BlogRankingIndustryBest IT Services & Consulting SBA Lenders of 2026

Best IT Services & Consulting SBA Lenders of 2026

February 2, 2026
Industry, Ranking
5 min read

Best IT Services & Consulting SBA Lenders of 2026

$126.1M
Total Funded

263
Loans Approved

$479K
Avg Loan Size

10.38%
Avg Interest Rate

75
Active Lenders

SBA Loans for IT Services & Consulting Businesses

The IT Services & Consulting industry received $126.1M in SBA 7(a) loans across 263 businesses in 2025. With 75 lenders actively funding this industry, finding the right bank can make a significant difference in your rates and approval odds.

Working with an experienced SBA loan broker who understands the IT Services & Consulting industry can help you access lenders that specialize in your business type.

💡 Key Insight: The average SBA loan for IT Services & Consulting businesses is $479K with an average rate of 10.38%. Lenders who specialize in this industry often offer better terms and faster approvals.

SBA Loans by Business Type

Here’s how SBA 7(a) loans break down for IT Services & Consulting businesses by business stage:

🚀 Startups
12%
$8.4M • 32 loans

🏢 Existing Businesses
79%
$90.5M • 208 loans

🔄 Business Acquisitions
9%
$27.2M • 23 loans

Top 50 SBA Lenders for IT Services & Consulting (2025)

These are the banks that funded the most SBA 7(a) loan volume to IT Services & Consulting businesses, ranked by total volume:

Rank Lender Volume Loans Avg Rate
1 Bank of America, National Association $11.7M 12 8.47%
2 Live Oak Banking Company $11.0M 7 8.81%
3 Pathward National Association $10.1M 5 9.80%
4 JPMorgan Chase Bank, National Association $7.3M 22 10.70%
5 Truist Bank $6.6M 2 8.49%
6 Newtek Bank, National Association $5.8M 17 10.65%
7 U.S. Bank, National Association $4.9M 11 10.86%
8 Northeast Bank $4.7M 27 11.32%
9 Hancock Whitney Bank $4.3M 1 9.50%
10 Readycap Lending, LLC $4.0M 16 11.59%
11 Pinnacle Bank $3.7M 3 9.83%
12 Manufacturers and Traders Trust Company $3.7M 15 11.28%
13 BankUnited, National Association $3.3M 1 7.50%
14 Meridian Bank $3.2M 5 9.35%
15 Cadence Bank $2.8M 4 9.94%
16 First Internet Bank of Indiana $2.5M 3 10.00%
17 Mabrey Bank $2.5M 1 6.85%
18 Bell Bank $2.3M 2 9.25%
19 Mission Valley Bank $2.3M 1 10.25%
20 First National Bank of Pennsylvania $1.6M 1 9.25%
21 Celtic Bank Corporation $1.5M 9 10.25%
22 City National Bank $1.5M 1 6.23%
23 Grasshopper Bank National Association $1.4M 1 10.25%
24 The Huntington National Bank $1.2M 5 9.80%
25 First Commonwealth Bank $1.2M 2 8.62%
26 BayFirst National Bank $1.2M 9 12.25%
27 Lendistry SBLC, LLC $1.2M 7 11.96%
28 Byline Bank $1.1M 2 10.63%
29 Texas Capital Bank $1.1M 1 6.95%
30 KeyBank National Association $1.1M 2 10.26%
31 CenTrust Bank, A Division of SmartBiz Bank National Associat $1.0M 5 11.00%
32 Dominion Bank $955K 1 9.50%
33 T Bank, National Association $916K 1 9.25%
34 FFB Bank $912K 1 10.25%
35 Androscoggin Savings Bank $800K 2 7.38%
36 Sanibel Captiva Community Bank $783K 1 10.25%
37 Wells Fargo Bank National Association $756K 4 10.74%
38 TD Bank, National Association $690K 7 10.51%
39 Truliant FCU $630K 1 9.75%
40 City National Bank of Florida $500K 1 10.25%
41 Citizens Community Federal National Association $500K 1 9.50%
42 Citizens Bank, National Association $500K 1 9.65%
43 Bankwell Bank $500K 1 10.50%
44 Bank of Oak Ridge $500K 1 9.50%
45 PNC Bank, National Association $480K 2 8.55%
46 Stone Bank $450K 3 10.33%
47 Prevail Bank $440K 1 9.00%
48 AMPAC Tri-State CDC, Inc. $308K 2 13.50%
49 Citibank, N.A. $300K 1 8.00%
50 LAF CU $300K 1 10.00%

🚀 Best Lenders for IT Services & Consulting Startups

Starting a new computer systems design services business? These lenders funded the most startup loans in this industry:

Rank Lender Startup Volume Loans Avg Rate
1 First National Bank of Pennsylvania $1.6M 1 9.25%
2 Meridian Bank $1.3M 2 9.63%
3 Byline Bank $780K 1 9.75%
4 First Internet Bank of Indiana $763K 1 9.50%
5 First Commonwealth Bank $748K 1 10.25%
6 Manufacturers and Traders Trust Company $625K 7 11.68%
7 Citizens Community Federal National Association $500K 1 9.50%
8 Bank of America, National Association $500K 1 10.00%
9 FirstBank Puerto Rico $250K 1 13.50%
10 JPMorgan Chase Bank, National Association $200K 1 11.80%

