Best Hotels & Motels SBA Lenders of 2026

Compare the top 113 SBA lenders for Hotels & Motels businesses. $1.85B funded in 2025. Average rate 8.85%. Get matched free.

Table of Contents

Best Hotels & Motels SBA Lenders of 2026

$1.85B
Total Funded

699
Loans Approved

$2.6M
Avg Loan Size

8.85%
Avg Interest Rate

113
Active Lenders

SBA Loans for Hotels & Motels Businesses

The Hotels & Motels industry received $1.85B in SBA 7(a) loans across 699 businesses in 2025. With 113 lenders actively funding this industry, finding the right bank can make a significant difference in your rates and approval odds.

Working with an experienced SBA loan broker who understands the Hotels & Motels industry can help you access lenders that specialize in your business type.

💡 Key Insight: The average SBA loan for Hotels & Motels businesses is $2.6M with an average rate of 8.85%. Lenders who specialize in this industry often offer better terms and faster approvals.

SBA Loans by Business Type

Here’s how SBA 7(a) loans break down for Hotels & Motels businesses by business stage:

🚀 Startups
29%
$561.1M • 203 loans

🏢 Existing Businesses
35%
$520.0M • 248 loans

🔄 Business Acquisitions
35%
$768.7M • 248 loans

Top 50 SBA Lenders for Hotels & Motels (2025)

These are the banks that funded the most SBA 7(a) loan volume to Hotels & Motels businesses, ranked by total volume:

RankLenderVolumeLoansAvg Rate
1 GBank$432.0M1248.47%
2 US Metro Bank$189.7M718.60%
3 Port 51 Lending LLC$91.4M328.85%
4 Bank of Hope$85.7M298.42%
5 Shoreham Bank$85.0M288.83%
6 Open Bank$55.1M188.50%
7 Centerstone SBA Lending, Inc.$53.1M208.75%
8 Peoples Bank$49.9M168.78%
9 Global One Bank$48.5M148.68%
10 Enterprise Bank & Trust$43.2M148.39%
11 Readycap Lending, LLC$39.3M179.34%
12 Harvest Small Business Finance, LLC$36.5M189.85%
13 Commonwealth Business Bank$32.2M168.70%
14 United FCU$28.4M88.91%
15 Millennium Bank$26.3M79.11%
16 U.S. Bank, National Association$25.8M116.84%
17 PromiseOne Bank$25.7M118.23%
18 First Western SBLC, Inc$25.1M128.65%
19 Southwestern National Bank$23.5M78.54%
20 Merchants Bank of Indiana$22.0M68.67%
21 Celtic Bank Corporation$21.0M129.98%
22 Metro City Bank$20.5M67.92%
23 Everwise Credit Union$17.6M49.75%
24 PCB Bank$17.6M68.33%
25 Farmers State Bank of Alto Pass, Illinois$17.4M68.88%
26 Commercial Bank of California$15.8M58.85%
27 American Bank$15.1M48.88%
28 United Midwest Savings Bank National Association$14.6M58.55%
29 Mission Valley Bank$13.9M58.55%
30 Brookline Bank, a Division of Beacon Bank and Trust$12.7M49.63%
31 Hanover Community Bank$12.1M58.65%
32 New Millennium Bank$11.2M48.44%
33 Citizens Bank$10.8M49.56%
34 The MINT National Bank$10.3M38.58%
35 American Pride Bank$9.2M28.25%
36 Bank of Oak Ridge$8.7M38.88%
37 Wells Fargo Bank National Association$8.6M46.01%
38 HomeTrust Bank$7.3M39.00%
39 Climate First Bank$7.1M48.50%
40 Renasant Bank$7.0M39.50%
41 American Bank, National Association$6.9M28.75%
42 First State Bank$6.1M28.63%
43 Byline Bank$5.9M29.88%
44 Hanmi Bank$5.8M28.38%
45 Paradise Bank$5.8M28.88%
46 Dogwood State Bank$5.4M410.13%
47 Stearns Bank National Association$5.0M19.50%
48 Mega Bank$5.0M19.50%
49 Embassy National Bank$5.0M18.75%
50 Titan Bank, National Association$5.0M18.00%

🚀 Best Lenders for Hotels & Motels Startups

Starting a new hotels (except casino hotels) and motels business? These lenders funded the most startup loans in this industry:

RankLenderStartup VolumeLoansAvg Rate
1 GBank$133.6M368.46%
2 US Metro Bank$69.5M228.63%
3 Bank of Hope$42.8M168.31%
4 Peoples Bank$41.0M138.73%
5 Enterprise Bank & Trust$23.7M78.25%
6 Readycap Lending, LLC$17.5M79.21%
7 United FCU$17.0M58.80%
8 Shoreham Bank$15.7M78.89%
9 Open Bank$15.0M38.42%
10 Everwise Credit Union$8.9M29.63%

🔄 Best Lenders for Hotels & Motels Acquisitions

Looking to buy an existing hotels (except casino hotels) and motels business? These lenders specialize in acquisition financing:

