Compare the top 86 SBA lenders for Software Development Companies businesses. $167.7M funded in 2025. Average rate 10.54%. Get matched free.
Best Software Development Companies SBA Lenders of 2026
SBA Loans for Software Development Companies Businesses
The Software Development Companies industry received $167.7M in SBA 7(a) loans across 409 businesses in 2025. With 86 lenders actively funding this industry, finding the right bank can make a significant difference in your rates and approval odds.
Working with an experienced SBA loan broker who understands the Software Development Companies industry can help you access lenders that specialize in your business type.
💡 Key Insight: The average SBA loan for Software Development Companies businesses is $410K with an average rate of 10.54%. Lenders who specialize in this industry often offer better terms and faster approvals.
SBA Loans by Business Type
Here’s how SBA 7(a) loans break down for Software Development Companies businesses by business stage:
🚀 Startups
15%
$27.7M • 60 loans
🏢 Existing Businesses
81%
$111.3M • 333 loans
🔄 Business Acquisitions
4%
$28.7M • 16 loans
Top 50 SBA Lenders for Software Development Companies (2025)
These are the banks that funded the most SBA 7(a) loan volume to Software Development Companies businesses, ranked by total volume:
| Rank | Lender | Volume | Loans | Avg Rate |
|---|
| 1 |
Newtek Bank, National Association | $34.1M | 87 | 10.86% |
| 2 |
Bank of America, National Association | $8.6M | 19 | 7.81% |
| 3 |
Northeast Bank | $7.9M | 45 | 11.02% |
| 4 |
First Internet Bank of Indiana | $7.0M | 4 | 10.00% |
| 5 |
The Huntington National Bank | $6.2M | 18 | 9.71% |
| 6 |
Community Bank & Trust-West Georgia | $5.4M | 2 | 10.00% |
| 7 |
East West Bank | $5.1M | 3 | 9.08% |
| 8 |
Summit State Bank | $5.0M | 2 | 9.25% |
| 9 |
Readycap Lending, LLC | $4.8M | 21 | 11.71% |
| 10 |
Meridian Bank | $4.5M | 1 | 9.50% |
| 11 |
Financial Resources Federal Credit Union | $4.5M | 1 | 9.25% |
| 12 |
Byline Bank | $4.2M | 1 | 10.25% |
| 13 |
Wallis Bank | $3.1M | 1 | 9.00% |
| 14 |
T Bank, National Association | $3.0M | 1 | 10.25% |
| 15 |
Leader Bank, National Association | $3.0M | 1 | 10.25% |
| 16 |
Lendistry SBLC, LLC | $2.9M | 12 | 12.10% |
| 17 |
Wells Fargo Bank National Association | $2.9M | 4 | 9.84% |
| 18 |
Fulton Bank, National Association | $2.8M | 1 | 9.50% |
| 19 |
U.S. Bank, National Association | $2.8M | 16 | 10.49% |
| 20 |
TD Bank, National Association | $2.6M | 19 | 10.02% |
| 21 |
Live Oak Banking Company | $2.5M | 4 | 9.87% |
| 22 |
BayFirst National Bank | $2.4M | 18 | 12.25% |
| 23 |
Zions Bank, A Division of | $2.4M | 8 | 9.91% |
| 24 |
Sanibel Captiva Community Bank | $2.3M | 1 | 10.25% |
| 25 |
JPMorgan Chase Bank, National Association | $2.3M | 10 | 11.84% |
| 26 |
Harborstone CU | $2.1M | 1 | 10.00% |
| 27 |
Fortis Bank | $2.0M | 1 | 9.50% |
| 28 |
CenTrust Bank, A Division of SmartBiz Bank National Associat | $1.8M | 9 | 10.39% |
| 29 |
Cadence Bank | $1.8M | 6 | 10.13% |
| 30 |
American Bank of Commerce | $1.6M | 1 | 9.50% |
| 31 |
Provident Bank | $1.5M | 3 | 9.92% |
| 32 |
Manufacturers and Traders Trust Company | $1.3M | 12 | 12.17% |
| 33 |
22nd State Bank, A Division of 22nd State Banking Company | $1.3M | 1 | 9.50% |
| 34 |
Firstrust Savings Bank | $1.3M | 1 | 10.00% |
| 35 |
Ixonia Bank | $1.0M | 1 | 7.32% |
| 36 |
Capital One, National Association | $1.0M | 2 | 8.50% |
| 37 |
Genesee Regional Bank | $1.0M | 1 | 9.50% |
| 38 |
Citizens State Bank of La Crosse | $1.0M | 1 | 9.00% |
| 39 |
City National Bank | $880K | 2 | 4.80% |
| 40 |
Celtic Bank Corporation | $852K | 6 | 10.63% |
| 41 |
