Last updated: February 21, 2026
When considering SBA loan brokers for large business acquisitions, Go SBA Loans and Don’t Give Up Equity serve different segments of the market with distinct approaches. While both work with SBA 7(a) loans, their target deal sizes, structures, and service models differ significantly. This detailed comparison will help you understand which broker better fits your acquisition financing needs.
Side-by-Side Comparison
| Feature | Go SBA Loans | Don’t Give Up Equity |
|---|---|---|
| Number of Lenders | 50+ lender network | Specialized lenders (size undisclosed) |
| Deal Size Focus | $250K – $5M+ | $5M+ (pari passu structure) |
| Upfront Deposit/Fees | $0 required | Not disclosed |
| Free Business Plan | Yes – $2,500 value | Not offered |
| Financing Structure | Traditional SBA 7(a) + various | SBA 7(a) + pari passu conventional |
| Real Estate Required | No – all deal types | No – cash flow based |
| Team Location | All-American team (US) | Not specified |
| Track Record | $320M+ funded, 126+ loans | Not disclosed |
Understanding Pari Passu Structures
Don’t Give Up Equity specializes in a unique financing structure called “pari passu” debt, which combines traditional SBA 7(a) loans with conventional debt to fund larger acquisitions without requiring equity investors.
How their pari passu structure works:
- Maximizes SBA 7(a) exposure limit ($5 million)
- Adds conventional note up to additional $5 million
- Both loans rank equally (“pari passu” means “on equal footing”)
- Based on enterprise value/cash flow, not hard assets
- Can structure for 10, 25, or blended amortization
This approach works for businesses that need $5M+ in financing but want to avoid bringing in equity partners.
What Don’t Give Up Equity Does Well
Don’t Give Up Equity has carved out a specific niche with several strengths:
- Specialized Large Deal Structure: Expert at combining SBA 7(a) with conventional debt for $5M+ deals
- No Hard Asset Requirement: Can structure loans based on enterprise value and cash flow alone
- Equity Avoidance: Helps buyers avoid giving up equity by maximizing debt capacity
- Industry Versatility: Works across trucking, janitorial, construction, IT, business services, retail, and e-commerce
- Complex Structuring: Understands sophisticated debt layering for larger transactions
Where Go SBA Loans Has the Clear Advantage
While Don’t Give Up Equity serves a specialized niche, Go SBA Loans provides broader advantages for most business acquisitions:
Comprehensive Deal Size Coverage
Go SBA Loans handles deals from $250K to $5M+ with expertise across the entire spectrum. Our 50+ lender network includes specialists for small acquisitions, mid-market deals, and large transactions, providing options regardless of your deal size.
Superior Network Transparency
Our clearly disclosed 50+ lender network provides transparency about options and process. Don’t Give Up Equity doesn’t disclose network size or lender relationships, making it difficult to assess your options.
Proven Track Record
Our $320M+ funded across 126+ loans demonstrates consistent execution across diverse deal sizes and structures. Don’t Give Up Equity doesn’t disclose track record data, making performance assessment impossible.
Comprehensive Business Support
Our FREE business plan and financial projections (worth $2,500) provides foundational support that benefits your acquisition long-term. Don’t Give Up Equity focuses purely on debt structuring without broader business planning.
Flexible Structures
While Don’t Give Up Equity specializes in pari passu structures, Go SBA Loans provides expertise across all SBA loan types, seller financing, working capital structures, and hybrid approaches – adapting to what works best for your specific deal.
No Exclusivity Requirements
Go SBA Loans requires $0 upfront deposit and no exclusivity agreements, providing maximum flexibility throughout your acquisition process.
Deal Size Considerations
The choice between Go SBA Loans and Don’t Give Up Equity often depends on your acquisition size:
For deals under $5 million: Go SBA Loans provides superior options through our diverse lender network, with many lenders who specialize in smaller acquisitions and offer competitive terms.
