Best Carlsbad, CA SBA Lenders & Rates of 2026
Top SBA 7(a) lenders in Carlsbad, California ranked by 2025 lending data.
35
SBA Loans Funded
$13M
Total Volume
10.42%
Avg Interest Rate
20
Active Lenders
Looking for an SBA loan in Carlsbad, California? Based on 2025 FOIA data, 35 SBA 7(a) loans were funded in Carlsbad totaling $13M. Below are the top lenders and industries receiving SBA funding in your area. See all California SBA lenders for statewide rankings.
Top 20 SBA Lenders in Carlsbad, CA (2025 Data)
| # | Lender | Loans | Total Approved |
|---|---|---|---|
| 1 | EverBank National Association | 1 | $2M |
| 2 | Fifth Third Bank | 1 | $2M |
| 3 | CalPrivate Bank | 2 | $1M |
| 4 | Live Oak Banking Company | 3 | $1M |
| 5 | Celtic Bank Corporation | 2 | $988K |
| 6 | Newtek Bank | 3 | $775K |
| 7 | First Internet Bank of Indiana | 1 | $684K |
| 8 | Wells Fargo Bank National Association | 1 | $581K |
| 9 | Bank of America | 2 | $500K |
| 10 | Western Alliance Bank | 1 | $486K |
| 11 | Summit State Bank | 1 | $450K |
| 12 | BayFirst National Bank | 3 | $349K |
| 13 | Cadence Bank | 1 | $320K |
| 14 | PNC Bank | 1 | $300K |
| 15 | Climate First Bank | 1 | $300K |
| 16 | JPMorgan Chase Bank | 2 | $201K |
| 17 | Zions Bank, A Division of | 2 | $200K |
| 18 | U.S. Bank | 5 | $148K |
| 19 | Readycap Lending, LLC | 1 | $129K |
| 20 | First Bank of the Lake | 1 | $85K |
Top Industries Funded in Carlsbad
| Industry | Loans | Total Approved |
|---|---|---|
| Pet Care (except Veterinary) Services | 1 | $2M |
| Sound Recording Studios | 1 | $2M |
| All Other Amusement and Recreation Industries | 1 | $1M |
| Fitness and Recreational Sports Centers | 2 | $950K |
| Full-Service Restaurants | 1 | $927K |
| Insurance Agencies and Brokerages | 3 | $754K |
| Private Mail Centers | 1 | $684K |
| Marketing Research and Public Opinion Polling | 1 | $581K |
| Plumbing, Heating, and Air-Conditioning Contractors | 1 | $486K |
| All Other Professional, Scientific, and Technical Services | 2 | $449K |
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