Compare the top 117 SBA lenders for Physical Therapy Clinics businesses. $122.0M funded in 2025. Average rate 10.24%. Get matched free.
Best Offices of Physical, Occupational SBA Lenders of 2026
SBA Loans for Offices of Physical, Occupational Businesses
The Physical Therapy Clinics industry received $122.0M in SBA 7(a) loans across 425 businesses in 2025. With 117 lenders actively funding this industry, finding the right bank can make a significant difference in your rates and approval odds.
Working with an experienced SBA loan broker who understands the Offices of Physical, Occupational industry can help you access lenders that specialize in your business type.
💡 Key Insight: The average SBA loan for Offices of Physical, Occupational businesses is $287K with an average rate of 10.24%. Lenders who specialize in this industry often offer better terms and faster approvals.
SBA Loans by Business Type
Here’s how SBA 7(a) loans break down for Offices of Physical, Occupational businesses by business stage:
🚀 Startups
28%
$26.1M • 121 loans
🏢 Existing Businesses
64%
$72.2M • 274 loans
🔄 Business Acquisitions
7%
$23.7M • 30 loans
Top 50 SBA Lenders for Offices of Physical, Occupational (2025)
These are the banks that funded the most SBA 7(a) loan volume to Offices of Physical, Occupational businesses, ranked by total volume:
| Rank | Lender | Volume | Loans | Avg Rate |
|---|
| 1 |
The Huntington National Bank | $16.1M | 38 | 9.41% |
| 2 |
Newtek Bank, National Association | $13.3M | 41 | 10.79% |
| 3 |
Live Oak Banking Company | $6.1M | 20 | 9.94% |
| 4 |
JPMorgan Chase Bank, National Association | $4.3M | 19 | 10.52% |
| 5 |
The Bank of Tampa | $3.5M | 1 | 7.50% |
| 6 |
First Internet Bank of Indiana | $3.5M | 3 | 10.08% |
| 7 |
First Pryority Bank | $3.4M | 1 | 8.00% |
| 8 |
Northeast Bank | $3.3M | 21 | 11.07% |
| 9 |
Wells Fargo Bank National Association | $3.2M | 7 | 10.17% |
| 10 |
U.S. Bank, National Association | $2.7M | 8 | 9.50% |
| 11 |
Harvest Small Business Finance, LLC | $2.5M | 2 | 9.75% |
| 12 |
Bank of America, National Association | $2.4M | 8 | 8.23% |
| 13 |
Manufacturers and Traders Trust Company | $2.4M | 28 | 11.42% |
| 14 |
Renasant Bank | $2.3M | 3 | 9.83% |
| 15 |
NewBank | $2.3M | 2 | 9.25% |
| 16 |
Stearns Bank National Association | $1.9M | 7 | 10.36% |
| 17 |
Dogwood State Bank | $1.9M | 3 | 10.00% |
| 18 |
BayFirst National Bank | $1.6M | 10 | 11.82% |
| 19 |
Gulf Coast Bank and Trust Company | $1.5M | 1 | 9.75% |
| 20 |
United FCU | $1.4M | 1 | 9.00% |
| 21 |
Seacoast National Bank | $1.3M | 1 | 9.00% |
| 22 |
Heritage Bank Inc | $1.3M | 1 | 9.00% |
| 23 |
Celtic Bank Corporation | $1.2M | 12 | 10.75% |
| 24 |
TD Bank, National Association | $1.2M | 19 | 10.69% |
| 25 |
CRF Small Business Loan Company, LLC | $1.1M | 3 | 10.25% |
| 26 |
Lendistry SBLC, LLC | $1.1M | 6 | 11.83% |
| 27 |
Climate First Bank | $1.1M | 1 | 10.50% |
| 28 |
Old National Bank | $1.1M | 3 | 9.10% |
| 29 |
Readycap Lending, LLC | $1.0M | 12 | 13.29% |
| 30 |
Ent CU | $1.0M | 1 | 9.50% |
| 31 |
First Resource Bank | $965K | 1 | 7.90% |
| 32 |
FFB Bank | $913K | 4 | 10.25% |
| 33 |
Banco Popular de Puerto Rico | $898K | 11 | 11.00% |
| 34 |
Community Bank & Trust-West Georgia | $882K | 4 | 10.50% |
| 35 |
Byline Bank | $870K | 1 | 10.25% |
| 36 |
Plumas Bank | $864K | 1 | 8.00% |
| 37 |
Hancock Whitney Bank | $798K | 2 | 9.75% |
| 38 |
Banner Bank | $775K | 2 | 9.75% |
| 39 |
United Pacific Bank | $750K | 1 | 8.00% |
| 40 |
CenTrust Bank, A Division of SmartBiz Bank National Associat | $700K | 4 | 11.38% |
| 41 |
Shoreham Bank | $700K | 1 | 9.50% |
| 42 |
GBank | $679K | 1 | 9.75% |
| 43 |
