GoSBA’s Top 50 Kansas SBA Lenders in 2024
Overview of SBA Loans in Kansas
Kansas, with its rich agricultural history and diverse economy, offers a supportive environment for small businesses to thrive. With a population of nearly 3 million, Kansas has a strong small business presence that drives the state’s economic growth. From the bustling business scene in Wichita to the capital city of Topeka, Kansas presents ample opportunities for entrepreneurs looking to expand or establish their ventures.
In FY 2023, Kansas SBA loan providers funded 2,500 businesses, with a total loan volume of $1.2 billion. Key industries in Kansas include agriculture, manufacturing, healthcare, and energy, all of which contribute to a vibrant economy. Small businesses in these sectors benefit greatly from SBA loans, which provide the necessary capital to grow and succeed.
Finding the Best Kansas SBA Loans
Finding the best and most affordable business loans can be a challenge, but GoSBA Loans makes it easier by comparing the top SBA lenders in Kansas for you. We help businesses secure the financing they need to thrive—whether for purchasing equipment, refinancing high-interest loans, buying commercial property, or financing building improvements. After reading our analysis, click “Apply Now” and let us match you with the best SBA loan providers in Kansas.
Challenges in Accessing SBA Loans in Kansas
One of the significant challenges that small businesses face is access to affordable financing. The top SBA lenders in Kansas include major financial institutions such as U.S. Bank, Emprise Bank, and OakStar Bank, as well as other prominent lenders like INTRUST Bank and Equity Bank. These ten lenders funded over 1,500 businesses in Kansas with a combined loan volume of $850 million. However, just because these lenders are popular does not necessarily mean they are the right lenders for every industry or business size. For many businesses, smaller and more specialized SBA lenders may be the best choice.
How GoSBA Loans Helps Kansas Small Businesses
At GoSBA Loans, we understand the struggle of finding the best and cheapest SBA loans for your business. Our unique approach circulates your loan application to 33 of the top 100 SBA lenders in Kansas, increasing your chances of approval. We make lending loans for small businesses easier, faster, and more affordable. Below is our official ranking for the top 50 Kansas SBA lenders in 2024.
Top 50 Kansas SBA Lenders in 2024
| Bank Name | Sum of Term Months | Amount Funded | Loans Funded | Average of Initial Interest Rate |
| OakStar Bank | $1,626 | $15,912,600 | 12 | 10.63 |
| Emprise Bank | $2,304 | $9,068,100 | 19 | 8.21 |
| U.S. Bank, National Association | $2,985 | $6,576,000 | 24 | 10.06 |
| Equity Bank | $2,046 | $6,245,700 | 15 | 9.67 |
| INTRUST Bank, National Association | $900 | $6,143,400 | 8 | 9.25 |
| Bank of Hope | $300 | $5,000,000 | 1 | 9.25 |
| Wallis Bank | $300 | $5,000,000 | 1 | 10.25 |
| First State Bank | $312 | $4,945,000 | 1 | 10.50 |
| Live Oak Banking Company | $636 | $4,850,000 | 3 | 9.58 |
| Newtek Bank, National Association | $1,272 | $4,830,800 | 11 | 11.77 |
| Grasshopper Bank National Association | $420 | $4,772,000 | 2 | 10.25 |
| First Bank of the Lake | $1,335 | $4,754,300 | 11 | 11.05 |
| Truliant FCU | $420 | $4,626,000 | 2 | 11.00 |
| Enterprise Bank & Trust | $420 | $3,701,200 | 2 | 8.25 |
| Southwestern National Bank | $300 | $3,610,000 | 1 | 9.50 |
| Community National Bank & Trust | $672 | $3,378,500 | 7 | 9.00 |
| CommunityAmerica CU | $720 | $3,189,000 | 6 | 10.00 |
| Dream First Bank National Association | $1,269 | $3,141,700 | 8 | 9.00 |
| Readycap Lending, LLC | $1,707 | $2,959,000 | 13 | 14.42 |
| Community Banks of Colorado, A Division of | $840 | $2,846,000 | 7 | 9.09 |
| Merchants Bank of Indiana | $300 | $2,816,000 | 1 | 10.75 |
