Last updated: February 21, 2026
Choosing the right SBA loan broker can make or break your business acquisition. When comparing Go SBA Loans and VisoCap (Viso Business Capital), both bring substantial experience to the table, but their service models and value propositions differ significantly. This detailed analysis will help you understand which broker offers the best fit for your acquisition financing needs.
Side-by-Side Comparison
| Feature | Go SBA Loans | VisoCap |
|---|---|---|
| Number of Lenders | 50+ lender network | Extensive network (size undisclosed) |
| Upfront Deposit/Fees | $0 required | No upfront fees mentioned |
| Free Business Plan | Yes – $2,500 value | Not offered |
| Exclusivity Required | No exclusivity lock-in | Not specified |
| Experience | Proven track record | 30+ years SBA experience |
| Educational Resources | Comprehensive guidance | Weekly webinars |
| Team Location | All-American team (US) | US-based |
| Track Record | $320M+ funded, 126+ loans | 100+ loans, $200M+ in 2 years |
Experience and Leadership
Both firms are led by seasoned SBA professionals, but with different backgrounds and approaches:
VisoCap is led by Heather Endresen, who brings over 30 years of SBA lending experience to the table. Her deep understanding of SBA nuances and business models has earned strong client testimonials, particularly in the searcher and acquisition entrepreneur community.
Go SBA Loans combines extensive industry experience with a larger team approach, leveraging our 50+ lender network to provide more options and competitive terms. Our all-American team ensures consistent, high-quality service without offshore outsourcing.
What VisoCap Does Well
VisoCap has built a solid reputation with several key strengths:
- Deep SBA Expertise: Heather Endresen’s 30+ years in SBA lending provides substantial knowledge and experience
- Strong Track Record: 100+ closed loans worth $200M+ in just their first 2 years demonstrates rapid growth and execution
- Educational Commitment: Weekly “SBA Financing 5S Zoom Webinars” provide ongoing education and market insights
- Industry Specialization: Strong expertise in service contractors (HVAC, plumbing, electrical), B2B services, medical aesthetics, and home health/care
- Client Testimonials: Strong client feedback highlighting personal attention and expertise
- No Upfront Fees: Like most reputable brokers, they’re paid by lenders after closing
Where Go SBA Loans Has the Decisive Edge
While VisoCap offers quality service, Go SBA Loans provides several distinct advantages:
Superior Network Size and Transparency
Go SBA Loans’s 50+ lender network is clearly disclosed and categorized from most conservative to most aggressive lenders. This transparency helps you understand exactly which lenders we’re approaching and why, while our larger network typically means more options and better terms.
Comprehensive Business Planning
Our FREE business plan and financial projections service (worth $2,500) goes far beyond what VisoCap offers. This isn’t just about loan brokering – we provide foundational business planning that benefits your acquisition for years to come.
Full-Service Brokerage
Go SBA Loans provides end-to-end support from application through closing, with no exclusivity requirements. This gives you maximum flexibility while ensuring comprehensive support throughout the entire process.
Proven Scale
Our $320M+ funded across 126+ loans represents a larger scale of operations than VisoCap’s $200M over 2 years, demonstrating consistent performance over a longer period.
No Exclusivity Lock-In
Unlike some competitors, Go SBA Loans doesn’t require exclusivity agreements. You maintain full control and flexibility throughout your financing process.
Industry Focus and Specialization
VisoCap has developed particular strength in:
- Service contractors (HVAC, plumbing, electrical)
- B2B services
- Medical aesthetics
- Home health and home care
Go SBA Loans works across all SBA-eligible industries, with our 50+ lender network allowing us to match specialized lenders to specific business types. This broader approach often results in better terms and higher approval rates across diverse industries.
Educational Resources and Support
VisoCap offers weekly “Gateway to Financing” webinars led by Heather Endresen, which provide valuable market insights and education. These sessions help buyers understand their financing options and make offers with confidence.
Go SBA Loans provides comprehensive guidance throughout the entire process, including our free business planning services. Our approach is more hands-on and integrated, going beyond education to provide actual business planning tools and support.
The Numbers That Matter
When evaluating SBA brokers, track record and scale matter significantly:
Go SBA Loans’s proven performance:
- $320 million+ in total funding facilitated
- 126+ successful loan closings in 2025 alone
- 50+ lender network – largest in the industry
- All-American team with no offshore outsourcing
- Full lender list transparency from conservative to aggressive
VisoCap’s track record:
- 100+ closed loans in 2 years
- $200M+ in total closings
- 30+ years of leadership experience
- Strong client testimonials
Current SBA loan interest rates and Market Access
In today’s competitive SBA lending market, having access to the most lenders typically translates to better rates and terms. Go SBA Loans’s 50+ lender network provides more options during both favorable and challenging market conditions.
VisoCap’s “extensive network” (though size is not disclosed) combined with Heather’s relationships can certainly deliver results, but fewer options may limit flexibility during volatile rate environments.
Frequently Asked Questions
How do the networks compare in size?
Go SBA Loans clearly discloses our 50+ lender network with full transparency about lender characteristics. VisoCap mentions an “extensive network” but doesn’t specify size, which makes comparison difficult.
Which broker offers better business support beyond loan brokering?
Go SBA Loans includes FREE business plans and financial projections worth $2,500, while VisoCap focuses primarily on loan brokering and education. Go SBA Loans provides more comprehensive business support.
Do either require upfront deposits?
Neither Go SBA Loans nor VisoCap require upfront deposits – both are compensated by lenders after successful closing. This aligns interests and reduces risk for borrowers.
Which has better educational resources?
VisoCap offers structured weekly webinars, while Go SBA Loans provides integrated guidance throughout the process plus comprehensive business planning. Both approaches have value depending on your learning style.
How do closing timelines compare?
Go SBA Loans typically closes deals in 45-60 days. VisoCap doesn’t specify timeline, though their efficiency appears strong based on client feedback.
Client Experience and Service Model
VisoCap emphasizes the personal attention and expertise that Heather Endresen provides. Client testimonials consistently highlight her knowledge and ongoing support throughout and after the loan process.
Go SBA Loans provides a team-based approach with our all-American staff, ensuring consistent service and multiple touchpoints. Our larger team structure allows for specialization and redundancy, reducing risk of delays due to individual availability.
Making the Right Choice
Both Go SBA Loans and VisoCap can help you secure SBA financing, but the choice depends on your priorities:
Choose VisoCap if you:
- Prefer working directly with a highly experienced individual (Heather Endresen)
- Value weekly educational webinars
- Are in their specialty industries (service contractors, medical aesthetics, etc.)
- Prefer a smaller, more boutique experience
Choose Go SBA Loans if you:
- Want access to the largest lender network (50+)
- Value FREE business planning and financial projections ($2,500 value)
- Prefer full lender network transparency
- Want no exclusivity requirements
- Need comprehensive business support beyond just loan brokering
- Prefer working with a larger, specialized team
The Go SBA Loans Advantage
While VisoCap offers quality service with impressive experience, Go SBA Loans provides superior value through our combination of:
- Largest network (50+ lenders) with full transparency
- Comprehensive business support including free business plans
- No exclusivity requirements for maximum flexibility
- All-American team with no offshore outsourcing
- Proven scale with $320M+ funded across 126+ loans
Compare Go SBA Loans with other leading SBA brokers: Go SBA Loans vs Pioneer Capital | Go SBA Loans vs Beau Eckstein | Go SBA Loans vs Don’t Give Up Equity | Go SBA Loans vs YAW Capital | Go SBA Loans vs SBA Loans HQ
