Updated with official SBA FOIA data through December 31, 2025
Looking for an SBA loan to buy or open a Bricks & Minifigs franchise? Not all lenders are equal — some banks fund dozens of Bricks & Minifigs deals per year while others have never touched one. Working with a lender who knows your franchise means faster approvals, better terms, and fewer surprises.
We analyzed every SBA 7(a) loan for Bricks & Minifigs in 2025 using official FOIA data. Here are the lenders who fund the most deals.
Top SBA Lenders for Bricks & Minifigs (2025)
| # | Lender | Loans | Volume | Avg Rate |
|---|---|---|---|---|
| 1 | The Huntington National Bank | 39 | $6.1M | 10.19% |
| 2 | First Bank of the Lake | 7 | $2.4M | 9.68% |
| 3 | Magnifi Financial CU | 4 | $872K | 10.00% |
| 4 | Platinum Bank | 2 | $478K | 10.25% |
| 5 | Cornerstone Bank | 2 | $400K | 8.05% |
| 6 | First Financial Bank | 2 | $350K | 8.50% |
| 7 | Live Oak Banking Company | 1 | $350K | 9.49% |
| 8 | Stearns Bank National Association | 1 | $150K | 10.00% |
Key Stats
- Total SBA loans for Bricks & Minifigs in 2025: 58
- Total volume: $11.1M
- Average loan size: $191K
- Average interest rate: 9.97%
- Rate range: 7.74% – 10.50%
- Top states: Texas (9), Pennsylvania (7), Ohio (6), Colorado (5), Illinois (4), North Carolina (4), South Carolina (3), Tennessee (3), Florida (3), Minnesota (2)
Why lender choice matters: The rate spread for Bricks & Minifigs loans ranges from 7.74% to 10.50%. On a $191K loan, that’s a difference of $5K/year in interest. Choosing the right lender can save you thousands.
How to Get the Best SBA Loan for Bricks & Minifigs
- Work with a lender who knows Bricks & Minifigs — The lenders above have funded multiple Bricks & Minifigs deals and understand the franchise model
- Submit to multiple lenders — Don’t accept the first term sheet. Competition drives rates down.
- Get your franchise agreement ready — SBA lenders will need your FDD, franchise agreement, and any territory documents
- Prepare financial projections — Most lenders require a business plan with 3-year projections for franchise loans
Getting an SBA Loan for Bricks & Minifigs?
GoSBA submits your Bricks & Minifigs deal to 50+ SBA lenders simultaneously — including all the top lenders listed above. Completely free, with a custom business plan & projections included.
Data source: U.S. Small Business Administration FOIA 7(a) loan data, calendar year 2025.