| LendingClub Bank, National Association | $120 | $2,793,000 | 1 | 10.50 |
| Academy Bank National Association | $246 | $2,625,000 | 2 | 8.25 |
| The Huntington National Bank | $1,209 | $2,575,500 | 10 | 11.00 |
| T Bank, National Association | $120 | $2,571,100 | 1 | 11.00 |
| Central National Bank | $186 | $2,516,500 | 2 | 9.00 |
| Wells Fargo Bank, National Association | $540 | $2,491,000 | 3 | 10.44 |
| Bank of America, National Association | $720 | $2,402,900 | 3 | 7.82 |
| HTLF Bank | $360 | $2,300,000 | 3 | 8.00 |
| Hanover Community Bank | $120 | $2,071,800 | 1 | 11.00 |
| BayFirst National Bank | $1,680 | $1,950,000 | 14 | 13.25 |
| Shoreham Bank | $300 | $1,900,000 | 1 | 9.00 |
| Country Club Bank | $300 | $1,805,000 | 3 | 9.00 |
| Fidelity Bank, National Association | $506 | $1,720,200 | 4 | 9.00 |
| First IC Bank | $300 | $1,660,000 | 1 | 9.75 |
| UMB Bank, National Association | $720 | $1,640,000 | 5 | 8.85 |
| Silver Lake Bank | $300 | $1,620,000 | 7 | 10.00 |
| First Western SBLC, Inc | $300 | $1,520,000 | 1 | 10.00 |
| Sunflower Bank National Association | $374 | $1,493,800 | 2 | 9.00 |
| Simmons Bank | $360 | $1,459,000 | 3 | 10.50 |
| First National Bank of Oklahoma | $198 | $1,349,200 | 1 | 10.00 |
| GBank | $300 | $1,320,000 | 1 | 9.75 |
| Landmark National Bank | $204 | $1,299,000 | 2 | 9.00 |
| First Internet Bank of Indiana | $276 | $1,252,000 | 2 | 11.25 |
| The Lyon County State Bank | $300 | $1,150,000 | 1 | 9.00 |
| Lyons Federal Bank | $120 | $1,135,500 | 1 | 9.00 |
| CrossFirst Bank | $276 | $1,106,000 | 1 | 9.75 |
| NBKC Bank | $330 | $1,082,500 | 4 | 10.00 |
| Bank of Hays | $690 | $1,012,600 | 10 | 9.00 |
| Community First National Bank | $168 | $1,007,000 | 2 | 9.00 |
Analyzing Kansas’ Top SBA Lenders
Analyzing the table above, OakStar Bank leads with a total loan volume of $15.9 million across 12 loans, demonstrating its strong contribution to SBA lending in Kansas. Emprise Bank follows closely with $9.07 million funded across 19 loans, making it another major player in Kansas’ small business lending scene.
When it comes to the number of loans funded, U.S. Bank, National Association stands out, funding 24 loans totaling $6.57 million. This makes U.S. Bank an active and reliable SBA lender in Kansas, particularly for businesses looking for consistent support.
Other notable lenders include Equity Bank and INTRUST Bank, both of which provide competitive options for small business owners seeking financing. For smaller businesses, institutions like Community National Bank & Trust and CommunityAmerica CU offer accessible funding solutions tailored to meet the needs of startups and smaller enterprises.
Why Choose GoSBA Loans for SBA Loans in Kansas?
Partnering with GoSBA Loans provides applicants with access to a wide array of SBA lenders in Kansas. We help match you with the lender that suits your business needs, taking into account loan amounts, approval criteria, and loan terms. By working with us, you’ll gain access to a network of lenders, ensuring that your application reaches the right banks at the right time, ultimately increasing your likelihood of success.
Benefits of SBA Loans for Kansas Small Businesses
Whether you’re a new startup or an established small business, securing an SBA loan can help you expand operations, purchase equipment, or boost working capital. Kansas’ diverse economic base and supportive business environment provide a unique opportunity for small business owners to succeed, and we’re here to help you every step of the way.
Ready to Apply for an SBA Loan in Kansas?
If you’re ready to find the best SBA lenders in Kansas, contact us today to begin your journey. Our team at GoSBA Loans is committed to helping your small business secure the financing it needs to grow and thrive in 2024 and beyond.
