BlogRankingIndustryBest Hotels & Motels SBA Lenders of 2026

Best Hotels & Motels SBA Lenders of 2026

February 2, 2026
Industry, Ranking
4 min read

Best Hotels & Motels SBA Lenders of 2026

$1.85B
Total Funded

699
Loans Approved

$2.6M
Avg Loan Size

8.85%
Avg Interest Rate

113
Active Lenders

SBA Loans for Hotels & Motels Businesses

The Hotels & Motels industry received $1.85B in SBA 7(a) loans across 699 businesses in 2025. With 113 lenders actively funding this industry, finding the right bank can make a significant difference in your rates and approval odds.

Working with an experienced SBA loan broker who understands the Hotels & Motels industry can help you access lenders that specialize in your business type.

💡 Key Insight: The average SBA loan for Hotels & Motels businesses is $2.6M with an average rate of 8.85%. Lenders who specialize in this industry often offer better terms and faster approvals.

SBA Loans by Business Type

Here’s how SBA 7(a) loans break down for Hotels & Motels businesses by business stage:

🚀 Startups
29%
$561.1M • 203 loans

🏢 Existing Businesses
35%
$520.0M • 248 loans

🔄 Business Acquisitions
35%
$768.7M • 248 loans

Top 50 SBA Lenders for Hotels & Motels (2025)

These are the banks that funded the most SBA 7(a) loan volume to Hotels & Motels businesses, ranked by total volume:

Rank Lender Volume Loans Avg Rate
1 GBank $432.0M 124 8.47%
2 US Metro Bank $189.7M 71 8.60%
3 Port 51 Lending LLC $91.4M 32 8.85%
4 Bank of Hope $85.7M 29 8.42%
5 Shoreham Bank $85.0M 28 8.83%
6 Open Bank $55.1M 18 8.50%
7 Centerstone SBA Lending, Inc. $53.1M 20 8.75%
8 Peoples Bank $49.9M 16 8.78%
9 Global One Bank $48.5M 14 8.68%
10 Enterprise Bank & Trust $43.2M 14 8.39%
11 Readycap Lending, LLC $39.3M 17 9.34%
12 Harvest Small Business Finance, LLC $36.5M 18 9.85%
13 Commonwealth Business Bank $32.2M 16 8.70%
14 United FCU $28.4M 8 8.91%
15 Millennium Bank $26.3M 7 9.11%
16 U.S. Bank, National Association $25.8M 11 6.84%
17 PromiseOne Bank $25.7M 11 8.23%
18 First Western SBLC, Inc $25.1M 12 8.65%
19 Southwestern National Bank $23.5M 7 8.54%
20 Merchants Bank of Indiana $22.0M 6 8.67%
21 Celtic Bank Corporation $21.0M 12 9.98%
22 Metro City Bank $20.5M 6 7.92%
23 Everwise Credit Union $17.6M 4 9.75%
24 PCB Bank $17.6M 6 8.33%
25 Farmers State Bank of Alto Pass, Illinois $17.4M 6 8.88%
26 Commercial Bank of California $15.8M 5 8.85%
27 American Bank $15.1M 4 8.88%
28 United Midwest Savings Bank National Association $14.6M 5 8.55%
29 Mission Valley Bank $13.9M 5 8.55%
30 Brookline Bank, a Division of Beacon Bank and Trust $12.7M 4 9.63%
31 Hanover Community Bank $12.1M 5 8.65%
32 New Millennium Bank $11.2M 4 8.44%
33 Citizens Bank $10.8M 4 9.56%
34 The MINT National Bank $10.3M 3 8.58%
35 American Pride Bank $9.2M 2 8.25%
36 Bank of Oak Ridge $8.7M 3 8.88%
37 Wells Fargo Bank National Association $8.6M 4 6.01%
38 HomeTrust Bank $7.3M 3 9.00%
39 Climate First Bank $7.1M 4 8.50%
40 Renasant Bank $7.0M 3 9.50%
41 American Bank, National Association $6.9M 2 8.75%
42 First State Bank $6.1M 2 8.63%
43 Byline Bank $5.9M 2 9.88%
44 Hanmi Bank $5.8M 2 8.38%
45 Paradise Bank $5.8M 2 8.88%
46 Dogwood State Bank $5.4M 4 10.13%
47 Stearns Bank National Association $5.0M 1 9.50%
48 Mega Bank $5.0M 1 9.50%
49 Embassy National Bank $5.0M 1 8.75%
50 Titan Bank, National Association $5.0M 1 8.00%

🚀 Best Lenders for Hotels & Motels Startups

Starting a new hotels (except casino hotels) and motels business? These lenders funded the most startup loans in this industry:

Rank Lender Startup Volume Loans Avg Rate
1 GBank $133.6M 36 8.46%
2 US Metro Bank $69.5M 22 8.63%
3 Bank of Hope $42.8M 16 8.31%
4 Peoples Bank $41.0M 13 8.73%
5 Enterprise Bank & Trust $23.7M 7 8.25%
6 Readycap Lending, LLC $17.5M 7 9.21%
7 United FCU $17.0M 5 8.80%
8 Shoreham Bank $15.7M 7 8.89%
9 Open Bank $15.0M 3 8.42%
10 Everwise Credit Union $8.9M 2 9.63%

