Rapid Business Plans: A Comprehensive Review of This SBA Business Plan Writing Service
If you’ve ever applied for an SBA loan, you know that a professional business plan is often a critical requirement. Rapid Business Plans, based in Jacksonville, Florida, has built a business around helping entrepreneurs create lender-ready business plans — often in as few as four business days. But with business plan writing services typically costing $2,500 to $5,000 or more, is Rapid Business Plans worth the investment? And are there better alternatives? Let’s dive in.
What Is Rapid Business Plans?
Rapid Business Plans (RBP) is a professional business plan writing service headquartered in Jacksonville, Florida. Founded in 2015, the company has assembled a team of 38 experts who specialize in creating business plans formatted for SBA and USDA loan applications. According to their website, their clients have collectively secured over $2 billion in funding since the company’s founding.
Their core value proposition is speed and expertise: they deliver most SBA-ready and USDA-ready business plans within 4 business days, significantly faster than many competitors who may take weeks.
Services Offered by Rapid Business Plans
SBA Business Plans
- Comprehensive business plans formatted to meet SBA lender underwriting requirements
- Detailed financial projections including revenue forecasts, cash flow statements, and break-even analyses
- Market research and competitive analysis sections
- Executive summary and management team profiles
- Industry-specific customization for various business types
USDA Business Plans
- Plans formatted specifically for USDA Business & Industry (B&I) loan programs
- Rural business development plans with required USDA-specific sections
- Financial projections aligned with USDA lending criteria
Additional Services
- Business acquisition plans for buyers purchasing existing businesses
- Expansion plans for growing companies seeking additional capital
- Startup business plans for new ventures
- Financial projection development as a standalone service
- Direct coordination with your lender to meet specific underwriting requirements
What Sets Rapid Business Plans Apart?
Speed of Delivery
The 4-business-day turnaround is RBP’s headline differentiator. In the SBA lending world, timing can be critical — deals have deadlines, sellers get impatient, and lenders need documentation quickly. A fast turnaround on your business plan can keep your deal on track.
Team Size and Expertise
With 38 experts on staff, RBP has the capacity to handle multiple projects simultaneously without sacrificing quality. Their team includes writers, financial analysts, and industry researchers who collaborate on each plan.
Lender Coordination
One standout feature from client testimonials is RBP’s willingness to work directly with your bank. As one client review noted, their writer “worked directly with my bank to meet the specific underwriting requirements they needed in the plan.” This lender coordination can be incredibly valuable, as different banks often have different requirements for business plan content and format.
Track Record
$2 billion+ in client funding since 2015 is a substantial track record. While this figure represents the total loan amounts their clients received (not money RBP directly facilitated), it demonstrates that their business plans are consistently meeting lender standards.
The Cost Factor: What Do Professional Business Plans Cost?
This is where things get interesting. Professional business plan writing services like Rapid Business Plans typically charge between $2,500 and $5,000 or more depending on the complexity of the plan, the industry, and the specific requirements of your lender. For a comprehensive SBA business plan with detailed financial projections, you can easily be looking at the higher end of that range.
For many entrepreneurs — especially first-time business buyers who are already stretching their capital for down payments, legal fees, and due diligence costs — spending thousands on a business plan adds yet another significant expense to the acquisition process.
Pros and Cons of Rapid Business Plans
Pros
- Fast 4-business-day turnaround for most plans
- Large team of 38 experts providing diverse industry knowledge
- Strong track record with $2B+ in client funding since 2015
- Direct coordination with your lender for customized requirements
- Experience with both SBA and USDA loan programs
- Jacksonville, FL-based with nationwide service
Cons
- Cost: Professional business plans typically run $2,500-$5,000+, a significant expense on top of other acquisition costs
- Limited information about specific pricing on their website
- You’re paying for a document that some lenders may require extensive revisions to anyway
- The business plan is a one-time deliverable — it doesn’t come with ongoing support or lender matching
A Free Alternative: GoSBA Loans’ Business Plan Service
Here’s something many entrepreneurs don’t know: you don’t have to pay thousands of dollars for a professional SBA business plan.
GoSBA Loans provides FREE business plans and financial projections to borrowers who work with our lending network — a value of $2,500 to $5,000 that you keep in your pocket. This isn’t a stripped-down template or a DIY tool. It’s a professional, lender-ready business plan with detailed financial projections, created specifically for your loan application.
Why GoSBA Loans Can Offer This for Free
GoSBA Loans operates as a loan brokerage connecting borrowers with 50+ SBA lenders. Because we’re compensated by lenders when loans close, we can offer services like business plan writing at no cost to borrowers. It’s a genuine win-win:
- You get: A free professional business plan, access to 50+ lenders, and expert guidance through the entire SBA loan process
- We get: The opportunity to match you with the right lender and help close your loan
GoSBA Loans vs. Rapid Business Plans: A Side-by-Side Comparison
- Business Plan Cost: GoSBA — FREE | Rapid Business Plans — $2,500-$5,000+
- Financial Projections: GoSBA — Included FREE | Rapid Business Plans — Included in paid package
- Lender Matching: GoSBA — Yes, 50+ SBA lenders | Rapid Business Plans — No (plan only)
- Loan Process Support: GoSBA — Full support from application to closing | Rapid Business Plans — Business plan delivery only
- Total Loans Funded: GoSBA — $320M+ | Rapid Business Plans — N/A (plan writing service only)
- Cost to Borrower: GoSBA — Completely free | Rapid Business Plans — Paid service
The Bottom Line
Rapid Business Plans is a legitimate, experienced business plan writing service with a strong track record. If you need a standalone business plan quickly and are willing to pay for it, RBP delivers. Their 4-day turnaround, team depth, and lender coordination are genuine strengths.
However, for entrepreneurs seeking SBA financing, paying $2,500-$5,000 for a business plan when you can get one for free through GoSBA Loans — along with access to 50+ lenders and full loan process support — is a hard value proposition to beat.
With over $320 million in funded SBA loans, GoSBA Loans has the experience and lender relationships to not only write your business plan but to help you actually get funded.
Contact GoSBA Loans today to get your FREE business plan and connect with the right SBA lender for your deal.