Bankwell Bank | $837K | 2 | 6.75% |
| 42 |
KeyBank National Association | $796K | 4 | 10.27% |
| 43 |
Bank OZK | $750K | 2 | 9.50% |
| 44 |
Citizens Bank, National Association | $750K | 2 | 10.25% |
| 45 |
Accion Opportunity Fund Community Development | $675K | 2 | 10.13% |
| 46 |
AMPAC Tri-State CDC, Inc. | $556K | 3 | 11.33% |
| 47 |
Mission Valley Bank | $550K | 1 | 10.25% |
| 48 |
City National Bank of Florida | $525K | 2 | 10.38% |
| 49 |
MISSINGMAINBANKID | $500K | 1 | 9.65% |
| 50 |
Webster Bank National Association | $500K | 1 | 9.00% |
🚀 Best Lenders for Software Development Companies Startups
Starting a new custom computer programming services business? These lenders funded the most startup loans in this industry:
🔄 Best Lenders for Software Development Companies Acquisitions
Looking to buy an existing custom computer programming services business? These lenders specialize in acquisition financing:
🏢 Best Lenders for Existing Software Development Companies Businesses
Already running an established custom computer programming services business? These lenders have funded the most loans to existing businesses in your industry:
Top States for Software Development Companies SBA Loans
Here are the states with the highest SBA lending volume for Software Development Companies businesses:
| Rank | State | Volume | Loans |
|---|
| 1 |
California | $31.8M | 60 |
| 2 |
Texas | $23.0M | 42 |
| 3 |
Florida | $11.9M | 40 |
| 4 |
New York | $11.1M | 35 |
| 5 |
Washington | $8.5M | 13 |
| 6 |
Colorado | $7.8M | 16 |
| 7 |
Virginia | $6.9M | 25 |
| 8 |
New Jersey | $6.3M | 22 |
| 9 |
Pennsylvania | $6.0M | 8 |
| 10 |
Missouri | $6.0M | 6 |
| 11 |
Wisconsin | $5.8M | 6 |
| 12 |
North Carolina | $5.8M | 6 |
| 13 |
Wyoming | $5.6M | 3 |
| 14 |
Georgia | $5.5M | 14 |
| 15 |
Illinois | $2.8M | 15 |
| 16 |
Nevada | $2.5M | 3 |
| 17 |
Maryland | $2.2M | 9 |
| 18 |
Utah | $2.0M | 5 |
| 19 |
Indiana | $2.0M | 8 |
| 20 |
Massachusetts | $2.0M | 10 |
| 21 |
Michigan | $1.8M | 10 |
| 22 |
Minnesota | $1.3M | 7 |
| 23 |
Ohio | $1.1M | 9 |
| 24 |
Oregon | $1.1M | 4 |
| 25 |
Arizona | $799K | 3 |
| 26 |
Iowa | $700K | 3 |
| 27 |
Idaho | $675K | 3 |
| 28 |
Connecticut | $650K | 2 |
| 29 |
Vermont | $650K | 3 |
| 30 |
Alabama | $633K | 3 |
| 31 |
Mississippi | $540K | 2 |
| 32 |
Louisiana | $500K | 2 |
| 33 |
Puerto Rico | $500K | 1 |
| 34 |
Kentucky | $351K | 2 |
| 35 |
Kansas | $255K | 2 |
| 36 |
New Hampshire | $250K | 1 |
| 37 |
Tennessee | $150K | 1 |
| 38 |
District of Columbia | $150K | 1 |
| 39 |
Oklahoma | $135K | 2 |
| 40 |
Delaware | $45K | 1 |
| 41 |
North Dakota | $10K | 1 |
Top Cities for Software Development Companies SBA Loans
🤝 Why Use an SBA Broker for Software Development Companies Loans?
GoSBA Loans has extensive experience financing Software Development Companies businesses:
- Industry expertise — we know which lenders specialize in Software Development Companies
- Access to 86+ lenders — including banks that don’t accept direct applications
- Better rates — our relationships help secure competitive terms
- Faster approvals — proper preparation leads to quicker decisions
- Free service — lenders pay us, you pay nothing extra
📞 Get Expert Help with Your Software Development Companies SBA Loan
Our team specializes in SBA financing for Software Development Companies businesses. Let us match you with the right lender for your specific needs.
Need SBA financing for your Software Development Companies business? GoSBA Loans specializes in SBA loans for Software Development Companies businesses. Contact our industry specialists today for a free consultation.
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