Compare the top 56 SBA lenders for Funeral Homes businesses. $138.1M funded in 2025. Average rate 9.24%. Get matched free.
Best Funeral Homes SBA Lenders of 2026
SBA Loans for Funeral Homes Businesses
The Funeral Homes industry received $138.1M in SBA 7(a) loans across 122 businesses in 2025. With 56 lenders actively funding this industry, finding the right bank can make a significant difference in your rates and approval odds.
Working with an experienced SBA loan broker who understands the Funeral Homes industry can help you access lenders that specialize in your business type.
💡 Key Insight: The average SBA loan for Funeral Homes businesses is $1.1M with an average rate of 9.24%. Lenders who specialize in this industry often offer better terms and faster approvals.
SBA Loans by Business Type
Here’s how SBA 7(a) loans break down for Funeral Homes businesses by business stage:
🚀 Startups
16%
$24.3M • 20 loans
🏢 Existing Businesses
51%
$46.9M • 62 loans
🔄 Business Acquisitions
33%
$67.0M • 40 loans
Top 50 SBA Lenders for Funeral Homes (2025)
These are the banks that funded the most SBA 7(a) loan volume to Funeral Homes businesses, ranked by total volume:
| Rank | Lender | Volume | Loans | Avg Rate |
|---|
| 1 |
Live Oak Banking Company | $46.4M | 31 | 9.03% |
| 2 |
United Midwest Savings Bank National Association | $10.5M | 5 | 9.95% |
| 3 |
U.S. Bank, National Association | $8.9M | 8 | 7.80% |
| 4 |
Mission Valley Bank | $7.3M | 3 | 8.75% |
| 5 |
The Bancorp Bank National Association | $5.5M | 5 | 8.20% |
| 6 |
First Community CU | $4.5M | 1 | 6.25% |
| 7 |
The Huntington National Bank | $3.7M | 6 | 7.87% |
| 8 |
First-Citizens Bank & Trust Company | $3.1M | 1 | 9.25% |
| 9 |
Southern Bancorp Bank | $3.1M | 1 | 8.00% |
| 10 |
Community Bank & Trust-West Georgia | $2.9M | 2 | 9.38% |
| 11 |
Banc of California | $2.5M | 1 | 7.50% |
| 12 |
Customers Bank | $2.5M | 1 | 8.50% |
| 13 |
Bank of America, National Association | $2.3M | 2 | 5.45% |
| 14 |
Fifth Third Bank | $2.3M | 1 | 9.50% |
| 15 |
North Valley Bank | $2.3M | 1 | 9.50% |
| 16 |
Peoples National Bank of Kewanee | $2.2M | 1 | 7.50% |
| 17 |
Meridian Bank | $2.2M | 1 | 10.00% |
| 18 |
East West Bank | $2.0M | 2 | 8.38% |
| 19 |
Seacoast National Bank | $1.8M | 1 | 8.75% |
| 20 |
Newtek Bank, National Association | $1.8M | 3 | 10.50% |
| 21 |
1st Colonial Community Bank | $1.6M | 1 | 9.00% |
| 22 |
BOM Bank | $1.4M | 1 | 10.00% |
| 23 |
BankUnited, National Association | $1.1M | 1 | 7.75% |
| 24 |
First Business Bank | $1.1M | 1 | 9.75% |
| 25 |
Citizens National Bank of Cheboygan | $997K | 1 | 8.00% |
| 26 |
Stock Yards Bank & Trust Company | $919K | 1 | 7.75% |
| 27 |
Byline Bank | $875K | 1 | 10.25% |
| 28 |
Harvest Small Business Finance, LLC | $832K | 2 | 10.50% |
| 29 |
First Bank & Trust | $813K | 1 | 9.45% |
| 30 |
Enterprise Bank & Trust | $788K | 1 | 7.00% |
| 31 |
First Bank of Central Ohio | $755K | 1 | 10.00% |
| 32 |
Merchants & Marine Bank | $745K | 2 | 10.25% |
| 33 |
Fulton Bank, National Association | $705K | 1 | 9.50% |
| 34 |
Neighborhood National Bank | $682K | 1 | 6.75% |
| 35 |
Zions Bank, A Division of | $651K | 2 | 10.75% |
| 36 |
Cadence Bank | $635K | 2 | 10.00% |
| 37 |
Lendistry SBLC, LLC | $633K | 3 | 12.17% |
| 38 |
Northeast Bank | $599K | 2 | 10.75% |
