Best Dental Practices SBA Lenders of 2026

Compare the top 114 SBA lenders for Dental Practices businesses. $678.0M funded in 2025. Average rate 9.04%. Get matched free.

Table of Contents

Best Dental Practices SBA Lenders of 2026

$678.0M
Total Funded

721
Loans Approved

$940K
Avg Loan Size

9.04%
Avg Interest Rate

114
Active Lenders

SBA Loans for Dental Practices Businesses

The Dental Practices industry received $678.0M in SBA 7(a) loans across 721 businesses in 2025. With 114 lenders actively funding this industry, finding the right bank can make a significant difference in your rates and approval odds.

Working with an experienced SBA loan broker who understands the Dental Practices industry can help you access lenders that specialize in your business type.

💡 Key Insight: The average SBA loan for Dental Practices businesses is $940K with an average rate of 9.04%. Lenders who specialize in this industry often offer better terms and faster approvals.

SBA Loans by Business Type

Here’s how SBA 7(a) loans break down for Dental Practices businesses by business stage:

🚀 Startups
34%
$286.1M • 243 loans

🏢 Existing Businesses
59%
$335.3M • 422 loans

🔄 Business Acquisitions
8%
$56.7M • 56 loans

Top 50 SBA Lenders for Dental Practices (2025)

These are the banks that funded the most SBA 7(a) loan volume to Dental Practices businesses, ranked by total volume:

RankLenderVolumeLoansAvg Rate
1 Live Oak Banking Company$247.5M1378.38%
2 The Huntington National Bank$85.5M717.82%
3 Fifth Third Bank$65.6M357.32%
4 United Midwest Savings Bank National Association$42.1M2910.09%
5 Bank of America, National Association$31.4M476.13%
6 Wells Fargo Bank National Association$17.4M167.01%
7 Newtek Bank, National Association$17.3M5010.93%
8 United Community Bank$14.4M98.78%
9 U.S. Bank, National Association$9.3M108.51%
10 Northeast Bank$8.0M4710.56%
11 Port 51 Lending LLC$5.8M59.65%
12 Readycap Lending, LLC$5.8M2311.68%
13 Heritage Bank Inc$5.7M610.79%
14 Primis Bank$5.3M39.00%
15 Wallis Bank$5.3M38.83%
16 Regions Bank$5.2M27.97%
17 PCB Bank$5.2M38.42%
18 Arlo Bank$5.0M18.75%
19 Byline Bank$4.3M310.25%
20 Mountain America FCU$3.9M88.97%
21 PNC Bank, National Association$3.5M37.40%
22 T Bank, National Association$3.4M29.13%
23 Celtic Bank Corporation$3.4M1910.78%
24 UMB Bank, National Association$3.2M77.28%
25 Horicon Bank$2.9M26.90%
26 Zions Bank, A Division of$2.8M89.63%
27 FFB Bank$2.8M19.50%
28 1st Source Bank$2.7M38.75%
29 JPMorgan Chase Bank, National Association$2.0M910.54%
30 First-Citizens Bank & Trust Company$1.8M19.25%
31 OakStar Bank$1.8M29.00%
32 Lendistry SBLC, LLC$1.8M1012.05%
33 First Business Bank$1.7M19.50%
34 Bank of Hope$1.7M29.00%
35 BayFirst National Bank$1.7M1112.09%
36 Banc of California$1.6M17.50%
37 EverBank National Association$1.6M16.75%
38 Maine Community Bank$1.5M27.75%
39 Grasshopper Bank National Association$1.5M411.25%
40 Associated Bank, National Association$1.4M28.63%
41 Truist Bank$1.4M17.80%
42 Cathay Bank$1.3M18.50%
43 Tucson FCU$1.3M16.75%
44 First Savings Bank$1.3M29.88%
45 First Bank of the Lake$1.3M29.88%
46 Brookline Bank, a Division of Beacon Bank and Trust$1.3M18.75%
47 BankCherokee$1.3M110.25%
48 Midwest Regional Bank$1.2M210.25%
49 City National Bank$1.1M16.11%
50 Barwick Banking Company$1.1M29.00%

🚀 Best Lenders for Dental Practices Startups

Starting a new offices of dentists business? These lenders funded the most startup loans in this industry:

RankLenderStartup VolumeLoansAvg Rate
1 Live Oak Banking Company$100.7M537.98%
2 The Huntington National Bank$36.7M347.69%
3 Fifth Third Bank$31.5M207.54%
4 Bank of America, National Association$29.6M456.13%
5 United Midwest Savings Bank National Association$14.7M1110.14%
6 United Community Bank$13.1M78.71%
7 Wells Fargo Bank National Association$12.3M117.01%
8 Primis Bank$5.3M39.00%
9 Regions Bank$4.7M17.45%
10 Wallis Bank$4.4M18.50%

🔄 Best Lenders for Dental Practices Acquisitions

Looking to buy an existing offices of dentists business? These lenders specialize in acquisition financing:

