Best SBA Lenders for HVAC & Plumbing Contractors (2026)

Compare the best SBA lenders for HVAC & Plumbing Contractors in 2026. 1,252 loans totaling $572M approved. Avg rate 10.1%. Free broker matching.

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Best HVAC & Plumbing Contractors SBA Lenders of 2026

$572M
Total Funded
1,252
Loans Approved
$457K
Avg Loan Size
10.1%
Avg Interest Rate
211
Active Lenders

SBA Loans for HVAC & Plumbing Contractors

The HVAC & Plumbing Contractors industry received $572M in SBA 7(a) loans across 1,252 businesses in 2025. With 211 lenders actively funding this industry, finding the right bank can make a significant difference in your rates and approval odds.

Working with an experienced SBA loan broker who understands the HVAC & Plumbing Contractors industry can help you access lenders that specialize in your business type.

💡 Key Insight: The average SBA loan for HVAC & Plumbing Contractors businesses is $457K with an average rate of 10.1%. Lenders who specialize in this industry often offer better terms and faster approvals.

Top 10 SBA Lenders for HVAC & Plumbing Contractors (2025 Data)

These are the banks that funded the most SBA 7(a) loans to HVAC & Plumbing Contractors businesses based on 2025 FOIA data, ranked by total dollar volume:

RankLenderVolumeLoansAvg Rate
1Live Oak Banking Company$51.1M5110.1%
2First Internet Bank of Indiana$44.8M3010.1%
3The Huntington National Bank$25.9M9110.1%
4Northeast Bank$24.1M12010.1%
5Newtek Bank$18.6M4610.1%
6U.S. Bank$16.0M11110.1%
7United Midwest Savings Bank$14.6M4910.1%
8JPMorgan Chase$13.3M3310.1%
9TD Bank$12.7M6610.1%
10Wells Fargo$11.1M2410.1%

🤝 Why Use an SBA Broker for HVAC & Plumbing Contractors Loans?

GoSBA Loans has extensive experience financing HVAC & Plumbing Contractors businesses:

  • Industry expertise — we know which lenders specialize in HVAC & Plumbing Contractors
  • Access to 211+ lenders — including banks that don’t accept direct applications
  • Better rates — our relationships help secure competitive terms
  • Faster approvals — proper preparation leads to quicker decisions
  • Free service — lenders pay us, you pay nothing extra

📞 Get Expert Help with Your HVAC & Plumbing Contractors SBA Loan

Our team specializes in SBA financing for HVAC & Plumbing Contractors businesses. Let us match you with the right lender for your specific needs.

Need SBA financing for your HVAC & Plumbing Contractors business? GoSBA Loans specializes in SBA loans for HVAC & Plumbing Contractors businesses. Contact our industry specialists today for a free consultation.

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Ishan Jetley

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.
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