Best IT Services & Consulting SBA Lenders of 2026

Compare the top 75 SBA lenders for IT Services & Consulting businesses. $126.1M funded in 2025. Average rate 10.38%. Get matched free.

Table of Contents

Best IT Services & Consulting SBA Lenders of 2026

$126.1M
Total Funded

263
Loans Approved

$479K
Avg Loan Size

10.38%
Avg Interest Rate

75
Active Lenders

SBA Loans for IT Services & Consulting Businesses

The IT Services & Consulting industry received $126.1M in SBA 7(a) loans across 263 businesses in 2025. With 75 lenders actively funding this industry, finding the right bank can make a significant difference in your rates and approval odds.

Working with an experienced SBA loan broker who understands the IT Services & Consulting industry can help you access lenders that specialize in your business type.

💡 Key Insight: The average SBA loan for IT Services & Consulting businesses is $479K with an average rate of 10.38%. Lenders who specialize in this industry often offer better terms and faster approvals.

SBA Loans by Business Type

Here’s how SBA 7(a) loans break down for IT Services & Consulting businesses by business stage:

🚀 Startups
12%
$8.4M • 32 loans

🏢 Existing Businesses
79%
$90.5M • 208 loans

🔄 Business Acquisitions
9%
$27.2M • 23 loans

Top 50 SBA Lenders for IT Services & Consulting (2025)

These are the banks that funded the most SBA 7(a) loan volume to IT Services & Consulting businesses, ranked by total volume:

RankLenderVolumeLoansAvg Rate
1 Bank of America, National Association$11.7M128.47%
2 Live Oak Banking Company$11.0M78.81%
3 Pathward National Association$10.1M59.80%
4 JPMorgan Chase Bank, National Association$7.3M2210.70%
5 Truist Bank$6.6M28.49%
6 Newtek Bank, National Association$5.8M1710.65%
7 U.S. Bank, National Association$4.9M1110.86%
8 Northeast Bank$4.7M2711.32%
9 Hancock Whitney Bank$4.3M19.50%
10 Readycap Lending, LLC$4.0M1611.59%
11 Pinnacle Bank$3.7M39.83%
12 Manufacturers and Traders Trust Company$3.7M1511.28%
13 BankUnited, National Association$3.3M17.50%
14 Meridian Bank$3.2M59.35%
15 Cadence Bank$2.8M49.94%
16 First Internet Bank of Indiana$2.5M310.00%
17 Mabrey Bank$2.5M16.85%
18 Bell Bank$2.3M29.25%
19 Mission Valley Bank$2.3M110.25%
20 First National Bank of Pennsylvania$1.6M19.25%
21 Celtic Bank Corporation$1.5M910.25%
22 City National Bank$1.5M16.23%
23 Grasshopper Bank National Association$1.4M110.25%
24 The Huntington National Bank$1.2M59.80%
25 First Commonwealth Bank$1.2M28.62%
26 BayFirst National Bank$1.2M912.25%
27 Lendistry SBLC, LLC$1.2M711.96%
28 Byline Bank$1.1M210.63%
29 Texas Capital Bank$1.1M16.95%
30 KeyBank National Association$1.1M210.26%
31 CenTrust Bank, A Division of SmartBiz Bank National Associat$1.0M511.00%
32 Dominion Bank$955K19.50%
33 T Bank, National Association$916K19.25%
34 FFB Bank$912K110.25%
35 Androscoggin Savings Bank$800K27.38%
36 Sanibel Captiva Community Bank$783K110.25%
37 Wells Fargo Bank National Association$756K410.74%
38 TD Bank, National Association$690K710.51%
39 Truliant FCU$630K19.75%
40 City National Bank of Florida$500K110.25%
41 Citizens Community Federal National Association$500K19.50%
42 Citizens Bank, National Association$500K19.65%
43 Bankwell Bank$500K110.50%
44 Bank of Oak Ridge$500K19.50%
45 PNC Bank, National Association$480K28.55%
46 Stone Bank$450K310.33%
47 Prevail Bank$440K19.00%
48 AMPAC Tri-State CDC, Inc.$308K213.50%
49 Citibank, N.A.$300K18.00%
50 LAF CU$300K110.00%

🚀 Best Lenders for IT Services & Consulting Startups

Starting a new computer systems design services business? These lenders funded the most startup loans in this industry:

RankLenderStartup VolumeLoansAvg Rate
1 First National Bank of Pennsylvania$1.6M19.25%
2 Meridian Bank$1.3M29.63%
3 Byline Bank$780K19.75%
4 First Internet Bank of Indiana$763K19.50%
5 First Commonwealth Bank$748K110.25%
6 Manufacturers and Traders Trust Company$625K711.68%
7 Citizens Community Federal National Association$500K19.50%
8 Bank of America, National Association$500K110.00%
9 FirstBank Puerto Rico$250K113.50%
10 JPMorgan Chase Bank, National Association$200K111.80%