🔄 Best Lenders for Hotels & Motels Acquisitions

Looking to buy an existing hotels (except casino hotels) and motels business? These lenders specialize in acquisition financing:

Rank Lender Acquisition Volume Loans Avg Rate
1 GBank $257.8M 75 8.48%
2 Shoreham Bank $62.1M 19 8.82%
3 US Metro Bank $58.1M 23 8.52%
4 Centerstone SBA Lending, Inc. $41.8M 15 8.72%
5 Global One Bank $38.8M 11 8.68%
6 Bank of Hope $31.7M 10 8.55%
7 Open Bank $23.5M 7 8.57%
8 Southwestern National Bank $23.5M 7 8.54%
9 First Western SBLC, Inc $23.4M 10 8.53%
10 PCB Bank $13.6M 3 8.17%

🏢 Best Lenders for Existing Hotels & Motels Businesses

Already running an established hotels (except casino hotels) and motels business? These lenders have funded the most loans to existing businesses in your industry:

Rank Lender Volume Loans Avg Rate
1 Port 51 Lending LLC $81.3M 27 8.79%
2 US Metro Bank $62.0M 26 8.65%
3 GBank $40.6M 13 8.44%
4 Enterprise Bank & Trust $19.5M 7 8.54%
5 Harvest Small Business Finance, LLC $18.8M 9 9.89%
6 Millennium Bank $18.8M 5 9.15%
7 U.S. Bank, National Association $18.4M 9 6.78%
8 Commonwealth Business Bank $17.1M 12 8.79%
9 Open Bank $16.6M 8 8.47%
10 American Bank $15.0M 3 8.33%

Top States for Hotels & Motels SBA Loans

Here are the states with the highest SBA lending volume for Hotels & Motels businesses:

Rank State Volume Loans
1 Texas $284.4M 98
2 California $111.0M 46
3 North Carolina $109.7M 42
4 Ohio $106.6M 32
5 Georgia $95.9M 37
6 Florida $90.3M 30
7 South Carolina $82.8M 26
8 Illinois $79.0M 28
9 Indiana $73.3M 28
10 Virginia $66.4M 25
11 Michigan $55.9M 22
12 Colorado $47.1M 23
13 Wisconsin $47.1M 20
14 Missouri $46.3M 19
15 New Mexico $45.1M 14
16 Washington $42.8M 15
17 Tennessee $40.6M 12
18 Alabama $39.9M 13
19 New York $34.2M 15
20 Pennsylvania $30.4M 13
21 Louisiana $30.1M 13
22 Maryland $27.0M 6
23 Oregon $23.7M 11
24 Kentucky $23.1M 8
25 Arizona $19.0M 11
26 Kansas $18.6M 11
27 Oklahoma $17.4M 7
28 New Jersey $17.1M 5
29 Mississippi $15.3M 7
30 Iowa $14.5M 6
31 Arkansas $13.7M 4
32 West Virginia $12.7M 4
33 Montana $11.5M 7
34 North Dakota $11.5M 3
35 Massachusetts $11.1M 5
36 South Dakota $11.0M 3
37 Nebraska $10.5M 4
38 Nevada $8.9M 8
39 Connecticut $7.0M 2
40 Rhode Island $4.5M 1
41 Utah $4.0M 4
42 Wyoming $4.0M 3
43 Idaho $1.5M 1
44 New Hampshire $1.4M 4
45 Vermont $1.1M 1
46 Maine $985K 1
47 Minnesota $50K 1

Top Cities for Hotels & Motels SBA Loans

Houston, Tx

$23.7M
Volume

8
Loans

Charlotte, Nc

$21.6M
Volume

5
Loans

Fort Worth, Tx

$16.5M
Volume

5
Loans

Schaumburg, Il

$15.0M
Volume

3
Loans

San Antonio, Tx

$12.8M
Volume

5
Loans

Birmingham, Al

$12.3M
Volume

4
Loans

Montgomery, Al

$12.3M
Volume

4
Loans

Rock Hill, Sc

$12.2M
Volume

3
Loans

Myrtle Beach, Sc

$11.8M
Volume

4
Loans

Dallas, Tx

$10.2M
Volume

3
Loans

Irving, Tx

$10.2M
Volume

3
Loans

Omaha, Ne

$10.0M
Volume

2
Loans

Atlanta, Ga

$10.0M
Volume

2
Loans

Addison, Tx

$10.0M
Volume

2
Loans

Linthicum Heights, Md

$10.0M
Volume

2
Loans

Texas City, Tx

$10.0M
Volume

3
Loans

🤝 Why Use an SBA Broker for Hotels & Motels Loans?

GoSBA Loans has extensive experience financing Hotels & Motels businesses:

  • Industry expertise — we know which lenders specialize in Hotels & Motels
  • Access to 113+ lenders — including banks that don’t accept direct applications
  • Better rates — our relationships help secure competitive terms
  • Faster approvals — proper preparation leads to quicker decisions
  • Free service — lenders pay us, you pay nothing extra

📞 Get Expert Help with Your Hotels & Motels SBA Loan

Our team specializes in SBA financing for Hotels & Motels businesses. Let us match you with the right lender for your specific needs.

Need SBA financing for your Hotels & Motels business? GoSBA Loans specializes in SBA loans for Hotels & Motels businesses. Contact our industry specialists today for a free consultation.

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http://gosbaloans.com

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.

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