BlogRankingIndustryBest All Other Personal Services SBA Lenders of 2026

Best All Other Personal Services SBA Lenders of 2026

February 2, 2026
Industry, Ranking
5 min read

Best All Other Personal Services SBA Lenders of 2026

$212.1M
Total Funded

627
Loans Approved

$338K
Avg Loan Size

10.60%
Avg Interest Rate

145
Active Lenders

SBA Loans for All Other Personal Services Businesses

The All Other Personal Services industry received $212.1M in SBA 7(a) loans across 627 businesses in 2025. With 145 lenders actively funding this industry, finding the right bank can make a significant difference in your rates and approval odds.

Working with an experienced SBA loan broker who understands the All Other Personal Services industry can help you access lenders that specialize in your business type.

💡 Key Insight: The average SBA loan for All Other Personal Services businesses is $338K with an average rate of 10.60%. Lenders who specialize in this industry often offer better terms and faster approvals.

SBA Loans by Business Type

Here’s how SBA 7(a) loans break down for All Other Personal Services businesses by business stage:

🚀 Startups
27%
$68.0M • 170 loans

🏢 Existing Businesses
64%
$96.9M • 399 loans

🔄 Business Acquisitions
9%
$47.1M • 58 loans

Top 50 SBA Lenders for All Other Personal Services (2025)

These are the banks that funded the most SBA 7(a) loan volume to All Other Personal Services businesses, ranked by total volume:

Rank Lender Volume Loans Avg Rate
1 The Huntington National Bank $16.0M 62 9.71%
2 Live Oak Banking Company $12.5M 14 9.96%
3 Northeast Bank $11.4M 78 11.10%
4 Readycap Lending, LLC $9.3M 67 12.74%
5 Newtek Bank, National Association $7.5M 19 11.36%
6 Harvest Small Business Finance, LLC $7.3M 4 9.81%
7 Cadence Bank $6.8M 15 10.17%
8 First Internet Bank of Indiana $5.7M 6 9.79%
9 Enterprise Bank & Trust $5.1M 2 7.50%
10 b1BANK $5.0M 1 8.75%
11 CFBank National Association $5.0M 1 8.75%
12 U.S. Bank, National Association $5.0M 20 9.81%
13 Port 51 Lending LLC $3.6M 1 9.75%
14 JPMorgan Chase Bank, National Association $3.5M 8 10.65%
15 Stellar Bank $3.3M 2 7.85%
16 Gesa CU $3.3M 4 9.41%
17 OakStar Bank $3.1M 1 8.50%
18 Gulf Coast Bank and Trust Company $3.0M 3 10.00%
19 United Midwest Savings Bank National Association $2.9M 6 9.92%
20 Regions Bank $2.9M 2 8.12%
21 Celtic Bank Corporation $2.9M 19 10.64%
22 Capital One, National Association $2.7M 2 6.92%
23 Bank Five Nine $2.6M 1 9.00%
24 Merchants Bank of Indiana $2.6M 1 9.00%
25 Manufacturers and Traders Trust Company $2.5M 27 11.59%
26 Firstrust Savings Bank $2.4M 1 9.00%
27 Community Bank & Trust-West Georgia $2.3M 2 10.50%
28 Lendistry SBLC, LLC $2.2M 11 12.36%
29 Wells Fargo Bank National Association $2.0M 10 11.83%
30 Heritage Bank Inc $2.0M 1 10.25%
31 BayFirst National Bank $1.9M 17 12.25%
32 East West Bank $1.9M 2 8.75%
33 Community First Bank of Indiana $1.8M 1 9.50%
34 Grasshopper Bank National Association $1.7M 4 10.25%
35 Milestone Bank $1.7M 2 9.75%
36 Cache Valley Bank $1.5M 3 8.75%
37 VelocitySBA, LLC $1.5M 3 10.17%
38 iTHINK Financial CU $1.4M 1 9.75%
39 Columbia Bank $1.4M 1 9.50%
40 First Oklahoma Bank $1.3M 1 9.25%
41 The Bank of Houston $1.3M 1 9.50%
42 Old National Bank $1.3M 5 8.34%
43 Signature Bank of Georgia $1.1M 1 9.00%
44 United Prairie Bank $1.1M 1 9.00%
45 CenTrust Bank, A Division of SmartBiz Bank National Associat $1.1M 8 11.66%
46 CDC Small Business Finance Corp. $1.1M 7 10.68%
47 Adams Bank & Trust $1.1M 3 10.25%
48 First Commonwealth Bank $1.1M 3 10.08%
49 CalPrivate Bank $1.1M 1 9.00%
50 SouthState Bank, National Association $1.1M 3 10.08%

🚀 Best Lenders for All Other Personal Services Startups

Starting a new all other personal services business? These lenders funded the most startup loans in this industry:

Rank Lender Startup Volume Loans Avg Rate
1 The Huntington National Bank $10.2M 43 9.80%
2 b1BANK $5.0M 1 8.75%
3 CFBank National Association $5.0M 1 8.75%
4 Cadence Bank $3.1M 2 9.63%
5 OakStar Bank $3.1M 1 8.50%
6 Gulf Coast Bank and Trust Company $3.0M 3 10.00%
7 Capital One, National Association $2.7M 2 6.92%
8 Bank Five Nine $2.6M 1 9.00%
9 Gesa CU $2.5M 1 6.64%
10 Wells Fargo Bank National Association $2.0M 10 11.83%

