Best Catering Companies SBA Lenders of 2026

Compare the top 76 SBA lenders for Catering Companies businesses. $105.1M funded in 2025. Average rate 10.23%. Get matched free.

Table of Contents

Best Catering Companies SBA Lenders of 2026

$105.1M
Total Funded

217
Loans Approved

$484K
Avg Loan Size

10.23%
Avg Interest Rate

76
Active Lenders

SBA Loans for Catering Companies Businesses

The Catering Companies industry received $105.1M in SBA 7(a) loans across 217 businesses in 2025. With 76 lenders actively funding this industry, finding the right bank can make a significant difference in your rates and approval odds.

Working with an experienced SBA loan broker who understands the Catering Companies industry can help you access lenders that specialize in your business type.

💡 Key Insight: The average SBA loan for Catering Companies businesses is $484K with an average rate of 10.23%. Lenders who specialize in this industry often offer better terms and faster approvals.

SBA Loans by Business Type

Here’s how SBA 7(a) loans break down for Catering Companies businesses by business stage:

🚀 Startups
24%
$32.2M • 53 loans

🏢 Existing Businesses
70%
$56.6M • 152 loans

🔄 Business Acquisitions
6%
$16.3M • 12 loans

Top 50 SBA Lenders for Catering Companies (2025)

These are the banks that funded the most SBA 7(a) loan volume to Catering Companies businesses, ranked by total volume:

Rank Lender Volume Loans Avg Rate
1 Live Oak Banking Company $9.9M 7 9.73%
2 Harvest Small Business Finance, LLC $7.2M 7 10.00%
3 Newtek Bank, National Association $5.8M 15 10.93%
4 Univest Bank and Trust Co $5.2M 2 9.63%
5 Merchants Bank of Indiana $5.0M 1 9.50%
6 Northwest Bank $5.0M 1 9.00%
7 ConnectOne Bank $4.0M 1 9.50%
8 Readycap Lending, LLC $3.9M 7 11.79%
9 b1BANK $3.8M 1 10.25%
10 North State Bank $3.6M 1 9.50%
11 Cadence Bank $3.3M 3 10.08%
12 FinWise Bank $3.2M 1 10.25%
13 Mission Valley Bank $3.1M 1 8.50%
14 The Huntington National Bank $3.0M 24 9.86%
15 Provident Bank $2.9M 1 9.25%
16 Citizens Community Federal National Association $2.8M 1 9.00%
17 First National Bank of Pennsylvania $2.4M 2 9.13%
18 U.S. Bank, National Association $2.0M 12 9.45%
19 Northeast Bank $1.9M 14 10.82%
20 Consumers National Bank $1.9M 1 8.50%
21 Meadows Bank $1.7M 1 8.50%
22 Customers Bank $1.6M 2 9.00%
23 TD Bank, National Association $1.4M 20 10.29%
24 Old National Bank $1.3M 2 8.53%
25 The Bancorp Bank National Association $1.1M 1 8.00%
26 HomeTrust Bank $1.0M 1 9.50%
27 Busey Bank $1.0M 1 10.00%
28 Monterra Credit Union $1.0M 1 10.50%
29 First Commonwealth Bank $1.0M 1 8.50%
30 Manufacturers and Traders Trust Company $864K 14 11.96%
31 Celtic Bank Corporation $863K 4 10.00%
32 Farmers & Merchants Bank of Long Beach $850K 1 8.50%
33 CenTrust Bank, A Division of SmartBiz Bank National Associat $850K 6 11.92%
34 PlainsCapital Bank $845K 1 9.00%
35 JPMorgan Chase Bank, National Association $680K 2 11.48%
36 The Commercial and Savings Bank of Millersburg, Ohio $550K 2 8.54%
37 St. Charles Bank & Trust Company, National Association $500K 1 8.50%
38 Heritage Federal Credit Union $500K 2 7.65%
39 Webster Bank National Association $500K 1 9.00%
40 Barrington Bank & Trust Company, National Association $455K 1 7.25%
41 Keystone Bank SSB $450K 1 8.18%
42 NEPA Alliance Business Finance Corporation $423K 3 10.00%
43 GBank $422K 1 9.75%
44 Eastern Bank $420K 4 8.87%
45 Bank of Clarke $413K 1 10.25%
46 Bank of America, National Association $400K 1 7.02%
47 Stearns Bank National Association $350K 1 10.25%
48 Arlo Bank $344K 1 9.75%
49 Zions Bank, A Division of $340K 4 10.06%
50 Frost Bank $285K 1 8.24%

🚀 Best Lenders for Catering Companies Startups

Starting a new caterers business? These lenders funded the most startup loans in this industry:

Rank Lender Startup Volume Loans Avg Rate
1 Univest Bank and Trust Co $5.2M 2 9.63%
2 Merchants Bank of Indiana $5.0M 1 9.50%
3 Provident Bank $2.9M 1 9.25%
4 Readycap Lending, LLC $2.5M 1 10.25%
5 First National Bank of Pennsylvania $2.4M 2 9.13%
6 Harvest Small Business Finance, LLC $2.1M 2 10.25%
7 Meadows Bank $1.7M 1 8.50%
8 The Huntington National Bank $1.5M 11 9.91%
9 Old National Bank $1.3M 2 8.53%
10 HomeTrust Bank $1.0M 1 9.50%

