Best Santa Barbara, CA SBA Lenders & Rates of 2026
Top SBA 7(a) lenders in Santa Barbara, California ranked by 2025 lending data.
20
SBA Loans Funded
$13M
Total Volume
9.59%
Avg Interest Rate
12
Active Lenders
Looking for an SBA loan in Santa Barbara, California? Based on 2025 FOIA data, 20 SBA 7(a) loans were funded in Santa Barbara totaling $13M. Below are the top lenders and industries receiving SBA funding in your area. See all California SBA lenders for statewide rankings.
Top 12 SBA Lenders in Santa Barbara, CA (2025 Data)
| # | Lender | Loans | Total Approved |
|---|---|---|---|
| 1 | U.S. Bank | 5 | $4M |
| 2 | Mission Valley Bank | 1 | $3M |
| 3 | City National Bank | 1 | $2M |
| 4 | American Riviera Bank | 3 | $1M |
| 5 | Bank of America | 1 | $760K |
| 6 | JPMorgan Chase Bank | 2 | $687K |
| 7 | Montecito Bank & Trust | 2 | $425K |
| 8 | Live Oak Banking Company | 1 | $175K |
| 9 | BayFirst National Bank | 1 | $150K |
| 10 | Lendistry SBLC, LLC | 1 | $78K |
| 11 | AMPAC Tri-State CDC, Inc. | 1 | $50K |
| 12 | Newtek Bank | 1 | $50K |
Top Industries Funded in Santa Barbara
| Industry | Loans | Total Approved |
|---|---|---|
| Caterers | 1 | $3M |
| Full-Service Restaurants | 1 | $2M |
| All Other Specialty Trade Contractors | 1 | $1M |
| Machine Shops | 1 | $1M |
| Offices of All Other Miscellaneous Health Practitioners | 1 | $1M |
| Fitness and Recreational Sports Centers | 2 | $1M |
| Offices of Physicians (except Mental Health Specialists) | 1 | $760K |
| Confectionery and Nut Stores | 1 | $487K |
| Roofing Contractors | 1 | $398K |
| Offices of Physical, Occupational and Speech Therapists, and Audiologi | 1 | $302K |
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