BlogRankingIndustryBest Courier & Delivery Services SBA Lenders of 2026

Best Courier & Delivery Services SBA Lenders of 2026

February 2, 2026
Industry, Ranking
4 min read

Best Courier & Delivery Services SBA Lenders of 2026

$113.1M
Total Funded

217
Loans Approved

$521K
Avg Loan Size

10.16%
Avg Interest Rate

71
Active Lenders

SBA Loans for Courier & Delivery Services Businesses

The Courier & Delivery Services industry received $113.1M in SBA 7(a) loans across 217 businesses in 2025. With 71 lenders actively funding this industry, finding the right bank can make a significant difference in your rates and approval odds.

Working with an experienced SBA loan broker who understands the Courier & Delivery Services industry can help you access lenders that specialize in your business type.

💡 Key Insight: The average SBA loan for Courier & Delivery Services businesses is $521K with an average rate of 10.16%. Lenders who specialize in this industry often offer better terms and faster approvals.

SBA Loans by Business Type

Here’s how SBA 7(a) loans break down for Courier & Delivery Services businesses by business stage:

🚀 Startups
27%
$32.8M • 58 loans

🏢 Existing Businesses
51%
$32.1M • 111 loans

🔄 Business Acquisitions
22%
$48.2M • 48 loans

Top 50 SBA Lenders for Courier & Delivery Services (2025)

These are the banks that funded the most SBA 7(a) loan volume to Courier & Delivery Services businesses, ranked by total volume:

Rank Lender Volume Loans Avg Rate
1 Readycap Lending, LLC $11.5M 10 10.00%
2 Falcon National Bank $11.0M 13 9.37%
3 GBank $9.1M 9 9.47%
4 U.S. Bank, National Association $5.9M 16 9.57%
5 Rockland Trust Company $4.3M 2 7.00%
6 First Financial Bank $4.3M 3 9.17%
7 First Internet Bank of Indiana $4.2M 2 10.25%
8 Peoples Bank $4.1M 2 9.75%
9 Northeast Bank $3.3M 18 11.24%
10 Zions Bank, A Division of $2.9M 3 9.03%
11 Centerstone SBA Lending, Inc. $2.6M 7 9.57%
12 SouthState Bank, National Association $2.6M 2 9.63%
13 First Bank $2.5M 3 10.08%
14 22nd State Bank, A Division of 22nd State Banking Company $2.3M 2 9.75%
15 The Huntington National Bank $2.3M 11 9.67%
16 Woori America Bank $2.3M 1 8.50%
17 Banc of California $2.2M 1 7.50%
18 Pathward National Association $2.2M 1 9.25%
19 BankVista $2.1M 2 9.00%
20 MidWestOne Bank $1.8M 1 8.50%
21 Cadence Bank $1.8M 3 10.00%
22 TD Bank, National Association $1.6M 16 10.66%
23 Newtek Bank, National Association $1.5M 6 10.50%
24 Scale Bank $1.4M 1 7.50%
25 VelocitySBA, LLC $1.4M 1 10.25%
26 Peach State Federal Credit Union $1.2M 1 9.00%
27 Northern State Bank of Virginia $1.1M 1 7.50%
28 First National Bank of Pennsylvania $1.1M 1 9.75%
29 JPMorgan Chase Bank, National Association $970K 5 11.21%
30 Celtic Bank Corporation $932K 8 10.38%
31 Provident Bank $915K 1 9.50%
32 iTHINK Financial CU $819K 1 10.25%
33 Manufacturers and Traders Trust Company $795K 10 11.27%
34 Timberline Bank $787K 2 8.00%
35 BayFirst National Bank $765K 1 10.00%
36 Lendistry SBLC, LLC $750K 3 12.00%
37 Heritage Bank Inc $720K 1 10.50%
38 KeyBank National Association $700K 2 9.25%
39 Peapack Private Bank and Trust $663K 2 9.75%
40 Evolve Bank and Trust $613K 1 9.75%
41 First Bank of the Lake $599K 3 12.08%
42 Stearns Bank National Association $535K 1 10.25%
43 T Bank, National Association $511K 1 10.25%
44 Flushing Bank $500K 1 8.00%
45 Live Oak Banking Company $500K 1 10.50%
46 Commercial Bank of California $500K 1 8.50%
47 Byline Bank $485K 1 10.50%
48 Bank of Clarke $411K 1 10.00%
49 St. Louis Bank $404K 1 10.25%
50 Dogwood State Bank $383K 1 10.00%

🚀 Best Lenders for Courier & Delivery Services Startups

Starting a new couriers business? These lenders funded the most startup loans in this industry:

Rank Lender Startup Volume Loans Avg Rate
1 Readycap Lending, LLC $8.6M 8 10.03%
2 Peoples Bank $4.1M 2 9.75%
3 First Financial Bank $2.4M 2 9.25%
4 Banc of California $2.2M 1 7.50%
5 Pathward National Association $2.2M 1 9.25%
6 MidWestOne Bank $1.8M 1 8.50%
7 Scale Bank $1.4M 1 7.50%
8 GBank $1.3M 1 7.75%
9 First National Bank of Pennsylvania $1.1M 1 9.75%
10 TD Bank, National Association $1.0M 3 9.74%

