Prosolve CPA Review: Built for Acquisition Entrepreneurs
If you’re an entrepreneur looking to buy a small business through an SBA loan, finding the right CPA firm is one of the most important decisions you’ll make. Prosolve CPA has positioned itself as a firm built specifically for the Entrepreneurship Through Acquisition (ETA) community — and that focus makes them a standout option for SBA buyers. Listed on VerSquare.com as a trusted due diligence and accounting provider, Prosolve CPA deserves a close look.
About Prosolve CPA
Prosolve CPA (prosolve.cpa) is a full-suite accounting, tax, and M&A services firm that has worked with 200+ businesses and is trusted by 100+ business clients. What sets them apart from traditional CPA firms is their explicit focus on acquisition entrepreneurs — people who are buying businesses rather than starting them from scratch.
Their tagline says it all: “You are 100% committed to your business. We are the partner you need for accounting & taxes.”
This isn’t a generalist accounting firm that happens to do some M&A work on the side. Prosolve has built their entire practice around serving the needs of people who buy, operate, and grow small businesses.
Core Services for Business Buyers
Financial Due Diligence & Quality of Earnings (QoE)
Prosolve’s financial due diligence service is their flagship offering for acquisition entrepreneurs. According to their website, they provide:
- Thorough financial statement examination using advanced analytics to uncover hidden risks
- Quality of Earnings (QoE) analysis — the gold standard of financial due diligence for business acquisitions
- Cash proof analysis — verifying that reported earnings actually translate to cash flow
- Net working capital analysis — critical for SBA deal structuring and purchase price adjustments
- Hidden risk identification — uncovering issues that could affect the deal or post-closing operations
For SBA buyers, the QoE report is arguably the single most important document in your acquisition process (outside of the loan application itself). It’s what lenders rely on to validate the business’s earning power, and it’s what protects you from overpaying.
Entrepreneurship Through Acquisition (ETA) Services
Prosolve explicitly markets ETA as a core service line, which signals their deep understanding of the acquisition entrepreneur’s journey. This includes:
- Pre-acquisition financial analysis and screening
- Deal structuring support
- Post-acquisition financial integration
- Ongoing advisory as you operate and grow the acquired business
Outsourced Accounting
One of Prosolve’s biggest value propositions is that they can be your accounting team after the acquisition closes. Many SBA buyers acquire businesses where the previous owner handled the books personally or used a local bookkeeper. Prosolve offers:
- Full outsourced accounting services
- Bookkeeping
- Accounts payable management
- Payroll services
This continuity from due diligence through post-acquisition operations is a significant advantage. The firm that analyzed the business’s financials before closing already understands the chart of accounts, revenue patterns, and expense structures.
Fractional CFO Services
For SBA buyers who are acquiring businesses in the $1M–$5M range, hiring a full-time CFO rarely makes financial sense. Prosolve’s fractional CFO service fills this gap by providing:
- Strategic financial guidance
- Cash flow management and forecasting
- KPI tracking and financial reporting
- Board-ready financial packages
- Lender reporting and covenant compliance
Tax Advisory & Planning
- Tax preparation — Business and personal returns for acquisition entrepreneurs
- Tax planning — Structuring your acquisition and ongoing operations for optimal tax outcomes
- Tax credit identification — Prosolve has helped 200+ businesses claim tax credits, meaning they’re proactive about finding savings
Strengths of Prosolve CPA for SBA Buyers
- ETA-native: Unlike generalist firms, Prosolve was built for acquisition entrepreneurs. They understand the SBA process, the timeline pressures, and the unique needs of first-time business buyers
- End-to-end service: From QoE through post-acquisition accounting, tax, and fractional CFO services — you don’t need to switch firms after closing
- Right-sized for SMB: Prosolve is built to serve small and mid-sized businesses, which means your $500K–$5M deal gets proper attention (not treated as a small engagement by a big firm)
- Practical approach: Their focus on advanced analytics and hidden risk identification suggests a thorough, detail-oriented methodology
- Tax credit expertise: With 200+ businesses claiming credits, they’re clearly proactive about maximizing value for their clients
Potential Considerations
- Firm size: As a smaller, specialized firm, they may have capacity constraints during busy deal seasons. It’s worth confirming availability and turnaround time before engaging
- Geographic focus: Confirm they can serve deals in your specific state, especially regarding state tax implications
- Niche focus: Their ETA specialization is a strength, but buyers doing complex, multi-entity acquisitions may need additional resources
Who Is Prosolve CPA Best For?
Prosolve CPA is an excellent fit for:
- First-time SBA buyers who want a firm that understands their journey and can guide them through the process
- ETA entrepreneurs (self-funded searchers, search fund operators) who need a CPA team that speaks their language
- Buyers acquiring businesses in the $500K–$5M range who want a right-sized partner
- Entrepreneurs who want a long-term CPA relationship — from due diligence through years of operating the business
- Buyers who need outsourced accounting and fractional CFO support post-acquisition
How GoSBA Loans Works With Due Diligence Firms Like Prosolve CPA
At GoSBA Loans, we’ve funded over $320 million in SBA acquisitions and work with a network of 50+ lenders to match borrowers with the best possible terms. Having a strong due diligence partner is one of the most critical factors in getting your SBA loan approved — and keeping your acquisition on track.
Why Quality of Earnings Reports Matter for SBA Loans
SBA lenders don’t just take the seller’s word for how much the business earns. They need independent verification, and the QoE report is the industry standard. A well-prepared QoE from a firm like Prosolve CPA:
- Validates adjusted EBITDA/SDE — confirming the business can support the debt service on your SBA loan
- Identifies add-backs and adjustments — ensuring the earnings picture is fair and accurate
- Flags red flags early — giving you negotiating leverage or the information to walk away before you’re too deep
- Builds lender confidence — a professional QoE from a known firm speeds up the underwriting process
What GoSBA Provides — Completely Free
GoSBA Loans is a 100% free service for borrowers. We never charge fees — our lender partners compensate us. Here’s what you get:
- Access to 50+ SBA lenders — we match you with the lender most likely to approve your deal at the best terms
- Free professional business plan — SBA-ready, a $2,500–$5,000 value
- Free financial projections — lender-grade models built for your specific acquisition
- Expert guidance from LOI to closing — we’ve done this hundreds of times
When you combine GoSBA’s SBA lending expertise with Prosolve CPA’s due diligence and accounting services, you’re building a deal team that maximizes your chances of success.
Final Verdict on Prosolve CPA
Prosolve CPA is one of the most purpose-built firms in the market for SBA acquisition entrepreneurs. Their combination of QoE/due diligence capabilities with ongoing outsourced accounting, tax, and fractional CFO services makes them an ideal long-term partner for buyers who want one firm relationship from deal evaluation through years of ownership. Their explicit ETA focus is a genuine differentiator in a market where most CPA firms treat acquisition work as a side offering.
Rating: 4.5/5 — Outstanding for ETA entrepreneurs and SBA buyers who want a dedicated, long-term CPA partner.
Ready to Start Your SBA Acquisition?
Don’t navigate the SBA process alone. GoSBA Loans has helped hundreds of entrepreneurs acquire businesses with SBA financing — and it’s completely free.
Find more vetted due diligence and M&A service providers at VerSquare.com.
