Best CPA & Accounting Firms SBA Lenders of 2026

Compare the top 123 SBA lenders for CPA & Accounting Firms businesses. $209.8M funded in 2025. Average rate 9.62%. Get matched free.

Table of Contents

Best CPA & Accounting Firms SBA Lenders of 2026

$209.8M
Total Funded

397
Loans Approved

$528K
Avg Loan Size

9.62%
Avg Interest Rate

123
Active Lenders

SBA Loans for CPA & Accounting Firms Businesses

The CPA & Accounting Firms industry received $209.8M in SBA 7(a) loans across 397 businesses in 2025. With 123 lenders actively funding this industry, finding the right bank can make a significant difference in your rates and approval odds.

Working with an experienced SBA loan broker who understands the CPA & Accounting Firms industry can help you access lenders that specialize in your business type.

💡 Key Insight: The average SBA loan for CPA & Accounting Firms businesses is $528K with an average rate of 9.62%. Lenders who specialize in this industry often offer better terms and faster approvals.

SBA Loans by Business Type

Here’s how SBA 7(a) loans break down for CPA & Accounting Firms businesses by business stage:

🚀 Startups
21%
$39.0M • 84 loans

🏢 Existing Businesses
57%
$93.8M • 225 loans

🔄 Business Acquisitions
22%
$76.6M • 87 loans

Top 50 SBA Lenders for CPA & Accounting Firms (2025)

These are the banks that funded the most SBA 7(a) loan volume to CPA & Accounting Firms businesses, ranked by total volume:

RankLenderVolumeLoansAvg Rate
1 United Midwest Savings Bank National Association$32.7M369.39%
2 Live Oak Banking Company$14.5M289.69%
3 U.S. Bank, National Association$13.3M248.68%
4 The Huntington National Bank$8.1M189.52%
5 Bank of America, National Association$7.7M86.72%
6 Pinnacle Bank$7.3M48.63%
7 JPMorgan Chase Bank, National Association$6.4M169.87%
8 Cogent Bank$5.3M210.13%
9 Newtek Bank, National Association$5.0M1011.13%
10 Truliant FCU$4.8M410.06%
11 Dogwood State Bank$4.4M29.38%
12 Bank of Springfield$3.7M27.70%
13 TD Bank, National Association$3.5M1610.34%
14 OakStar Bank$3.5M48.50%
15 Readycap Lending, LLC$3.4M1211.02%
16 UMB Bank, National Association$3.2M38.38%
17 Celtic Bank Corporation$3.1M79.93%
18 Byline Bank$3.1M110.25%
19 Meridian Bank$3.1M49.50%
20 Columbia Bank$2.8M911.50%
21 First Internet Bank of Indiana$2.7M49.38%
22 Monterey County Bank$2.7M19.00%
23 Old National Bank$2.2M47.63%
24 Valley National Bank$2.2M29.00%
25 Oconee State Bank$2.2M39.67%
26 Hanover Community Bank$2.2M29.25%
27 Midwest Regional Bank$2.1M110.25%
28 First Bank of Central Ohio$2.0M29.75%
29 Grasshopper Bank National Association$2.0M19.25%
30 Northeast Bank$2.0M1711.54%
31 Wells Fargo Bank National Association$2.0M69.26%
32 Brookline Bank, a Division of Beacon Bank and Trust$1.7M19.25%
33 Community Bank & Trust-West Georgia$1.6M210.00%
34 First Commonwealth Bank$1.6M19.25%
35 Cadence Bank$1.5M610.08%
36 Banc of California$1.5M28.50%
37 Busey Bank$1.4M29.75%
38 First National Bank of Pennsylvania$1.4M28.57%
39 United Community Bank$1.4M39.50%
40 Oak Bank$1.2M18.75%
41 Riverside Bank of Dublin$1.2M110.00%
42 First Resource Bank$1.1M39.83%
43 Enterprise Bank & Trust$1.1M16.71%
44 Susser Bank$1.1M18.75%
45 Zions Bank, A Division of$1.0M37.92%
46 Peapack Private Bank and Trust$993K29.25%
47 City National Bank of Florida$945K110.25%
48 Eastern Bank$932K38.30%
49 Gulf Coast Bank and Trust Company$889K310.50%
50 CenTrust Bank, A Division of SmartBiz Bank National Associat$820K410.94%

🚀 Best Lenders for CPA & Accounting Firms Startups

Starting a new offices of certified public accountants business? These lenders funded the most startup loans in this industry:

RankLenderStartup VolumeLoansAvg Rate
1 United Midwest Savings Bank National Association$12.2M159.35%
2 First Internet Bank of Indiana$2.7M49.38%
3 Bank of America, National Association$2.5M26.05%
4 TD Bank, National Association$2.4M48.92%
5 Pinnacle Bank$2.3M38.67%
6 Wells Fargo Bank National Association$1.7M59.72%
7 Celtic Bank Corporation$1.7M29.63%
8 Old National Bank$1.6M27.25%
9 First National Bank of Pennsylvania$1.4M28.57%
10 Readycap Lending, LLC$1.4M310.08%

