Updated with official SBA FOIA data through December 31, 2025
Looking for an SBA loan to buy or open a The Learning Experience franchise? Not all lenders are equal — some banks fund dozens of The Learning Experience deals per year while others have never touched one. Working with a lender who knows your franchise means faster approvals, better terms, and fewer surprises.
We analyzed every SBA 7(a) loan for The Learning Experience in 2025 using official FOIA data. Here are the lenders who fund the most deals.
Top SBA Lenders for The Learning Experience (2025)
| # | Lender | Loans | Volume | Avg Rate |
|---|---|---|---|---|
| 1 | Bank of America, National Association | 8 | $5.5M | 6.88% |
| 2 | Byline Bank | 5 | $2.7M | 10.10% |
| 3 | TD Bank, National Association | 4 | $2.5M | 8.40% |
| 4 | Celtic Bank Corporation | 3 | $2.9M | 9.58% |
| 5 | First Bank of the Lake | 3 | $1.2M | 9.75% |
| 6 | United Community Bank | 2 | $1.1M | 10.25% |
| 7 | Provident Bank | 2 | $1.2M | 9.62% |
| 8 | FWBank | 1 | $405K | 9.25% |
| 9 | Newtek Bank, National Association | 1 | $225K | 10.00% |
| 10 | First-Citizens Bank & Trust Company | 1 | $500K | 10.00% |
| 11 | Wallis Bank | 1 | $500K | 9.25% |
Key Stats
- Total SBA loans for The Learning Experience in 2025: 31
- Total volume: $18.7M
- Average loan size: $604K
- Average interest rate: 8.88%
- Rate range: 6.32% – 10.25%
- Top states: Connecticut (5), New York (4), Texas (4), Virginia (4), Georgia (3), Pennsylvania (3), Florida (2), Wisconsin (2), Massachusetts (1), California (1)
Why lender choice matters: The rate spread for The Learning Experience loans ranges from 6.32% to 10.25%. On a $604K loan, that’s a difference of $24K/year in interest. Choosing the right lender can save you thousands.
How to Get the Best SBA Loan for The Learning Experience
- Work with a lender who knows The Learning Experience — The lenders above have funded multiple The Learning Experience deals and understand the franchise model
- Submit to multiple lenders — Don’t accept the first term sheet. Competition drives rates down.
- Get your franchise agreement ready — SBA lenders will need your FDD, franchise agreement, and any territory documents
- Prepare financial projections — Most lenders require a business plan with 3-year projections for franchise loans
Getting an SBA Loan for The Learning Experience?
GoSBA submits your The Learning Experience deal to 50+ SBA lenders simultaneously — including all the top lenders listed above. Completely free, with a custom business plan & projections included.
Data source: U.S. Small Business Administration FOIA 7(a) loan data, calendar year 2025.
