Updated with official SBA FOIA data through December 31, 2025
Looking for an SBA loan to buy or open a Quality Inn by Choice Hotels / franchise? Not all lenders are equal — some banks fund dozens of Quality Inn by Choice Hotels / deals per year while others have never touched one. Working with a lender who knows your franchise means faster approvals, better terms, and fewer surprises.
We analyzed every SBA 7(a) loan for Quality Inn by Choice Hotels / in 2025 using official FOIA data. Here are the lenders who fund the most deals.
Top SBA Lenders for Quality Inn by Choice Hotels / (2025)
| # | Lender | Loans | Volume | Avg Rate |
|---|---|---|---|---|
| 1 | GBank | 13 | $46.3M | 8.56% |
| 2 | Celtic Bank Corporation | 4 | $7.3M | 10.25% |
| 3 | US Metro Bank | 4 | $9.2M | 8.94% |
| 4 | PromiseOne Bank | 3 | $6.2M | 8.50% |
| 5 | Enterprise Bank & Trust | 3 | $8.1M | 8.33% |
| 6 | Southwestern National Bank | 2 | $5.5M | 8.25% |
| 7 | Hanover Community Bank | 2 | $4.7M | 8.75% |
| 8 | Commonwealth Business Bank | 2 | $3.4M | 8.88% |
| 9 | Peoples Bank | 1 | $2.6M | 8.00% |
| 10 | First Port City Bank | 1 | $4.7M | 9.25% |
| 11 | Brookline Bank, a Division of Beacon Bank and Trust | 1 | $1.6M | 9.75% |
| 12 | PCB Bank | 1 | $5.0M | 8.50% |
| 13 | Gulf Coast Bank and Trust Company | 1 | $3.1M | 9.75% |
| 14 | Byline Bank | 1 | $2.4M | 9.50% |
| 15 | Millennium Bank | 1 | $4.2M | 9.00% |
Key Stats
- Total SBA loans for Quality Inn by Choice Hotels / in 2025: 44
- Total volume: $125.0M
- Average loan size: $2.8M
- Average interest rate: 8.85%
- Rate range: 8.00% – 12.00%
- Top states: North Carolina (6), Colorado (4), Michigan (3), Florida (3), Georgia (3), Ohio (3), Texas (3), New York (3), South Carolina (2), West Virginia (2)
Why lender choice matters: The rate spread for Quality Inn by Choice Hotels / loans ranges from 8.00% to 12.00%. On a $2.8M loan, that’s a difference of $114K/year in interest. Choosing the right lender can save you thousands.
How to Get the Best SBA Loan for Quality Inn by Choice Hotels /
- Work with a lender who knows Quality Inn by Choice Hotels / — The lenders above have funded multiple Quality Inn by Choice Hotels / deals and understand the franchise model
- Submit to multiple lenders — Don’t accept the first term sheet. Competition drives rates down.
- Get your franchise agreement ready — SBA lenders will need your FDD, franchise agreement, and any territory documents
- Prepare financial projections — Most lenders require a business plan with 3-year projections for franchise loans
Getting an SBA Loan for Quality Inn by Choice Hotels /?
GoSBA submits your Quality Inn by Choice Hotels / deal to 50+ SBA lenders simultaneously — including all the top lenders listed above. Completely free, with a custom business plan & projections included.
Data source: U.S. Small Business Administration FOIA 7(a) loan data, calendar year 2025.