🔄 Best Lenders for IT Services & Consulting Acquisitions

Looking to buy an existing computer systems design services business? These lenders specialize in acquisition financing:

RankLenderAcquisition VolumeLoansAvg Rate
1 Pathward National Association$8.9M49.69%
2 Live Oak Banking Company$4.7M48.88%
3 Pinnacle Bank$3.3M29.75%
4 Manufacturers and Traders Trust Company$2.7M49.13%
5 Cadence Bank$1.8M19.50%
6 Bell Bank$1.8M19.25%
7 First Internet Bank of Indiana$1.8M210.25%
8 Dominion Bank$955K19.50%
9 Truliant FCU$630K19.75%
10 The Huntington National Bank$352K210.00%

🏢 Best Lenders for Existing IT Services & Consulting Businesses

Already running an established computer systems design services business? These lenders have funded the most loans to existing businesses in your industry:

RankLenderVolumeLoansAvg Rate
1 Bank of America, National Association$11.2M118.33%
2 JPMorgan Chase Bank, National Association$7.1M2110.65%
3 Truist Bank$6.6M28.49%
4 Live Oak Banking Company$6.3M38.71%
5 Newtek Bank, National Association$5.8M1710.65%
6 U.S. Bank, National Association$4.8M911.00%
7 Northeast Bank$4.6M2411.15%
8 Hancock Whitney Bank$4.3M19.50%
9 Readycap Lending, LLC$3.9M1511.70%
10 BankUnited, National Association$3.3M17.50%

Top States for IT Services & Consulting SBA Loans

Here are the states with the highest SBA lending volume for IT Services & Consulting businesses:

RankStateVolumeLoans
1 Florida$14.6M15
2 California$11.9M38
3 Virginia$11.1M21
4 Texas$10.7M32
5 Massachusetts$8.6M12
6 Pennsylvania$8.2M15
7 Tennessee$7.2M5
8 New Jersey$6.3M12
9 New York$5.5M12
10 Nevada$5.3M3
11 North Carolina$4.8M9
12 Colorado$4.0M7
13 Maryland$3.5M14
14 Missouri$2.9M3
15 Oklahoma$2.5M2
16 Georgia$2.3M7
17 Ohio$2.2M5
18 Illinois$2.2M6
19 Connecticut$1.9M4
20 Delaware$1.3M1
21 Utah$1.3M5
22 Wisconsin$1.2M5
23 Maine$825K3
24 Oregon$763K2
25 District of Columbia$750K1
26 Arizona$749K4
27 Michigan$600K2
28 North Dakota$500K1
29 Kentucky$420K1
30 Minnesota$402K3
31 Puerto Rico$400K3
32 Washington$360K2
33 South Carolina$209K2
34 Indiana$172K2
35 Alabama$107K1
36 Vermont$70K1
37 Kansas$50K1
38 New Mexico$19K1

Top Cities for IT Services & Consulting SBA Loans

Tampa, Fl

$5.0M
Volume

2
Loans

Gallatin, Tn

$5.0M
Volume

2
Loans

Minden, Nv

$5.0M
Volume

1
Loans

Old Tappan, Nj

$4.6M
Volume

1
Loans

Auburndale, Ma

$4.3M
Volume

1
Loans

Miami, Fl

$4.1M
Volume

3
Loans

Charlotte, Nc

$4.0M
Volume

3
Loans

Pasadena, Ca

$2.7M
Volume

1
Loans

New York, Ny

$2.5M
Volume

2
Loans

Oklahoma City, Ok

$2.5M
Volume

1
Loans

Dunmore, Pa

$2.5M
Volume

1
Loans

Ashburn, Va

$2.3M
Volume

2
Loans

Sherborn, Ma

$1.9M
Volume

1
Loans

Tallahassee, Fl

$1.8M
Volume

1
Loans

Castle Rock, Co

$1.8M
Volume

1
Loans

Irvine, Ca

$1.8M
Volume

3
Loans

🤝 Why Use an SBA Broker for IT Services & Consulting Loans?

GoSBA Loans has extensive experience financing IT Services & Consulting businesses:

  • Industry expertise — we know which lenders specialize in IT Services & Consulting
  • Access to 75+ lenders — including banks that don’t accept direct applications
  • Better rates — our relationships help secure competitive terms
  • Faster approvals — proper preparation leads to quicker decisions
  • Free service — lenders pay us, you pay nothing extra

📞 Get Expert Help with Your IT Services & Consulting SBA Loan

Our team specializes in SBA financing for IT Services & Consulting businesses. Let us match you with the right lender for your specific needs.

Need SBA financing for your IT Services & Consulting business? GoSBA Loans specializes in SBA loans for IT Services & Consulting businesses. Contact our industry specialists today for a free consultation.

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Ishan Jetley

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.
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