loan amounts from $100,000 to $500,000 (move to top)
  • SBA-capped rates between 8% to 11.75%
  • 0% downpayment
  • 10 year term
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SBA Express Loan Requirements.

To qualify for our SBA Express Loan, your business should meet the following requirements:

  • Minimum revenue $250,000
  • Minimum profit of $30,000
  • Minimum credit score of 650
  • Minimum SBSS score of at least 155
  • At least 3 years in business
  • No bankruptcies in the last 4 years
  • All business and personal debts must be up-to-date
  • American citizen or permanent resident
Larger business? Traditional 7(a) Loans Above $500,000

SBA Express Loan Documents.

  • 3 years of business tax returns
  • 3 years of personal tax returns
  • Year to date income statement and balance sheet
  • Current business debt schedule
  • Business bank statements for the last 3 months
  • Articles of organization or incorporation
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Get funded at the best Rate & Terms.

Take advantage of our extensive network of 100+ funding partners. We understand the underwriting criteria and lending preferences of each bank. When lenders compete for your business, you win, save time and get better rates.

  • Simple, hassle-free application
  • Get funded at the best term & rate
  • Get matched with the right lender
  • Get multiple loan offers fast
  • Special volume discounts not available to public
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100% Free SBA Loan Service.

We are a 100% free success based SBA loan consultant that can help you find the best lender for your deal. We get paid by the SBA lender after closing, not by you the borrower.

  • All your questions answered
  • Get your loan package ready
  • Get matched with the right lender
  • Expert SBA loan help
  • Get funded at the best terms and rate
  • Fast and streamlined process
  • 100% free service to borrowers
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Best Rate & Terms Guaranteed.
When Lenders Compete, You Win!

Join the thousands of businesses that trust us with their SBA financing needs. Leave the heavy lifting to us, you’re in good hands.

320

SBA loan amount funded in 2025

126

Total SBA loans funded in 2025

2

Average time saved per loan

1.25

Average yearly interest saved

We'd love to hear from you.

At least three years of operating history and a minimum of $250K revenue is required. Have questions? We are only a call or email away.

    About 2 minutes now, 5 more for the full application. We call you within one business day.
    Please enter your first name.
    Please enter your last name.
    Please enter a valid phone number.
    Please enter a valid email.
    SBA loans only buy buildings your own business will use.
    SBA Does Not Fit This OneSBA loans buy buildings your own business will use for at least 51% of the space. For an investment property you want a conventional commercial mortgage; we do not broker those. Will your business use 51% or more? Change your answer above and we can help.

    Still want to send your info? We reply with the best place to take this.
    Please select an option.
    Need a pre-qualification letter?Fill out our short pre-qualification form and we'll email you your letter. Your contact info will be filled in for you. Start pre-qualification →
    Please select your deal stage.
    Need a pre-qualification letter?Fill out our short pre-qualification form and we'll email you your letter. Your contact info will be filled in for you. Start pre-qualification →
    Please select your deal stage.
    Need a pre-qualification letter?Fill out our short pre-qualification form and we'll email you your letter. Your contact info will be filled in for you. Start pre-qualification →
    Please select your franchise stage.
    SBA Does Not Fund New Independent BusinessesSBA loans need a business that has run for 2 years or more, or a franchise brand on the SBA directory. Opening a franchise? and we can help.

    Still want to send your info? We reply with the best place to take this.
    Lenders want 2 years or more.
    Possible challengeSBA lenders generally require 2+ years of operating history. We can still try, but the lender pool narrows.
    Please select an option.
    Please enter a loan amount.
    2025 revenue and net income. Estimates are fine; put a minus if it lost money.
    Please enter 2025 revenue.
    Please enter 2025 net income.
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    A senior advisor will reach out within one business day with next steps.

    In the meantime, you can call us at +1-855-381-6448.

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    Have questions? We are only a call away.

    +1-855-381-6448
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