🔄 Best Lenders for CPA & Accounting Firms Acquisitions

Looking to buy an existing offices of certified public accountants business? These lenders specialize in acquisition financing:

RankLenderAcquisition VolumeLoansAvg Rate
1 United Midwest Savings Bank National Association$11.0M99.25%
2 Live Oak Banking Company$9.8M159.37%
3 U.S. Bank, National Association$6.1M78.11%
4 Cogent Bank$4.8M110.00%
5 Dogwood State Bank$4.4M29.38%
6 The Huntington National Bank$3.8M69.42%
7 UMB Bank, National Association$3.2M27.56%
8 Byline Bank$3.1M110.25%
9 OakStar Bank$3.0M38.50%
10 Monterey County Bank$2.7M19.00%

🏢 Best Lenders for Existing CPA & Accounting Firms Businesses

Already running an established offices of certified public accountants business? These lenders have funded the most loans to existing businesses in your industry:

RankLenderVolumeLoansAvg Rate
1 United Midwest Savings Bank National Association$9.5M129.54%
2 U.S. Bank, National Association$6.6M138.37%
3 JPMorgan Chase Bank, National Association$6.4M169.87%
4 Bank of America, National Association$5.2M66.94%
5 Pinnacle Bank$5.0M18.50%
6 Newtek Bank, National Association$4.5M911.19%
7 The Huntington National Bank$4.2M109.36%
8 Bank of Springfield$3.7M27.70%
9 Live Oak Banking Company$3.4M810.23%
10 Columbia Bank$2.8M911.50%

Top States for CPA & Accounting Firms SBA Loans

Here are the states with the highest SBA lending volume for CPA & Accounting Firms businesses:

RankStateVolumeLoans
1 Florida$29.2M42
2 California$24.9M50
3 Tennessee$13.6M12
4 Texas$12.6M22
5 North Carolina$9.2M15
6 Illinois$9.1M14
7 Missouri$8.6M7
8 Ohio$7.2M10
9 New York$6.7M24
10 Massachusetts$6.3M13
11 New Jersey$6.0M13
12 Virginia$5.9M11
13 Michigan$5.5M13
14 Indiana$5.3M7
15 Colorado$5.2M12
16 Georgia$5.0M12
17 Arizona$4.8M5
18 Montana$4.6M5
19 Washington$3.8M7
20 Kansas$3.7M6
21 Alabama$3.7M3
22 Minnesota$3.5M10
23 Pennsylvania$3.2M10
24 Maryland$2.9M10
25 Oklahoma$2.9M3
26 Wisconsin$2.0M6
27 New Mexico$1.6M1
28 Iowa$1.5M2
29 Utah$1.5M5
30 Oregon$1.4M7
31 Nevada$1.2M5
32 Rhode Island$1.1M2
33 Kentucky$884K4
34 Connecticut$825K2
35 Wyoming$645K2
36 Mississippi$629K2
37 Arkansas$629K2
38 Louisiana$569K3
39 South Carolina$540K3
40 Idaho$520K4
41 Maine$280K1
42 Delaware$262K3
43 District of Columbia$201K2
44 Puerto Rico$125K3
45 North Dakota$25K1
46 New Hampshire$18K1

Top Cities for CPA & Accounting Firms SBA Loans

Orlando, Fl

$7.0M
Volume

4
Loans

Miami, Fl

$5.4M
Volume

4
Loans

Nashville, Tn

$5.0M
Volume

1
Loans

Saint Louis, Mo

$4.8M
Volume

3
Loans

Billings, Mt

$4.2M
Volume

4
Loans

Chicago, Il

$3.6M
Volume

2
Loans

Overland Park, Ks

$3.5M
Volume

4
Loans

Saint Charles, Il

$3.1M
Volume

1
Loans

Phoenix, Az

$3.0M
Volume

2
Loans

Camarillo, Ca

$3.0M
Volume

2
Loans

Tulsa, Ok

$2.9M
Volume

3
Loans

Birmingham, Al

$2.9M
Volume

1
Loans

Charlotte, Nc

$2.6M
Volume

4
Loans

East Boston, Ma

$2.6M
Volume

2
Loans

Virginia Beach, Va

$2.6M
Volume

3
Loans

Irvine, Ca

$2.5M
Volume

3
Loans

🤝 Why Use an SBA Broker for CPA & Accounting Firms Loans?

GoSBA Loans has extensive experience financing CPA & Accounting Firms businesses:

  • Industry expertise — we know which lenders specialize in CPA & Accounting Firms
  • Access to 123+ lenders — including banks that don’t accept direct applications
  • Better rates — our relationships help secure competitive terms
  • Faster approvals — proper preparation leads to quicker decisions
  • Free service — lenders pay us, you pay nothing extra

📞 Get Expert Help with Your CPA & Accounting Firms SBA Loan

Our team specializes in SBA financing for CPA & Accounting Firms businesses. Let us match you with the right lender for your specific needs.

Need SBA financing for your CPA & Accounting Firms business? GoSBA Loans specializes in SBA loans for CPA & Accounting Firms businesses. Contact our industry specialists today for a free consultation.

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Ishan Jetley

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.
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