GoSBA’s 45 Best Houston SBA Lenders In 2024
The U.S. Small Business Administration (SBA) Houston District Office serves all the counties in Houston, which have a combined population base of nearly 2 million residents. If this area were a state, it would rank as the 36th most populous state in the Union. This multi-county service area is a major U.S industrial center, world center for the oil and gas industry and ranks as the second highest city in manufacturing GDP. There is a diverse economic base with global and domestic trade, tourism, biotechnology and technology. Houston is also home to the largest center in the world, the Texas Medical Center, and the U.S. Energy headquarters.
Finding the best and cheapest business loans has always been a hassle, so we make it easier by comparing all the best SBA lenders in Houston for you. After reading our analysis, please click apply now and we will able to match you with the best SBA loan providers in Houston.
GoSBA Loans is proud to announce the 2024, top 45 SBA banks providing SBA loans in Houston. Houston SBA loan providers financed 3,421 businesses valued at $2 billion in April to July of 2018. Houston SBA loan funding also led nationally in SBA loans made to minority and women-owned businesses.
One of the biggest challenges that small businesses face is access to affordable financing. Top lenders signing SBA-backed loans in Houston include some of the larger banks like JPMorgan Chase and Wells Fargo, as well as some smaller players, including Celtic Bank and Zions First National Bank. Unfortunately, these banks have some of the strongest underwriting criteria. Most small businesses are better off speaking with smaller and more aggressive SBA lenders in Houston. Applicants that apply for a SBA loan with GoSBA loans benefit from automatic circulation of their loan application to 33 of the 100 top Houston SBA lenders. Here is our GoSBA’s official ranking for the 45 Best Houston SBA Lenders April – July of 2024.
| RANK | BANK | LOANS FUNDED | VOLUME FUNDED ($) |
| 1 | Wells Fargo | 450 | 89,796,200 |
| 2 | JP Morgan Chase Bank | 388 | 127,790,241 |
| 3 | BBVA Compass Bank | 356 | 170,635,000 |
| 4 | Spirit of Texas Bank, SSB | 222 | 52,585,550 |
| 5 | Amegy Bank A Division of ZB, NA | 201 | 61,705,400 |
| 6 | Icon Bank of Texas, Natl Assoc | 140 | 84,527,000 |
| 7 | Wallis State Bank | 133 | 136,781,200 |
| 8 | Independence Bank | 131 | 13,050,000 |
| 9 | Allegiance Bank Texas | 94 | 116,965,500 |
| 10 | Live Oak Banking Company | 92 | 120,794,000 |
| 11 | Comerica Bank | 89 | 31,656,500 |
| 12 | Texas Citizen Bank NATL ASSOC | 85 | 58,746,000 |
| 13 | Frost Bank | 80 | 22,619,000 |
| 14 | Celtic Bank Corporation | 73 | 74,758,600 |
| 15 | Green Bank, Natl Assoc | 64 | 152,713,400 |
| 16 | Plains State Bank | 63 | 89,446,158 |
| 17 | Independent Bank | 61 | 58,770,284 |
| 18 | Stearns Bank National Association | 57 | 22,040,000 |
| 19 | United Midwest Saving Bank | 53 | 6,904,000 |
| 20 | Capital One, National Association | 51 | 41,805,200 |
| 21 | Texas DOW EMPL CU | 41 | 11,177,200 |
| 22 | LiftFund, INC | 41 | 4,942,000 |
| 23 | First Financial Bank | 40 | 50,580,000 |
| 24 | Texas Capital Bank | 33 | 12,709,522 |
| 25 | United Community Bank | 33 | 21,275,000 |
| 26 | Midwest Regional Bank | 28 | 13,905,600 |
| 27 | The Mint National Bank | 22 | 26,688,000 |
| 28 | Third Coast Bank SSB | 22 | 19,338,600 |
| 29 | Seacoast Commerce Bank | 22 | 15,582,100 |
| 30 | First Bank | 20 | 24,302,000 |
| 31 | Texas First Bank- Texas City | 20 | 16,930,556 |
| 32 | Five Star Bank | 20 | 4,540,000 |
| 33 | Bank of America Natl Assoc | 19 | 16,258,940 |
| 34 | Lone Star Bank | 18 | 11,329,600 |
| 35 | East West Bank | 17 | 12,710,000 |
| 36 | First State Bank | 17 | 9,759,200 |
| 37 | Pioneer Bank, SSB | 16 | 35,552,200 |
| 38 | Texas Advantage Community Bank | 16 | 22,916,000 |
| 39 | Gulf Coast Bank and Trust Company | 16 | 18,040,000 |
| 40 | Hamni Bank | 16 | 5,071,000 |
| 41 | Texas Gulf Bank, Natl Assoc | 13 | 9,059,600 |
| 42 | First Financial Bank, Natl Assoc | 12 | 61,700,000 |
| 43 | Pacific Premier Bank | 12 | 37,676,000 |
| 44 | Byline Bank | 12 | 21,360,000 |
| 45 | Bancorp South Bank | 12 | 4,648,000 |
You can use our SBA loan calculator to estimate your payments and total financing costs before applying for an SBA loan.
Note: Estimated payments, not including taxes and insurance. Actual payments may vary.
Sounds great? Click on apply now and we’ll match you with the best SBA loan providers in Houston.
