Updated with official SBA FOIA data through December 31, 2025
Looking for an SBA loan to buy or open a Primrose Schools franchise? Not all lenders are equal — some banks fund dozens of Primrose Schools deals per year while others have never touched one. Working with a lender who knows your franchise means faster approvals, better terms, and fewer surprises.
We analyzed every SBA 7(a) loan for Primrose Schools in 2025 using official FOIA data. Here are the lenders who fund the most deals.
Top SBA Lenders for Primrose Schools (2025)
| # | Lender | Loans | Volume | Avg Rate |
|---|---|---|---|---|
| 1 | Live Oak Banking Company | 12 | $28.4M | 7.70% |
| 2 | Regions Bank | 7 | $3.9M | 7.07% |
| 3 | Bank of America, National Association | 2 | $2.7M | 6.08% |
| 4 | Bank Five Nine | 2 | $300K | 9.25% |
| 5 | United Community Bank | 2 | $4.4M | 6.50% |
| 6 | Meadows Bank | 1 | $482K | 9.50% |
| 7 | First Bank of the Lake | 1 | $2.9M | 8.00% |
| 8 | FWBank | 1 | $304K | 8.50% |
| 9 | First National Bank of Pennsylvania | 1 | $3.5M | 5.74% |
| 10 | The Fidelity Bank | 1 | $358K | 8.00% |
| 11 | Paragon Bank | 1 | $1.1M | 9.75% |
| 12 | Plains State Bank | 1 | $3.8M | 6.25% |
Key Stats
- Total SBA loans for Primrose Schools in 2025: 32
- Total volume: $52.2M
- Average loan size: $1.6M
- Average interest rate: 7.54%
- Rate range: 5.65% – 9.75%
- Top states: Texas (5), Illinois (4), Georgia (3), Michigan (3), Virginia (3), Pennsylvania (3), Florida (2), Colorado (2), Indiana (2), California (1)
Why lender choice matters: The rate spread for Primrose Schools loans ranges from 5.65% to 9.75%. On a $1.6M loan, that’s a difference of $67K/year in interest. Choosing the right lender can save you thousands.
How to Get the Best SBA Loan for Primrose Schools
- Work with a lender who knows Primrose Schools — The lenders above have funded multiple Primrose Schools deals and understand the franchise model
- Submit to multiple lenders — Don’t accept the first term sheet. Competition drives rates down.
- Get your franchise agreement ready — SBA lenders will need your FDD, franchise agreement, and any territory documents
- Prepare financial projections — Most lenders require a business plan with 3-year projections for franchise loans
Getting an SBA Loan for Primrose Schools?
GoSBA submits your Primrose Schools deal to 50+ SBA lenders simultaneously — including all the top lenders listed above. Completely free, with a custom business plan & projections included.
Data source: U.S. Small Business Administration FOIA 7(a) loan data, calendar year 2025.
