We'd love to hear from you.

At least three years of operating history and a minimum of $250K revenue is required. Have questions? We are only a call or email away.

Let's get started* A senior advisor will reach out within one business day.

Please enter your first name.

Please enter your last name.

Please enter a valid phone number.

Please enter a valid email.

What's the loan for?*

Business acquisition Partner buyout Commercial real estate Working capital Franchise (startup) Refinance Equipment Startup (new business)

Where are you in the process?*

Signed LOI / Purchase Agreement In Negotiation Actively Searching Need prequalification letter →

Please choose where you are.

Where are you in the process?*

Signed purchase contract Shortlisted property Actively looking Need prequalification letter →

Please choose where you are.

Where are you with the franchise?*

Signed franchise agreement In conversation with franchisor Researching brands Need prequalification letter →

Please choose where you are.

Not a fit for SBA financingSBA 7(a) loans require an existing operating business (2+ years) or an established franchise. We don't fund independent non-franchise startups.

For startup capital, take a look at:

SBA Microloans (up to $50K via community lenders)
Lendio (startup-friendly lender marketplace)
Local CDFIs and revenue-based financing

If your business is actually a franchise, switch your answer above to Franchise (startup) and we'll help.

Will your business occupy 51%+ of the property?* SBA 7(a) and 504 loans require owner-occupancy.

Yes — my business will occupy it No — it's investment / rental

SBA doesn't fit hereSBA loans require the borrower's business to occupy 51%+ of the property. For investment-only commercial real estate, you'll want a conventional commercial mortgage or DSCR loan — we don't broker those. Try Janover or a local commercial mortgage broker.

Please select an option.

How long has your business been operating?* SBA lenders typically want 2+ years of operating history.

Less than 2 years 2–5 years 5+ years

Possible challengeSBA lenders generally require 2+ years of operating history. We can still try, but the lender pool narrows.

Please select an option.

What loan amount do you need?*

Please enter a loan amount.

2025 Financials* Last completed fiscal year. Estimates are fine.

Please enter 2025 revenue.

Please enter 2025 net income.

Anything else we should know? (optional)

I agree that GoSBA Loans may call and text me about my inquiry. Msg & data rates may apply. Reply STOP to opt out. SMS Terms · Privacy.

By submitting, you agree to be contacted by GoSBA Loans. We never sell your info. Privacy policy.

Thanks — we got it.

A senior advisor will reach out within one business day with next steps.

In the meantime, you can call us at +1-855-381-6448.

Call Us

Have questions? We are only a call away.

+1-855-381-6448

Schedule Meeting

Need urgent help with a loan request?

Schedule Meeting

Email Us

We’ll respond to your inquiry as soon as possible.

[email protected]

We'd love to hear from you.

Thanks — we got it.

Call Us

Schedule Meeting

Email Us

Schedule Your Free SBA Loan Consultation.

Contact

SBA Loans

Company

Resources