Best Richmond, TX SBA Lenders & Rates of 2026
Top SBA 7(a) lenders in Richmond, Texas ranked by 2025 lending data.
30
SBA Loans Funded
$12M
Total Volume
10.75%
Avg Interest Rate
20
Active Lenders
Looking for an SBA loan in Richmond, Texas? Based on 2025 FOIA data, 30 SBA 7(a) loans were funded in Richmond totaling $12M. Below are the top lenders and industries receiving SBA funding in your area. See all Texas SBA lenders for statewide rankings.
Top 20 SBA Lenders in Richmond, TX (2025 Data)
| # | Lender | Loans | Total Approved |
|---|---|---|---|
| 1 | Truliant FCU | 1 | $3M |
| 2 | Readycap Lending, LLC | 2 | $3M |
| 3 | Merchants Bank of Indiana | 1 | $945K |
| 4 | Stellar Bank | 1 | $510K |
| 5 | Live Oak Banking Company | 1 | $500K |
| 6 | Wallis Bank | 1 | $500K |
| 7 | Zions Bank, A Division of | 5 | $430K |
| 8 | Nizari Progressive FCU | 1 | $410K |
| 9 | The Huntington National Bank | 2 | $331K |
| 10 | Magnifi Financial CU | 1 | $311K |
| 11 | First Bank of the Lake | 1 | $266K |
| 12 | Bank of America | 1 | $244K |
| 13 | Trustmark Bank | 1 | $233K |
| 14 | Susser Bank | 1 | $170K |
| 15 | BayFirst National Bank | 1 | $150K |
| 16 | CenTrust Bank, A Division of SmartBiz Bank National Associat | 1 | $150K |
| 17 | Northeast Bank | 3 | $130K |
| 18 | PeopleFund | 1 | $122K |
| 19 | JPMorgan Chase Bank | 3 | $121K |
| 20 | Wells Fargo Bank National Association | 1 | $15K |
Top Industries Funded in Richmond
| Industry | Loans | Total Approved |
|---|---|---|
| Homes for the Elderly | 1 | $3M |
| Full-Service Restaurants | 3 | $1M |
| Snack and Nonalcoholic Beverage Bars | 1 | $510K |
| Limited-Service Restaurants | 1 | $500K |
| Child Day Care Services | 1 | $500K |
| Offices of All Other Miscellaneous Health Practitioners | 1 | $410K |
| Other Business Service Centers (including Copy Shops) | 2 | $331K |
| All Other Amusement and Recreation Industries | 1 | $311K |
| General Freight Trucking, Local | 3 | $310K |
| Offices of Physical, Occupational and Speech Therapists, and Audiologi | 1 | $266K |
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