Updated with official SBA FOIA data through December 31, 2025
Looking for an SBA loan to buy or open a Playa Bowls franchise? Not all lenders are equal — some banks fund dozens of Playa Bowls deals per year while others have never touched one. Working with a lender who knows your franchise means faster approvals, better terms, and fewer surprises.
We analyzed every SBA 7(a) loan for Playa Bowls in 2025 using official FOIA data. Here are the lenders who fund the most deals.
Top SBA Lenders for Playa Bowls (2025)
| # | Lender | Loans | Volume | Avg Rate |
|---|---|---|---|---|
| 1 | ConnectOne Bank | 10 | $4.9M | 10.00% |
| 2 | The Huntington National Bank | 4 | $1.1M | 9.61% |
| 3 | TD Bank, National Association | 3 | $1.4M | 7.87% |
| 4 | Telhio Credit Union Inc | 2 | $300K | 11.00% |
| 5 | Village Bank and Trust, National Association | 2 | $484K | 8.50% |
| 6 | KeyBank National Association | 2 | $864K | 9.50% |
| 7 | SouthState Bank, National Association | 1 | $568K | 10.00% |
| 8 | Cadence Bank | 1 | $456K | 10.25% |
| 9 | Celtic Bank Corporation | 1 | $494K | 10.00% |
| 10 | First Bank of the Lake | 1 | $486K | 9.50% |
| 11 | Hanmi Bank | 1 | $330K | 9.50% |
| 12 | Leader Bank, National Association | 1 | $537K | 9.75% |
| 13 | UMB Bank, National Association | 1 | $401K | 8.00% |
| 14 | Climate First Bank | 1 | $637K | 10.25% |
Key Stats
- Total SBA loans for Playa Bowls in 2025: 31
- Total volume: $13.0M
- Average loan size: $418K
- Average interest rate: 9.59%
- Rate range: 7.80% – 12.50%
- Top states: Texas (6), North Carolina (4), Ohio (3), Tennessee (3), Georgia (2), Kentucky (2), Pennsylvania (2), Illinois (1), Kansas (1), Rhode Island (1)
Why lender choice matters: The rate spread for Playa Bowls loans ranges from 7.80% to 12.50%. On a $418K loan, that’s a difference of $20K/year in interest. Choosing the right lender can save you thousands.
How to Get the Best SBA Loan for Playa Bowls
- Work with a lender who knows Playa Bowls — The lenders above have funded multiple Playa Bowls deals and understand the franchise model
- Submit to multiple lenders — Don’t accept the first term sheet. Competition drives rates down.
- Get your franchise agreement ready — SBA lenders will need your FDD, franchise agreement, and any territory documents
- Prepare financial projections — Most lenders require a business plan with 3-year projections for franchise loans
Getting an SBA Loan for Playa Bowls?
GoSBA submits your Playa Bowls deal to 50+ SBA lenders simultaneously — including all the top lenders listed above. Completely free, with a custom business plan & projections included.
Data source: U.S. Small Business Administration FOIA 7(a) loan data, calendar year 2025.
