Compare the top 76 SBA lenders for Catering Companies businesses. $105.1M funded in 2025. Average rate 10.23%. Get matched free.
Best Catering Companies SBA Lenders of 2026
SBA Loans for Catering Companies Businesses
The Catering Companies industry received $105.1M in SBA 7(a) loans across 217 businesses in 2025. With 76 lenders actively funding this industry, finding the right bank can make a significant difference in your rates and approval odds.
Working with an experienced SBA loan broker who understands the Catering Companies industry can help you access lenders that specialize in your business type.
💡 Key Insight: The average SBA loan for Catering Companies businesses is $484K with an average rate of 10.23%. Lenders who specialize in this industry often offer better terms and faster approvals.
SBA Loans by Business Type
Here’s how SBA 7(a) loans break down for Catering Companies businesses by business stage:
🚀 Startups
24%
$32.2M • 53 loans
🏢 Existing Businesses
70%
$56.6M • 152 loans
🔄 Business Acquisitions
6%
$16.3M • 12 loans
Top 50 SBA Lenders for Catering Companies (2025)
These are the banks that funded the most SBA 7(a) loan volume to Catering Companies businesses, ranked by total volume:
| Rank | Lender | Volume | Loans | Avg Rate |
|---|
| 1 |
Live Oak Banking Company | $9.9M | 7 | 9.73% |
| 2 |
Harvest Small Business Finance, LLC | $7.2M | 7 | 10.00% |
| 3 |
Newtek Bank, National Association | $5.8M | 15 | 10.93% |
| 4 |
Univest Bank and Trust Co | $5.2M | 2 | 9.63% |
| 5 |
Merchants Bank of Indiana | $5.0M | 1 | 9.50% |
| 6 |
Northwest Bank | $5.0M | 1 | 9.00% |
| 7 |
ConnectOne Bank | $4.0M | 1 | 9.50% |
| 8 |
Readycap Lending, LLC | $3.9M | 7 | 11.79% |
| 9 |
b1BANK | $3.8M | 1 | 10.25% |
| 10 |
North State Bank | $3.6M | 1 | 9.50% |
| 11 |
Cadence Bank | $3.3M | 3 | 10.08% |
| 12 |
FinWise Bank | $3.2M | 1 | 10.25% |
| 13 |
Mission Valley Bank | $3.1M | 1 | 8.50% |
| 14 |
The Huntington National Bank | $3.0M | 24 | 9.86% |
| 15 |
Provident Bank | $2.9M | 1 | 9.25% |
| 16 |
Citizens Community Federal National Association | $2.8M | 1 | 9.00% |
| 17 |
First National Bank of Pennsylvania | $2.4M | 2 | 9.13% |
| 18 |
U.S. Bank, National Association | $2.0M | 12 | 9.45% |
| 19 |
Northeast Bank | $1.9M | 14 | 10.82% |
| 20 |
Consumers National Bank | $1.9M | 1 | 8.50% |
| 21 |
Meadows Bank | $1.7M | 1 | 8.50% |
| 22 |
Customers Bank | $1.6M | 2 | 9.00% |
| 23 |
TD Bank, National Association | $1.4M | 20 | 10.29% |
| 24 |
Old National Bank | $1.3M | 2 | 8.53% |
| 25 |
The Bancorp Bank National Association | $1.1M | 1 | 8.00% |
| 26 |
HomeTrust Bank | $1.0M | 1 | 9.50% |
| 27 |
Busey Bank | $1.0M | 1 | 10.00% |
| 28 |
Monterra Credit Union | $1.0M | 1 | 10.50% |
| 29 |
First Commonwealth Bank | $1.0M | 1 | 8.50% |
| 30 |
Manufacturers and Traders Trust Company | $864K | 14 | 11.96% |
| 31 |
Celtic Bank Corporation | $863K | 4 | 10.00% |
| 32 |
Farmers & Merchants Bank of Long Beach | $850K | 1 | 8.50% |
| 33 |
CenTrust Bank, A Division of SmartBiz Bank National Associat | $850K | 6 | 11.92% |
| 34 |
PlainsCapital Bank | $845K | 1 | 9.00% |
| 35 |
JPMorgan Chase Bank, National Association | $680K | 2 | 11.48% |
| 36 |
The Commercial and Savings Bank of Millersburg, Ohio | $550K | 2 | 8.54% |
| 37 |
St. Charles Bank & Trust Company, National Association | $500K | 1 | 8.50% |
| 38 |
Heritage Federal Credit Union | $500K | 2 | 7.65% |