🔄 Best Lenders for All Other Personal Services Acquisitions

Looking to buy an existing all other personal services business? These lenders specialize in acquisition financing:

Rank Lender Acquisition Volume Loans Avg Rate
1 Live Oak Banking Company $8.5M 6 9.39%
2 Newtek Bank, National Association $5.0M 1 10.50%
3 First Internet Bank of Indiana $4.4M 5 9.90%
4 The Huntington National Bank $4.2M 5 9.60%
5 Stellar Bank $3.3M 2 7.85%
6 East West Bank $1.9M 2 8.75%
7 Milestone Bank $1.7M 2 9.75%
8 The Bank of Houston $1.3M 1 9.50%
9 United Midwest Savings Bank National Association $1.2M 2 9.88%
10 U.S. Bank, National Association $1.2M 1 9.95%

🏢 Best Lenders for Existing All Other Personal Services Businesses

Already running an established all other personal services business? These lenders have funded the most loans to existing businesses in your industry:

Rank Lender Volume Loans Avg Rate
1 Northeast Bank $10.7M 71 11.15%
2 Readycap Lending, LLC $8.4M 65 12.82%
3 Harvest Small Business Finance, LLC $7.3M 4 9.81%
4 Enterprise Bank & Trust $5.1M 2 7.50%
5 Live Oak Banking Company $4.0M 8 10.39%
6 Cadence Bank $3.7M 13 10.25%
7 Port 51 Lending LLC $3.6M 1 9.75%
8 JPMorgan Chase Bank, National Association $3.5M 8 10.65%
9 U.S. Bank, National Association $3.2M 9 9.44%
10 Regions Bank $2.9M 2 8.12%

Top States for All Other Personal Services SBA Loans

Here are the states with the highest SBA lending volume for All Other Personal Services businesses:

Rank State Volume Loans
1 California $25.4M 89
2 Texas $25.3M 52
3 Florida $15.7M 54
4 New York $14.8M 44
5 Louisiana $12.2M 11
6 North Carolina $10.0M 15
7 Pennsylvania $9.1M 25
8 Georgia $8.7M 22
9 Illinois $7.9M 24
10 New Jersey $6.6M 24
11 Indiana $6.4M 13
12 Missouri $6.3M 12
13 Virginia $5.8M 11
14 Colorado $5.4M 22
15 Washington $5.1M 10
16 Minnesota $4.7M 16
17 Utah $3.8M 16
18 Connecticut $3.1M 3
19 Michigan $2.9M 13
20 Tennessee $2.9M 10
21 Ohio $2.6M 22
22 Maryland $2.6M 16
23 Arizona $2.2M 12
24 Idaho $2.2M 4
25 Massachusetts $2.1M 18
26 Oklahoma $1.9M 4
27 Oregon $1.8M 5
28 Virgin Islands $1.7M 1
29 Mississippi $1.7M 2
30 Nevada $1.3M 10
31 Iowa $1.3M 2
32 South Carolina $1.2M 4
33 Wisconsin $1.2M 7
34 Kentucky $1.0M 5
35 Kansas $951K 4
36 District of Columbia $826K 3
37 Nebraska $609K 4
38 Hawaii $545K 1
39 Alabama $500K 2
40 Alaska $500K 1
41 New Hampshire $398K 2
42 Arkansas $293K 3
43 Delaware $198K 3
44 Rhode Island $180K 2
45 North Dakota $150K 1
46 South Dakota $50K 1
47 New Mexico $49K 1
48 Maine $20K 1

Top Cities for All Other Personal Services SBA Loans

Baton Rouge, La

$10.1M
Volume

3
Loans

Brooklyn, Ny

$6.4M
Volume

8
Loans

Charlotte, Nc

$6.0M
Volume

6
Loans

Houston, Tx

$3.9M
Volume

8
Loans

Austin, Tx

$3.7M
Volume

7
Loans

Monrovia, Ca

$3.6M
Volume

1
Loans

Gibsonia, Pa

$3.3M
Volume

1
Loans

Beaumont, Tx

$3.3M
Volume

2
Loans

Chicago, Il

$3.2M
Volume

6
Loans

Belton, Mo

$3.1M
Volume

1
Loans

Ridgefield, Ct

$3.0M
Volume

2
Loans

Hampton, Va

$2.9M
Volume

1
Loans

Orlando, Fl

$2.7M
Volume

5
Loans

Canton, Tx

$2.6M
Volume

1
Loans

Noblesville, In

$2.6M
Volume

1
Loans

Puyallup, Wa

$2.5M
Volume

1
Loans

🤝 Why Use an SBA Broker for All Other Personal Services Loans?

GoSBA Loans has extensive experience financing All Other Personal Services businesses:

  • Industry expertise — we know which lenders specialize in All Other Personal Services
  • Access to 145+ lenders — including banks that don’t accept direct applications
  • Better rates — our relationships help secure competitive terms
  • Faster approvals — proper preparation leads to quicker decisions
  • Free service — lenders pay us, you pay nothing extra

📞 Get Expert Help with Your All Other Personal Services SBA Loan

Our team specializes in SBA financing for All Other Personal Services businesses. Let us match you with the right lender for your specific needs.

Need SBA financing for your All Other Personal Services business? GoSBA Loans specializes in SBA loans for All Other Personal Services businesses. Contact our industry specialists today for a free consultation.

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http://gosbaloans.com

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.

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