CIBC Bank USA | $653K | 2 | 9.75% |
| 44 |
First-Citizens Bank & Trust Company | $650K | 2 | 10.25% |
| 45 |
Citizens Bank | $647K | 2 | 10.25% |
| 46 |
Oriental Bank | $614K | 3 | 8.17% |
| 47 |
First Bank of the Lake | $609K | 2 | 9.75% |
| 48 |
FirstBank Puerto Rico | $575K | 2 | 9.38% |
| 49 |
McCoy FCU | $550K | 1 | 9.00% |
| 50 |
Frandsen Bank and Trust | $524K | 2 | 8.50% |
🚀 Best Lenders for Offices of Physical, Occupational Startups
Starting a new offices of physical, occupational business? These lenders funded the most startup loans in this industry:
🔄 Best Lenders for Offices of Physical, Occupational Acquisitions
Looking to buy an existing offices of physical, occupational business? These lenders specialize in acquisition financing:
🏢 Best Lenders for Existing Offices of Physical, Occupational Businesses
Already running an established offices of physical, occupational business? These lenders have funded the most loans to existing businesses in your industry:
Top States for Offices of Physical, Occupational SBA Loans
Here are the states with the highest SBA lending volume for Offices of Physical, Occupational businesses:
| Rank | State | Volume | Loans |
|---|
| 1 |
Texas | $15.5M | 40 |
| 2 |
Florida | $14.5M | 38 |
| 3 |
California | $11.9M | 44 |
| 4 |
Georgia | $7.8M | 20 |
| 5 |
New York | $7.0M | 37 |
| 6 |
New Jersey | $5.6M | 21 |
| 7 |
Louisiana | $4.0M | 6 |
| 8 |
Oklahoma | $3.8M | 4 |
| 9 |
Illinois | $3.4M | 7 |
| 10 |
North Carolina | $3.4M | 8 |
| 11 |
Minnesota | $3.3M | 11 |
| 12 |
Utah | $3.3M | 6 |
| 13 |
Pennsylvania | $3.0M | 13 |
| 14 |
Colorado | $2.8M | 5 |
| 15 |
Michigan | $2.6M | 9 |
| 16 |
Idaho | $2.3M | 8 |
| 17 |
Massachusetts | $2.3M | 14 |
| 18 |
Washington | $2.3M | 8 |
| 19 |
Virginia | $2.1M | 9 |
| 20 |
Puerto Rico | $2.1M | 16 |
| 21 |
Nevada | $2.1M | 6 |
| 22 |
South Carolina | $1.8M | 8 |
| 23 |
Tennessee | $1.6M | 6 |
| 24 |
Kentucky | $1.4M | 2 |
| 25 |
Arizona | $1.3M | 7 |
| 26 |
Maryland | $1.3M | 10 |
| 27 |
Alabama | $1.2M | 1 |
| 28 |
Rhode Island | $1.0M | 4 |
| 29 |
Arkansas | $972K | 8 |
| 30 |
Wisconsin | $958K | 6 |
| 31 |
Indiana | $847K | 6 |
| 32 |
Ohio | $816K | 7 |
| 33 |
District of Columbia | $700K | 2 |
| 34 |
Connecticut | $652K | 6 |
| 35 |
Nebraska | $479K | 3 |
| 36 |
Missouri | $410K | 3 |
| 37 |
Alaska | $306K | 1 |
| 38 |
Iowa | $275K | 2 |
| 39 |
New Mexico | $209K | 4 |
| 40 |
Kansas | $181K | 1 |
| 41 |
Oregon | $150K | 2 |
| 42 |
Delaware | $100K | 1 |
| 43 |
Vermont | $100K | 1 |
| 44 |
West Virginia | $76K | 1 |
| 45 |
Mississippi | $55K | 1 |
| 46 |
New Hampshire | $50K | 1 |
| 47 |
Maine | $50K | 1 |
Top Cities for Offices of Physical, Occupational SBA Loans
🤝 Why Use an SBA Broker for Offices of Physical, Occupational Loans?
GoSBA Loans has extensive experience financing Offices of Physical, Occupational businesses:
- Industry expertise — we know which lenders specialize in Offices of Physical, Occupational
- Access to 117+ lenders — including banks that don’t accept direct applications
- Better rates — our relationships help secure competitive terms
- Faster approvals — proper preparation leads to quicker decisions
- Free service — lenders pay us, you pay nothing extra
📞 Get Expert Help with Your Offices of Physical, Occupational SBA Loan
Our team specializes in SBA financing for Offices of Physical, Occupational businesses. Let us match you with the right lender for your specific needs.
Need SBA financing for your Offices of Physical, Occupational business? GoSBA Loans specializes in SBA loans for Offices of Physical, Occupational businesses. Contact our industry specialists today for a free consultation.
Explore Other Industries