🔄 Best Lenders for Courier & Delivery Services Acquisitions

Looking to buy an existing couriers business? These lenders specialize in acquisition financing:

Rank Lender Acquisition Volume Loans Avg Rate
1 Falcon National Bank $10.3M 10 9.38%
2 GBank $5.2M 5 9.80%
3 Rockland Trust Company $4.3M 2 7.00%
4 First Internet Bank of Indiana $4.2M 2 10.25%
5 Zions Bank, A Division of $2.8M 2 7.30%
6 SouthState Bank, National Association $2.5M 1 9.00%
7 BankVista $2.1M 2 9.00%
8 First Financial Bank $1.9M 1 9.00%
9 Readycap Lending, LLC $1.9M 1 10.00%
10 Centerstone SBA Lending, Inc. $1.6M 3 9.50%

🏢 Best Lenders for Existing Courier & Delivery Services Businesses

Already running an established couriers business? These lenders have funded the most loans to existing businesses in your industry:

Rank Lender Volume Loans Avg Rate
1 U.S. Bank, National Association $5.1M 12 9.79%
2 Northeast Bank $3.2M 16 11.00%
3 GBank $2.6M 3 9.50%
4 22nd State Bank, A Division of 22nd State Banking Company $2.3M 2 9.75%
5 Woori America Bank $2.3M 1 8.50%
6 Cadence Bank $1.8M 3 10.00%
7 First Bank $1.5M 1 10.00%
8 Newtek Bank, National Association $1.5M 6 10.50%
9 The Huntington National Bank $1.1M 8 9.68%
10 Readycap Lending, LLC $1.1M 1 9.75%

Top States for Courier & Delivery Services SBA Loans

Here are the states with the highest SBA lending volume for Courier & Delivery Services businesses:

Rank State Volume Loans
1 California $15.2M 23
2 Georgia $12.6M 18
3 Pennsylvania $11.8M 19
4 Florida $10.6M 21
5 Texas $7.7M 16
6 New York $6.3M 13
7 Minnesota $5.3M 9
8 New Jersey $4.6M 10
9 Maryland $4.5M 9
10 Oregon $3.9M 7
11 Illinois $3.3M 10
12 Utah $3.2M 4
13 Missouri $2.7M 3
14 Iowa $2.4M 3
15 Ohio $2.3M 12
16 Arkansas $2.2M 1
17 Arizona $2.2M 5
18 North Carolina $2.0M 3
19 Wisconsin $1.3M 4
20 Massachusetts $1.3M 4
21 Oklahoma $1.3M 1
22 Tennessee $1.3M 2
23 Washington $1.3M 4
24 Colorado $1.1M 6
25 Wyoming $876K 1
26 Idaho $667K 1
27 Mississippi $599K 1
28 Indiana $250K 2
29 Michigan $150K 1
30 Alabama $91K 3
31 South Carolina $50K 1

Top Cities for Courier & Delivery Services SBA Loans

Merrick, Ny

$4.3M
Volume

2
Loans

Dana Point, Ca

$4.2M
Volume

2
Loans

Portland, Or

$2.9M
Volume

4
Loans

Bridgeport, Pa

$2.8M
Volume

2
Loans

Kansas City, Mo

$2.6M
Volume

2
Loans

Austell, Ga

$2.5M
Volume

1
Loans

Los Angeles, Ca

$2.4M
Volume

3
Loans

Hayward, Ca

$2.4M
Volume

1
Loans

Hackensack, Nj

$2.3M
Volume

2
Loans

Augusta, Ga

$2.3M
Volume

2
Loans

Mabelvale, Ar

$2.2M
Volume

1
Loans

Port Charlotte, Fl

$2.2M
Volume

1
Loans

Lehi, Ut

$2.2M
Volume

1
Loans

Coral Springs, Fl

$2.2M
Volume

1
Loans

Austin, Tx

$2.2M
Volume

4
Loans

Exton, Pa

$2.1M
Volume

4
Loans

🤝 Why Use an SBA Broker for Courier & Delivery Services Loans?

GoSBA Loans has extensive experience financing Courier & Delivery Services businesses:

  • Industry expertise — we know which lenders specialize in Courier & Delivery Services
  • Access to 71+ lenders — including banks that don’t accept direct applications
  • Better rates — our relationships help secure competitive terms
  • Faster approvals — proper preparation leads to quicker decisions
  • Free service — lenders pay us, you pay nothing extra

📞 Get Expert Help with Your Courier & Delivery Services SBA Loan

Our team specializes in SBA financing for Courier & Delivery Services businesses. Let us match you with the right lender for your specific needs.

Need SBA financing for your Courier & Delivery Services business? GoSBA Loans specializes in SBA loans for Courier & Delivery Services businesses. Contact our industry specialists today for a free consultation.

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http://gosbaloans.com

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.

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