Free SBA Business Plans for Business Acquisitions.

There’s no catch — just a different business model. We’re a licensed SBA loan brokerage, not a business plan writing service. SBA brokers get paid by the bank when a loan closes, the same way mortgage brokers do.

Since every SBA acquisition loan needs a business plan, and we’d write one anyway for our paying clients, we made it free for anyone who lets us shop their deal to lenders. You get a $2,000–$10,000 deliverable. We get to compete for the loan placement.

If you decide to use a different broker, we ask you to reimburse our writer’s time at $2,000 — still less than half the typical paid writer rate.

2 business days for the first draft, from the moment we have your documents. Compare that to 2–4 weeks at most paid writing services. We move faster because SBA business plans are 90% of what our writers do every day — they don’t context-switch between dental practices, food trucks, and venture pitches.

If you have an LOI in hand and need to move even faster, we’ve turned plans around in 24 hours for urgent deals. Just tell us the deadline.

The full SBA 7(a) package: executive summary, business description, acquisition rationale, market analysis, customer/competition analysis, management plan, marketing plan, operations plan, SWOT, 5-year financial projections (P&L, cash flow, balance sheet, monthly Year 1), DSCR analysis, Sources & Uses, and appendix with supporting docs.

Delivered as a polished Word doc + Excel projections workbook. Lender-ready. We’ve had underwriters tell us our plans are easier to credit than their own internal templates.

We’ve written SBA business plans across 150+ industries — HVAC, plumbing, landscaping, construction, IT services, manufacturing, trucking, restaurants, franchises, home healthcare, insurance agencies, self-storage, dental practices, daycare, gyms, auto repair, pest control, liquor stores, and many more.

We focus on businesses with $500K–$10M in revenue being acquired for $500K–$15M — the sweet spot of the SBA 7(a) program. Outside that range, we still help, but the structure may shift to a 504 or pari passu deal.

It’s your plan. You own it the moment we deliver it. Take it to any bank, any lender, any investor — we don’t lock it down.

That said: most clients let us shop the deal because we already have term sheets within a week from 25+ SBA-preferred lenders. Even if you have a banker you like, comparing their offer against ours usually saves 25–75 basis points on rate, which on a $2M loan is $5K–$15K per year.

No SBA broker can ethically guarantee approval — the SBA, the lender, and the underwriter all have final say. What we can tell you is whether your deal is fundable before we write a single page. If your DSCR doesn’t pencil at 1.25x or your equity injection is too thin, we’ll tell you on the first call. We don’t waste anyone’s time writing plans for deals that won’t fund.

Yes. If you’re still searching, we can issue a pre-qualification letter based on your personal financials, then help you analyze deals as they come up. Once you have an LOI, we kick off the full business plan immediately.

If you’re early-stage and exploring multiple targets, we’ll send you sample plans in your target industries so you can see exactly what underwriters want to see — before you sign an LOI.

Three big differences:

1. Cost. Go Business Plans charges $2,000–$10,000. We charge $0.

2. Specialization. Paid writers write all kinds of plans — pitch decks, immigration plans, internal strategy docs. We only write SBA acquisition plans. We know exactly what the SBA SOP 50 10 8 requires because we send plans to underwriters every week.

3. End-to-end. Paid writers hand you a PDF and disappear. We package the plan, send it to 25+ lenders, negotiate the term sheet, manage underwriting Q&A, and ride the deal to close.

We’re a real, licensed SBA loan brokerage. We close acquisition loans every month with banks like Live Oak, Huntington, Celtic, Byline, Newtek, First Bank of the Lake, and many more. Check out our recent deals page to see the loans we’ve closed — with deal sizes, rates, and industries.