Best Birmingham, AL SBA Lenders & Rates of 2026
Top SBA 7(a) lenders in Birmingham, Alabama ranked by 2025 lending data.
42
SBA Loans Funded
$30M
Total Volume
9.91%
Avg Interest Rate
22
Active Lenders
Looking for an SBA loan in Birmingham, Alabama? Based on 2025 FOIA data, 42 SBA 7(a) loans were funded in Birmingham totaling $30M. Below are the top lenders and industries receiving SBA funding in your area. See all Alabama SBA lenders for statewide rankings.
Top 22 SBA Lenders in Birmingham, AL (2025 Data)
| # | Lender | Loans | Total Approved |
|---|---|---|---|
| 1 | Bank of Hope | 1 | $5M |
| 2 | The Huntington National Bank | 15 | $4M |
| 3 | Peoples Bank | 1 | $4M |
| 4 | Climate First Bank | 1 | $3M |
| 5 | United Midwest Savings Bank National Association | 1 | $3M |
| 6 | Wells Fargo Bank National Association | 1 | $1M |
| 7 | Newtek Bank | 2 | $1M |
| 8 | Live Oak Banking Company | 3 | $1M |
| 9 | T Bank | 1 | $1M |
| 10 | Byline Bank | 1 | $980K |
| 11 | Renasant Bank | 1 | $956K |
| 12 | Pinnacle Bank | 1 | $733K |
| 13 | SouthState Bank | 1 | $485K |
| 14 | Banc of California | 1 | $402K |
| 15 | PNC Bank | 2 | $314K |
| 16 | Citizens Bank | 1 | $285K |
| 17 | Northeast Bank | 2 | $263K |
| 18 | United Community Bank | 1 | $255K |
| 19 | BayFirst National Bank | 2 | $217K |
| 20 | Trustmark Bank | 1 | $161K |
| 21 | Bankwell Bank | 1 | $115K |
| 22 | Readycap Lending, LLC | 1 | $50K |
Top Industries Funded in Birmingham
| Industry | Loans | Total Approved |
|---|---|---|
| Hotels (except Casino Hotels) and Motels | 2 | $9M |
| All Other Amusement and Recreation Industries | 5 | $3M |
| Janitorial Services | 1 | $3M |
| Offices of Certified Public Accountants | 1 | $3M |
| Full-Service Restaurants | 4 | $2M |
| Administrative Management and General Management Consulting Services | 1 | $1M |
| Surgical Appliance and Supplies Manufacturing | 1 | $956K |
| Offices of Lawyers | 2 | $950K |
| Offices of Dentists | 2 | $933K |
| Other Personal Care Services | 2 | $800K |
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