Best Richmond, VA SBA Lenders & Rates of 2026
Top SBA 7(a) lenders in Richmond, Virginia ranked by 2025 lending data.
39
SBA Loans Funded
$16M
Total Volume
10.37%
Avg Interest Rate
23
Active Lenders
Looking for an SBA loan in Richmond, Virginia? Based on 2025 FOIA data, 39 SBA 7(a) loans were funded in Richmond totaling $16M. Below are the top lenders and industries receiving SBA funding in your area. See all Virginia SBA lenders for statewide rankings.
Top 23 SBA Lenders in Richmond, VA (2025 Data)
| # | Lender | Loans | Total Approved |
|---|---|---|---|
| 1 | First Business Bank | 2 | $4M |
| 2 | First National Bank of Pennsylvania | 2 | $3M |
| 3 | First Community Bank | 2 | $1M |
| 4 | Wilmington Savings Fund Society FSB | 1 | $1M |
| 5 | Manufacturers and Traders Trust Company | 10 | $973K |
| 6 | Ameris Bank | 1 | $888K |
| 7 | Byline Bank | 1 | $880K |
| 8 | Brookline Bank, a Division of Beacon Bank and Trust | 1 | $845K |
| 9 | Cadence Bank | 1 | $500K |
| 10 | TowneBank | 2 | $480K |
| 11 | Northeast Bank | 3 | $480K |
| 12 | Institute Capital, Inc. | 1 | $350K |
| 13 | Fulton Bank | 1 | $225K |
| 14 | First Bank of the Lake | 1 | $210K |
| 15 | Readycap Lending, LLC | 1 | $200K |
| 16 | BayFirst National Bank | 1 | $150K |
| 17 | CenTrust Bank, A Division of SmartBiz Bank National Associat | 1 | $140K |
| 18 | Stone Bank | 1 | $75K |
| 19 | U.S. Bank | 1 | $50K |
| 20 | Newtek Bank | 1 | $50K |
| 21 | TD Bank | 2 | $50K |
| 22 | Zions Bank, A Division of | 1 | $50K |
| 23 | Wells Fargo Bank National Association | 1 | $10K |
Top Industries Funded in Richmond
| Industry | Loans | Total Approved |
|---|---|---|
| Tile and Terrazzo Contractors | 2 | $3M |
| Full-Service Restaurants | 4 | $2M |
| All Other Specialty Trade Contractors | 2 | $983K |
| Residential Mental Retardation Facilities | 1 | $880K |
| New Car Dealers | 1 | $500K |
| Baked Goods Stores | 2 | $480K |
| Other Personal and Household Goods Repair and Maintenance | 1 | $459K |
| Used Car Dealers | 2 | $450K |
| All Other Professional, Scientific, and Technical Services | 1 | $250K |
| Other Computer Related Services | 1 | $225K |
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