| 39 |
PromiseOne Bank | $580K | 1 | 9.00% |
| 40 |
Climate First Bank | $520K | 1 | 9.75% |
| 41 |
Merchants Bank of Indiana | $480K | 1 | 9.50% |
| 42 |
TD Bank, National Association | $330K | 2 | 10.50% |
| 43 |
Readycap Lending, LLC | $275K | 1 | 10.25% |
| 44 |
Truliant FCU | $269K | 1 | 10.25% |
| 45 |
LiftFund, Inc. | $250K | 1 | 12.00% |
| 46 |
MISSINGMAINBANKID | $250K | 1 | 9.75% |
| 47 |
JPMorgan Chase Bank, National Association | $238K | 2 | 12.98% |
| 48 |
First Bankers Trust Company, National Association | $200K | 1 | 8.50% |
| 49 |
KeyBank National Association | $198K | 1 | 9.50% |
| 50 |
First United Bank and Trust Company | $193K | 1 | 9.00% |
🚀 Best Lenders for Funeral Homes Startups
Starting a new funeral homes and funeral services business? These lenders funded the most startup loans in this industry:
🔄 Best Lenders for Funeral Homes Acquisitions
Looking to buy an existing funeral homes and funeral services business? These lenders specialize in acquisition financing:
🏢 Best Lenders for Existing Funeral Homes Businesses
Already running an established funeral homes and funeral services business? These lenders have funded the most loans to existing businesses in your industry:
Top States for Funeral Homes SBA Loans
Here are the states with the highest SBA lending volume for Funeral Homes businesses:
| Rank | State | Volume | Loans |
|---|
| 1 |
Illinois | $14.7M | 8 |
| 2 |
New York | $14.3M | 15 |
| 3 |
Pennsylvania | $11.9M | 11 |
| 4 |
New Jersey | $9.1M | 7 |
| 5 |
Indiana | $8.2M | 6 |
| 6 |
California | $8.0M | 9 |
| 7 |
Missouri | $7.7M | 4 |
| 8 |
North Carolina | $6.8M | 6 |
| 9 |
Ohio | $6.8M | 8 |
| 10 |
North Dakota | $4.5M | 1 |
| 11 |
Connecticut | $4.1M | 2 |
| 12 |
Colorado | $4.1M | 4 |
| 13 |
South Carolina | $3.8M | 2 |
| 14 |
Michigan | $3.7M | 4 |
| 15 |
Florida | $3.6M | 6 |
| 16 |
Arkansas | $3.4M | 2 |
| 17 |
Oklahoma | $2.5M | 1 |
| 18 |
Alabama | $2.5M | 3 |
| 19 |
Idaho | $2.4M | 2 |
| 20 |
Vermont | $2.2M | 2 |
| 21 |
Kentucky | $1.7M | 3 |
| 22 |
West Virginia | $1.6M | 2 |
| 23 |
Arizona | $1.5M | 1 |
| 24 |
Louisiana | $1.4M | 1 |
| 25 |
Wisconsin | $1.4M | 1 |
| 26 |
Georgia | $1.1M | 2 |
| 27 |
Maine | $953K | 1 |
| 28 |
South Dakota | $813K | 1 |
| 29 |
Washington | $788K | 1 |
| 30 |
Texas | $743K | 3 |
| 31 |
Minnesota | $682K | 1 |
| 32 |
Oregon | $646K | 1 |
| 33 |
Montana | $350K | 1 |
Top Cities for Funeral Homes SBA Loans
🤝 Why Use an SBA Broker for Funeral Homes Loans?
GoSBA Loans has extensive experience financing Funeral Homes businesses:
- Industry expertise — we know which lenders specialize in Funeral Homes
- Access to 56+ lenders — including banks that don’t accept direct applications
- Better rates — our relationships help secure competitive terms
- Faster approvals — proper preparation leads to quicker decisions
- Free service — lenders pay us, you pay nothing extra
📞 Get Expert Help with Your Funeral Homes SBA Loan
Our team specializes in SBA financing for Funeral Homes businesses. Let us match you with the right lender for your specific needs.
Need SBA financing for your Funeral Homes business? GoSBA Loans specializes in SBA loans for Funeral Homes businesses. Contact our industry specialists today for a free consultation.
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