🔄 Best Lenders for IT Services & Consulting Acquisitions

Looking to buy an existing computer systems design services business? These lenders specialize in acquisition financing:

Rank Lender Acquisition Volume Loans Avg Rate
1 Pathward National Association $8.9M 4 9.69%
2 Live Oak Banking Company $4.7M 4 8.88%
3 Pinnacle Bank $3.3M 2 9.75%
4 Manufacturers and Traders Trust Company $2.7M 4 9.13%
5 Cadence Bank $1.8M 1 9.50%
6 Bell Bank $1.8M 1 9.25%
7 First Internet Bank of Indiana $1.8M 2 10.25%
8 Dominion Bank $955K 1 9.50%
9 Truliant FCU $630K 1 9.75%
10 The Huntington National Bank $352K 2 10.00%

🏢 Best Lenders for Existing IT Services & Consulting Businesses

Already running an established computer systems design services business? These lenders have funded the most loans to existing businesses in your industry:

Rank Lender Volume Loans Avg Rate
1 Bank of America, National Association $11.2M 11 8.33%
2 JPMorgan Chase Bank, National Association $7.1M 21 10.65%
3 Truist Bank $6.6M 2 8.49%
4 Live Oak Banking Company $6.3M 3 8.71%
5 Newtek Bank, National Association $5.8M 17 10.65%
6 U.S. Bank, National Association $4.8M 9 11.00%
7 Northeast Bank $4.6M 24 11.15%
8 Hancock Whitney Bank $4.3M 1 9.50%
9 Readycap Lending, LLC $3.9M 15 11.70%
10 BankUnited, National Association $3.3M 1 7.50%

Top States for IT Services & Consulting SBA Loans

Here are the states with the highest SBA lending volume for IT Services & Consulting businesses:

Rank State Volume Loans
1 Florida $14.6M 15
2 California $11.9M 38
3 Virginia $11.1M 21
4 Texas $10.7M 32
5 Massachusetts $8.6M 12
6 Pennsylvania $8.2M 15
7 Tennessee $7.2M 5
8 New Jersey $6.3M 12
9 New York $5.5M 12
10 Nevada $5.3M 3
11 North Carolina $4.8M 9
12 Colorado $4.0M 7
13 Maryland $3.5M 14
14 Missouri $2.9M 3
15 Oklahoma $2.5M 2
16 Georgia $2.3M 7
17 Ohio $2.2M 5
18 Illinois $2.2M 6
19 Connecticut $1.9M 4
20 Delaware $1.3M 1
21 Utah $1.3M 5
22 Wisconsin $1.2M 5
23 Maine $825K 3
24 Oregon $763K 2
25 District of Columbia $750K 1
26 Arizona $749K 4
27 Michigan $600K 2
28 North Dakota $500K 1
29 Kentucky $420K 1
30 Minnesota $402K 3
31 Puerto Rico $400K 3
32 Washington $360K 2
33 South Carolina $209K 2
34 Indiana $172K 2
35 Alabama $107K 1
36 Vermont $70K 1
37 Kansas $50K 1
38 New Mexico $19K 1

Top Cities for IT Services & Consulting SBA Loans

Tampa, Fl

$5.0M
Volume

2
Loans

Gallatin, Tn

$5.0M
Volume

2
Loans

Minden, Nv

$5.0M
Volume

1
Loans

Old Tappan, Nj

$4.6M
Volume

1
Loans

Auburndale, Ma

$4.3M
Volume

1
Loans

Miami, Fl

$4.1M
Volume

3
Loans

Charlotte, Nc

$4.0M
Volume

3
Loans

Pasadena, Ca

$2.7M
Volume

1
Loans

New York, Ny

$2.5M
Volume

2
Loans

Oklahoma City, Ok

$2.5M
Volume

1
Loans

Dunmore, Pa

$2.5M
Volume

1
Loans

Ashburn, Va

$2.3M
Volume

2
Loans

Sherborn, Ma

$1.9M
Volume

1
Loans

Tallahassee, Fl

$1.8M
Volume

1
Loans

Castle Rock, Co

$1.8M
Volume

1
Loans

Irvine, Ca

$1.8M
Volume

3
Loans

🤝 Why Use an SBA Broker for IT Services & Consulting Loans?

GoSBA Loans has extensive experience financing IT Services & Consulting businesses:

  • Industry expertise — we know which lenders specialize in IT Services & Consulting
  • Access to 75+ lenders — including banks that don’t accept direct applications
  • Better rates — our relationships help secure competitive terms
  • Faster approvals — proper preparation leads to quicker decisions
  • Free service — lenders pay us, you pay nothing extra

📞 Get Expert Help with Your IT Services & Consulting SBA Loan

Our team specializes in SBA financing for IT Services & Consulting businesses. Let us match you with the right lender for your specific needs.

Need SBA financing for your IT Services & Consulting business? GoSBA Loans specializes in SBA loans for IT Services & Consulting businesses. Contact our industry specialists today for a free consultation.

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http://gosbaloans.com

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.

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