🔄 Best Lenders for Catering Companies Acquisitions

Looking to buy an existing caterers business? These lenders specialize in acquisition financing:

Rank Lender Acquisition Volume Loans Avg Rate
1 Live Oak Banking Company $9.2M 5 9.03%
2 Cadence Bank $2.9M 1 9.50%
3 Harvest Small Business Finance, LLC $2.5M 1 9.00%
4 Barrington Bank & Trust Company, National Association $455K 1 7.25%
5 GBank $422K 1 9.75%
6 Bank of Clarke $413K 1 10.25%
7 First National Bank of Omaha $250K 1 9.00%
8 Planters Bank, Inc. $195K 1 7.75%

🏢 Best Lenders for Existing Catering Companies Businesses

Already running an established caterers business? These lenders have funded the most loans to existing businesses in your industry:

Rank Lender Volume Loans Avg Rate
1 Newtek Bank, National Association $5.7M 14 10.71%
2 Northwest Bank $5.0M 1 9.00%
3 ConnectOne Bank $4.0M 1 9.50%
4 b1BANK $3.8M 1 10.25%
5 North State Bank $3.6M 1 9.50%
6 FinWise Bank $3.2M 1 10.25%
7 Mission Valley Bank $3.1M 1 8.50%
8 Citizens Community Federal National Association $2.8M 1 9.00%
9 Harvest Small Business Finance, LLC $2.6M 4 10.13%
10 U.S. Bank, National Association $1.9M 10 9.49%

Top States for Catering Companies SBA Loans

Here are the states with the highest SBA lending volume for Catering Companies businesses:

Rank State Volume Loans
1 New York $17.4M 27
2 California $17.4M 32
3 Illinois $9.5M 10
4 Texas $8.6M 11
5 North Carolina $8.1M 7
6 Pennsylvania $6.7M 9
7 New Jersey $5.6M 7
8 Washington $4.8M 10
9 Florida $3.8M 12
10 Ohio $3.7M 15
11 Tennessee $3.3M 5
12 Wisconsin $3.0M 2
13 Utah $2.1M 2
14 Maryland $1.6M 5
15 Georgia $1.5M 4
16 Indiana $858K 4
17 Minnesota $820K 3
18 Virginia $813K 3
19 Vermont $762K 3
20 Oklahoma $650K 2
21 Massachusetts $630K 8
22 Michigan $602K 8
23 Colorado $565K 4
24 Arizona $395K 3
25 New Hampshire $360K 5
26 Missouri $344K 1
27 Maine $261K 1
28 Mississippi $250K 1
29 Idaho $125K 2
30 South Carolina $120K 2
31 District of Columbia $110K 2
32 New Mexico $105K 1
33 Kansas $90K 1
34 Rhode Island $48K 2
35 Iowa $40K 1
36 Oregon $30K 1
37 Connecticut $10K 1

Top Cities for Catering Companies SBA Loans

Oak Brook, Il

$5.0M
Volume

1
Loans

Piscataway, Nj

$5.0M
Volume

1
Loans

New York, Ny

$4.8M
Volume

3
Loans

San Diego, Ca

$4.4M
Volume

4
Loans

Long Island City, Ny

$4.0M
Volume

1
Loans

Houston, Tx

$3.8M
Volume

1
Loans

Raleigh, Nc

$3.6M
Volume

1
Loans

Seattle, Wa

$3.5M
Volume

4
Loans

Brooklyn, Ny

$3.4M
Volume

7
Loans

Santa Barbara, Ca

$3.1M
Volume

1
Loans

Jackson, Tn

$3.0M
Volume

2
Loans

Los Angeles, Ca

$3.0M
Volume

4
Loans

Douglassville, Pa

$3.0M
Volume

1
Loans

Greensboro, Nc

$3.0M
Volume

1
Loans

Sparrow Bush, Ny

$2.9M
Volume

1
Loans

Eau Claire, Wi

$2.8M
Volume

1
Loans

🤝 Why Use an SBA Broker for Catering Companies Loans?

GoSBA Loans has extensive experience financing Catering Companies businesses:

  • Industry expertise — we know which lenders specialize in Catering Companies
  • Access to 76+ lenders — including banks that don’t accept direct applications
  • Better rates — our relationships help secure competitive terms
  • Faster approvals — proper preparation leads to quicker decisions
  • Free service — lenders pay us, you pay nothing extra

📞 Get Expert Help with Your Catering Companies SBA Loan

Our team specializes in SBA financing for Catering Companies businesses. Let us match you with the right lender for your specific needs.

Need SBA financing for your Catering Companies business? GoSBA Loans specializes in SBA loans for Catering Companies businesses. Contact our industry specialists today for a free consultation.

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Ishan Jetley

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.
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