| 39 |
Webster Bank National Association | $500K | 1 | 9.00% |
| 40 |
Barrington Bank & Trust Company, National Association | $455K | 1 | 7.25% |
| 41 |
Keystone Bank SSB | $450K | 1 | 8.18% |
| 42 |
NEPA Alliance Business Finance Corporation | $423K | 3 | 10.00% |
| 43 |
GBank | $422K | 1 | 9.75% |
| 44 |
Eastern Bank | $420K | 4 | 8.87% |
| 45 |
Bank of Clarke | $413K | 1 | 10.25% |
| 46 |
Bank of America, National Association | $400K | 1 | 7.02% |
| 47 |
Stearns Bank National Association | $350K | 1 | 10.25% |
| 48 |
Arlo Bank | $344K | 1 | 9.75% |
| 49 |
Zions Bank, A Division of | $340K | 4 | 10.06% |
| 50 |
Frost Bank | $285K | 1 | 8.24% |
🚀 Best Lenders for Catering Companies Startups
Starting a new caterers business? These lenders funded the most startup loans in this industry:
🔄 Best Lenders for Catering Companies Acquisitions
Looking to buy an existing caterers business? These lenders specialize in acquisition financing:
🏢 Best Lenders for Existing Catering Companies Businesses
Already running an established caterers business? These lenders have funded the most loans to existing businesses in your industry:
Top States for Catering Companies SBA Loans
Here are the states with the highest SBA lending volume for Catering Companies businesses:
| Rank | State | Volume | Loans |
|---|
| 1 |
New York | $17.4M | 27 |
| 2 |
California | $17.4M | 32 |
| 3 |
Illinois | $9.5M | 10 |
| 4 |
Texas | $8.6M | 11 |
| 5 |
North Carolina | $8.1M | 7 |
| 6 |
Pennsylvania | $6.7M | 9 |
| 7 |
New Jersey | $5.6M | 7 |
| 8 |
Washington | $4.8M | 10 |
| 9 |
Florida | $3.8M | 12 |
| 10 |
Ohio | $3.7M | 15 |
| 11 |
Tennessee | $3.3M | 5 |
| 12 |
Wisconsin | $3.0M | 2 |
| 13 |
Utah | $2.1M | 2 |
| 14 |
Maryland | $1.6M | 5 |
| 15 |
Georgia | $1.5M | 4 |
| 16 |
Indiana | $858K | 4 |
| 17 |
Minnesota | $820K | 3 |
| 18 |
Virginia | $813K | 3 |
| 19 |
Vermont | $762K | 3 |
| 20 |
Oklahoma | $650K | 2 |
| 21 |
Massachusetts | $630K | 8 |
| 22 |
Michigan | $602K | 8 |
| 23 |
Colorado | $565K | 4 |
| 24 |
Arizona | $395K | 3 |
| 25 |
New Hampshire | $360K | 5 |
| 26 |
Missouri | $344K | 1 |
| 27 |
Maine | $261K | 1 |
| 28 |
Mississippi | $250K | 1 |
| 29 |
Idaho | $125K | 2 |
| 30 |
South Carolina | $120K | 2 |
| 31 |
District of Columbia | $110K | 2 |
| 32 |
New Mexico | $105K | 1 |
| 33 |
Kansas | $90K | 1 |
| 34 |
Rhode Island | $48K | 2 |
| 35 |
Iowa | $40K | 1 |
| 36 |
Oregon | $30K | 1 |
| 37 |
Connecticut | $10K | 1 |
Top Cities for Catering Companies SBA Loans
🤝 Why Use an SBA Broker for Catering Companies Loans?
GoSBA Loans has extensive experience financing Catering Companies businesses:
- Industry expertise — we know which lenders specialize in Catering Companies
- Access to 76+ lenders — including banks that don’t accept direct applications
- Better rates — our relationships help secure competitive terms
- Faster approvals — proper preparation leads to quicker decisions
- Free service — lenders pay us, you pay nothing extra
📞 Get Expert Help with Your Catering Companies SBA Loan
Our team specializes in SBA financing for Catering Companies businesses. Let us match you with the right lender for your specific needs.
Need SBA financing for your Catering Companies business? GoSBA Loans specializes in SBA loans for Catering Companies businesses. Contact our industry specialists today for a free consultation.
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