RankLenderAcquisition VolumeLoansAvg Rate
1 GBank$257.8M758.48%
2 Shoreham Bank$62.1M198.82%
3 US Metro Bank$58.1M238.52%
4 Centerstone SBA Lending, Inc.$41.8M158.72%
5 Global One Bank$38.8M118.68%
6 Bank of Hope$31.7M108.55%
7 Open Bank$23.5M78.57%
8 Southwestern National Bank$23.5M78.54%
9 First Western SBLC, Inc$23.4M108.53%
10 PCB Bank$13.6M38.17%

🏢 Best Lenders for Existing Hotels & Motels Businesses

Already running an established hotels (except casino hotels) and motels business? These lenders have funded the most loans to existing businesses in your industry:

RankLenderVolumeLoansAvg Rate
1 Port 51 Lending LLC$81.3M278.79%
2 US Metro Bank$62.0M268.65%
3 GBank$40.6M138.44%
4 Enterprise Bank & Trust$19.5M78.54%
5 Harvest Small Business Finance, LLC$18.8M99.89%
6 Millennium Bank$18.8M59.15%
7 U.S. Bank, National Association$18.4M96.78%
8 Commonwealth Business Bank$17.1M128.79%
9 Open Bank$16.6M88.47%
10 American Bank$15.0M38.33%

Top States for Hotels & Motels SBA Loans

Here are the states with the highest SBA lending volume for Hotels & Motels businesses:

RankStateVolumeLoans
1 Texas$284.4M98
2 California$111.0M46
3 North Carolina$109.7M42
4 Ohio$106.6M32
5 Georgia$95.9M37
6 Florida$90.3M30
7 South Carolina$82.8M26
8 Illinois$79.0M28
9 Indiana$73.3M28
10 Virginia$66.4M25
11 Michigan$55.9M22
12 Colorado$47.1M23
13 Wisconsin$47.1M20
14 Missouri$46.3M19
15 New Mexico$45.1M14
16 Washington$42.8M15
17 Tennessee$40.6M12
18 Alabama$39.9M13
19 New York$34.2M15
20 Pennsylvania$30.4M13
21 Louisiana$30.1M13
22 Maryland$27.0M6
23 Oregon$23.7M11
24 Kentucky$23.1M8
25 Arizona$19.0M11
26 Kansas$18.6M11
27 Oklahoma$17.4M7
28 New Jersey$17.1M5
29 Mississippi$15.3M7
30 Iowa$14.5M6
31 Arkansas$13.7M4
32 West Virginia$12.7M4
33 Montana$11.5M7
34 North Dakota$11.5M3
35 Massachusetts$11.1M5
36 South Dakota$11.0M3
37 Nebraska$10.5M4
38 Nevada$8.9M8
39 Connecticut$7.0M2
40 Rhode Island$4.5M1
41 Utah$4.0M4
42 Wyoming$4.0M3
43 Idaho$1.5M1
44 New Hampshire$1.4M4
45 Vermont$1.1M1
46 Maine$985K1
47 Minnesota$50K1

Top Cities for Hotels & Motels SBA Loans

Houston, Tx

$23.7M
Volume

8
Loans

Charlotte, Nc

$21.6M
Volume

5
Loans

Fort Worth, Tx

$16.5M
Volume

5
Loans

Schaumburg, Il

$15.0M
Volume

3
Loans

San Antonio, Tx

$12.8M
Volume

5
Loans

Birmingham, Al

$12.3M
Volume

4
Loans

Montgomery, Al

$12.3M
Volume

4
Loans

Rock Hill, Sc

$12.2M
Volume

3
Loans

Myrtle Beach, Sc

$11.8M
Volume

4
Loans

Dallas, Tx

$10.2M
Volume

3
Loans

Irving, Tx

$10.2M
Volume

3
Loans

Omaha, Ne

$10.0M
Volume

2
Loans

Atlanta, Ga

$10.0M
Volume

2
Loans

Addison, Tx

$10.0M
Volume

2
Loans

Linthicum Heights, Md

$10.0M
Volume

2
Loans

Texas City, Tx

$10.0M
Volume

3
Loans

🤝 Why Use an SBA Broker for Hotels & Motels Loans?

GoSBA Loans has extensive experience financing Hotels & Motels businesses:

  • Industry expertise — we know which lenders specialize in Hotels & Motels
  • Access to 113+ lenders — including banks that don’t accept direct applications
  • Better rates — our relationships help secure competitive terms
  • Faster approvals — proper preparation leads to quicker decisions
  • Free service — lenders pay us, you pay nothing extra

📞 Get Expert Help with Your Hotels & Motels SBA Loan

Our team specializes in SBA financing for Hotels & Motels businesses. Let us match you with the right lender for your specific needs.

Need SBA financing for your Hotels & Motels business? GoSBA Loans specializes in SBA loans for Hotels & Motels businesses. Contact our industry specialists today for a free consultation.

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Ishan Jetley

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.
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