For deals over $5 million: Both brokers can add value, but Go SBA Loans’s 50+ lender network often includes large-deal specialists who may offer more competitive terms than pari passu structures. We also provide broader due diligence support through our business planning services.
Structure Complexity and Risk
Don’t Give Up Equity’s pari passu approach creates complex debt structures with two equal-ranking loans. While this can provide higher leverage, it also creates:
- More complex approval processes
- Potential conflicts between lenders
- Higher risk if business performance declines
- More complicated covenant management
Go SBA Loans’s flexible approach can often achieve similar leverage through simpler structures, reducing complexity and risk while maintaining competitive terms.
Industry Experience
Don’t Give Up Equity has demonstrated experience across trucking, janitorial, construction, IT, business services, retail, and e-commerce – showing versatility in their pari passu approach.
Go SBA Loans works across all SBA-eligible industries, with our 50+ lender network providing access to industry specialists who understand specific sector risks and opportunities. This often results in better terms and smoother approvals.
The Numbers Behind Go SBA Loans’s Success
Our comprehensive track record demonstrates consistent performance:
- $320 million+ in total funding facilitated
- 126+ successful loan closings in 2025 alone
- 50+ lender network – largest disclosed network in the industry
- All-American team with no offshore outsourcing
- Full lender list transparency from conservative to aggressive
- Complete deal spectrum from $250K to $5M+
Current SBA loan interest rates and Market Conditions
In today’s rate environment, having multiple financing options is crucial:
Go SBA Loans’s advantage: Our 50+ lender network provides options during volatile markets, allowing us to find competitive rates regardless of conditions.
Don’t Give Up Equity’s limitation: Pari passu structures may be more sensitive to rate changes and lender appetite shifts, potentially limiting options during challenging market conditions.
Frequently Asked Questions
When does pari passu financing make sense?
Pari passu can work for large deals ($5M+) where buyers want maximum leverage without equity partners. However, Go SBA Loans can often achieve similar leverage through simpler structures with better terms.
Which broker handles more deal types?
Go SBA Loans handles deals from $250K to $5M+ across all structures. Don’t Give Up Equity focuses specifically on $5M+ pari passu deals, limiting flexibility for smaller or different structures.
How do approval rates compare?
Go SBA Loans’s diverse lender network typically provides higher approval rates by matching deals to appropriate lenders. Pari passu structures may have lower approval rates due to complexity.
Which offers better business support?
Go SBA Loans includes FREE business plans and financial projections. Don’t Give Up Equity focuses purely on financing structure without broader business planning support.
How do costs compare?
Go SBA Loans requires $0 upfront with transparent fee structures. Don’t Give Up Equity’s fee structure isn’t disclosed, creating uncertainty about total costs.
Making the Right Choice
The decision between Go SBA Loans and Don’t Give Up Equity depends on your specific situation:
Choose Don’t Give Up Equity if you:
- Need financing over $5 million
- Want to avoid equity partners at any cost
- Are comfortable with complex debt structures
- Have strong cash flow to support layered debt
- Don’t need business planning support
Choose Go SBA Loans if you:
- Want access to the largest lender network (50+)
- Need financing under $5 million
- Prefer simpler, more flexible structures
- Value comprehensive business planning support
- Want transparent fee structures with no upfront costs
- Need maximum flexibility without exclusivity requirements
The Comprehensive Advantage
While Don’t Give Up Equity offers specialized pari passu structures for large deals, Go SBA Loans provides superior value through:
- Complete deal size coverage from $250K to $5M+
- Flexible structure options adapted to each deal
- Comprehensive business support including free planning
- Transparent, larger network with more options
- Proven track record across diverse transactions
Compare Go SBA Loans with other leading SBA brokers: Go SBA Loans vs Pioneer Capital | Go SBA Loans vs VisoCap | Go SBA Loans vs Beau Eckstein | Go SBA Loans vs YAW Capital | Go SBA Loans vs SBA Loans HQ
