Best SBA Lenders for Restaurants (2026)

Compare the best SBA lenders for Restaurants in 2026. 3,171 loans totaling $1.7B approved. Avg rate 9.95%. Free broker matching.

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Best Restaurants SBA Lenders of 2026

$1.7B
Total Funded
3,171
Loans Approved
$522K
Avg Loan Size
9.95%
Avg Interest Rate
476
Active Lenders

SBA Loans for Restaurants

The Restaurants industry received $1.7B in SBA 7(a) loans across 3,171 businesses in 2025. With 476 lenders actively funding this industry, finding the right bank can make a significant difference in your rates and approval odds.

Working with an experienced SBA loan broker who understands the Restaurants industry can help you access lenders that specialize in your business type.

💡 Key Insight: The average SBA loan for Restaurants businesses is $522K with an average rate of 9.95%. Lenders who specialize in this industry often offer better terms and faster approvals.

Top 10 SBA Lenders for Restaurants (2025 Data)

These are the banks that funded the most SBA 7(a) loans to Restaurants businesses based on 2025 FOIA data, ranked by total dollar volume:

RankLenderVolumeLoansAvg Rate
1The Huntington National Bank$107M2829.95%
2Newtek Bank$77.8M1969.95%
3Celtic Bank Corporation$57.1M799.95%
4Readycap Lending, LLC$49.8M829.95%
5Northeast Bank$48.5M2719.95%
6Bank of Hope$43.5M779.95%
7Harvest Small Business Finance, LLC$41.7M409.95%
8Port 51 Lending LLC$36.2M209.95%
9Brookline Bank$32.1M179.95%
10Hanmi Bank$29.2M409.95%

🤝 Why Use an SBA Broker for Restaurants Loans?

GoSBA Loans has extensive experience financing Restaurants businesses:

  • Industry expertise — we know which lenders specialize in Restaurants
  • Access to 476+ lenders — including banks that don’t accept direct applications
  • Better rates — our relationships help secure competitive terms
  • Faster approvals — proper preparation leads to quicker decisions
  • Free service — lenders pay us, you pay nothing extra

📞 Get Expert Help with Your Restaurants SBA Loan

Our team specializes in SBA financing for Restaurants businesses. Let us match you with the right lender for your specific needs.

Need SBA financing for your Restaurants business? GoSBA Loans specializes in SBA loans for Restaurants businesses. Contact our industry specialists today for a free consultation.

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Ishan Jetley

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.
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