RankLenderAcquisition VolumeLoansAvg Rate
1 United Midwest Savings Bank National Association$18.4M1210.10%
2 Live Oak Banking Company$10.4M78.03%
3 Fifth Third Bank$6.2M36.92%
4 The Huntington National Bank$3.4M67.58%
5 Horicon Bank$2.4M16.90%
6 PCB Bank$2.3M28.50%
7 OakStar Bank$1.8M29.00%
8 First Business Bank$1.7M19.50%
9 United Community Bank$1.4M29.00%
10 UMB Bank, National Association$1.3M37.38%

🏢 Best Lenders for Existing Dental Practices Businesses

Already running an established offices of dentists business? These lenders have funded the most loans to existing businesses in your industry:

RankLenderVolumeLoansAvg Rate
1 Live Oak Banking Company$136.4M778.69%
2 The Huntington National Bank$45.4M318.01%
3 Fifth Third Bank$27.8M127.06%
4 Newtek Bank, National Association$15.9M4710.95%
5 United Midwest Savings Bank National Association$9.0M69.96%
6 U.S. Bank, National Association$8.5M78.12%
7 Northeast Bank$8.0M4610.57%
8 Port 51 Lending LLC$5.3M49.44%
9 Readycap Lending, LLC$5.1M2111.82%
10 Wells Fargo Bank National Association$5.1M57.02%

Top States for Dental Practices SBA Loans

Here are the states with the highest SBA lending volume for Dental Practices businesses:

RankStateVolumeLoans
1 California$101.5M114
2 Florida$62.2M68
3 Texas$59.5M72
4 Colorado$38.3M26
5 Ohio$36.3M32
6 Georgia$26.7M29
7 Arizona$23.1M24
8 Washington$22.2M20
9 New York$21.3M31
10 Tennessee$20.5M13
11 North Carolina$19.9M15
12 Michigan$19.4M22
13 Missouri$19.2M13
14 Maryland$19.1M18
15 Virginia$14.7M15
16 Wisconsin$14.6M8
17 Illinois$13.7M17
18 Massachusetts$13.5M12
19 Pennsylvania$12.6M16
20 New Jersey$11.2M24
21 Minnesota$10.5M9
22 Utah$10.2M12
23 Indiana$9.9M10
24 Idaho$8.9M3
25 South Carolina$7.8M10
26 Alabama$6.1M6
27 Kentucky$5.9M6
28 Nevada$5.8M4
29 Iowa$5.7M4
30 Oklahoma$5.5M2
31 Kansas$5.0M7
32 Nebraska$3.9M2
33 Oregon$3.4M5
34 Arkansas$3.3M7
35 Alaska$3.2M3
36 Connecticut$2.3M5
37 New Mexico$1.8M2
38 Vermont$1.6M2
39 Maine$1.5M2
40 Puerto Rico$1.4M12
41 Louisiana$1.3M8
42 New Hampshire$1.0M1
43 Rhode Island$800K1
44 Mississippi$629K2
45 Montana$498K2
46 Hawaii$341K1
47 Wyoming$250K2
48 West Virginia$94K2

Top Cities for Dental Practices SBA Loans

Torrance, Ca

$12.6M
Volume

6
Loans

Frederick, Md

$10.5M
Volume

3
Loans

Georgetown, Tx

$7.9M
Volume

3
Loans

Phoenix, Az

$7.9M
Volume

6
Loans

Aurora, Co

$7.6M
Volume

4
Loans

San Francisco, Ca

$7.0M
Volume

3
Loans

Franklin, Wi

$6.7M
Volume

2
Loans

Schertz, Tx

$6.4M
Volume

2
Loans

Tampa, Fl

$6.4M
Volume

4
Loans

Mesa, Az

$5.8M
Volume

2
Loans

Nashville, Tn

$5.8M
Volume

3
Loans

Selah, Wa

$5.7M
Volume

2
Loans

Richardson, Tx

$5.5M
Volume

4
Loans

Springfield, Mo

$5.0M
Volume

1
Loans

Maineville, Oh

$5.0M
Volume

1
Loans

Meridian, Id

$5.0M
Volume

1
Loans

🤝 Why Use an SBA Broker for Dental Practices Loans?

GoSBA Loans has extensive experience financing Dental Practices businesses:

  • Industry expertise — we know which lenders specialize in Dental Practices
  • Access to 114+ lenders — including banks that don’t accept direct applications
  • Better rates — our relationships help secure competitive terms
  • Faster approvals — proper preparation leads to quicker decisions
  • Free service — lenders pay us, you pay nothing extra

📞 Get Expert Help with Your Dental Practices SBA Loan

Our team specializes in SBA financing for Dental Practices businesses. Let us match you with the right lender for your specific needs.

Need SBA financing for your Dental Practices business? GoSBA Loans specializes in SBA loans for Dental Practices businesses. Contact our industry specialists today for a free consultation.

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Ishan Jetley

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.
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