Updated with official SBA FOIA data through December 31, 2025
Looking for an SBA loan to buy or open a Anytime Fitness franchise? Not all lenders are equal — some banks fund dozens of Anytime Fitness deals per year while others have never touched one. Working with a lender who knows your franchise means faster approvals, better terms, and fewer surprises.
We analyzed every SBA 7(a) loan for Anytime Fitness in 2025 using official FOIA data. Here are the lenders who fund the most deals.
Top SBA Lenders for Anytime Fitness (2025)
| # | Lender | Loans | Volume | Avg Rate |
|---|---|---|---|---|
| 1 | Platinum Bank | 10 | $6.4M | 9.90% |
| 2 | Live Oak Banking Company | 7 | $8.4M | 9.35% |
| 3 | Pathward National Association | 2 | $3.8M | 10.25% |
| 4 | The Huntington National Bank | 2 | $614K | 9.00% |
| 5 | Peoples Bank | 2 | $150K | 9.50% |
| 6 | Zions Bank, A Division of | 1 | $145K | 10.00% |
| 7 | Community Bank & Trust-West Georgia | 1 | $830K | 10.25% |
| 8 | Bank of Ann Arbor | 1 | $288K | 9.00% |
| 9 | Century Bank | 1 | $148K | 9.50% |
| 10 | Readycap Lending, LLC | 1 | $50K | 14.00% |
| 11 | Banner Bank | 1 | $250K | 6.99% |
| 12 | Mid Minnesota FCU | 1 | $66K | 8.50% |
Key Stats
- Total SBA loans for Anytime Fitness in 2025: 30
- Total volume: $21.1M
- Average loan size: $702K
- Average interest rate: 9.67%
- Rate range: 6.99% – 14.00%
- Top states: Florida (4), Washington (3), Georgia (3), South Carolina (3), Texas (2), Indiana (2), Minnesota (2), North Carolina (2), Illinois (1), Massachusetts (1)
Why lender choice matters: The rate spread for Anytime Fitness loans ranges from 6.99% to 14.00%. On a $702K loan, that’s a difference of $49K/year in interest. Choosing the right lender can save you thousands.
How to Get the Best SBA Loan for Anytime Fitness
- Work with a lender who knows Anytime Fitness — The lenders above have funded multiple Anytime Fitness deals and understand the franchise model
- Submit to multiple lenders — Don’t accept the first term sheet. Competition drives rates down.
- Get your franchise agreement ready — SBA lenders will need your FDD, franchise agreement, and any territory documents
- Prepare financial projections — Most lenders require a business plan with 3-year projections for franchise loans
Getting an SBA Loan for Anytime Fitness?
GoSBA submits your Anytime Fitness deal to 50+ SBA lenders simultaneously — including all the top lenders listed above. Completely free, with a custom business plan & projections included.
Data source: U.S. Small Business Administration FOIA 7(a) loan data, calendar year 2025.
