Best Pet Care & Grooming SBA Lenders of 2026

Compare the top 171 SBA lenders for Pet Care & Grooming businesses. $295.5M funded in 2025. Average rate 9.92%. Get matched free.

Table of Contents

Best Pet Care & Grooming SBA Lenders of 2026

$295.5M
Total Funded

620
Loans Approved

$477K
Avg Loan Size

9.92%
Avg Interest Rate

171
Active Lenders

SBA Loans for Pet Care & Grooming Businesses

The Pet Care & Grooming industry received $295.5M in SBA 7(a) loans across 620 businesses in 2025. With 171 lenders actively funding this industry, finding the right bank can make a significant difference in your rates and approval odds.

Working with an experienced SBA loan broker who understands the Pet Care & Grooming industry can help you access lenders that specialize in your business type.

💡 Key Insight: The average SBA loan for Pet Care & Grooming businesses is $477K with an average rate of 9.92%. Lenders who specialize in this industry often offer better terms and faster approvals.

SBA Loans by Business Type

Here’s how SBA 7(a) loans break down for Pet Care & Grooming businesses by business stage:

🚀 Startups
52%
$153.0M • 320 loans

🏢 Existing Businesses
37%
$85.7M • 230 loans

🔄 Business Acquisitions
11%
$56.7M • 68 loans

Top 50 SBA Lenders for Pet Care & Grooming (2025)

These are the banks that funded the most SBA 7(a) loan volume to Pet Care & Grooming businesses, ranked by total volume:

RankLenderVolumeLoansAvg Rate
1 Live Oak Banking Company$53.8M338.73%
2 First Financial Bank$37.2M378.38%
3 The Huntington National Bank$26.4M1039.82%
4 First Bank of the Lake$12.4M179.49%
5 Dogwood State Bank$9.9M89.91%
6 Readycap Lending, LLC$8.7M1711.49%
7 City National Bank$5.1M27.06%
8 Newtek Bank, National Association$5.0M3011.24%
9 The Bancorp Bank National Association$4.9M38.42%
10 Community Bank & Trust-West Georgia$4.6M510.45%
11 Atlantic Union Bank$4.1M29.63%
12 U.S. Bank, National Association$3.9M119.56%
13 Northeast Bank$3.8M3410.93%
14 Wells Fargo Bank National Association$3.7M710.19%
15 United Community Bank$3.4M89.41%
16 TD Bank, National Association$3.4M1810.41%
17 Texas Capital Bank$3.2M16.50%
18 Celtic Bank Corporation$2.7M1310.15%
19 Univest Bank and Trust Co$2.7M410.38%
20 American Pride Bank$2.5M19.00%
21 Harvest Small Business Finance, LLC$2.3M39.75%
22 Meridian Bank$2.3M19.75%
23 Stearns Bank National Association$2.3M79.46%
24 Alaska Growth Capital BIDCO, Inc.$2.2M110.50%
25 b1BANK$2.2M29.63%
26 United Midwest Savings Bank National Association$2.2M910.22%
27 EverBank National Association$2.2M16.50%
28 American National Bank$2.2M16.99%
29 VelocitySBA, LLC$2.1M29.50%
30 Citizens Bank$2.0M410.06%
31 First Commonwealth Bank$2.0M39.92%
32 First Bank$1.9M29.88%
33 Idaho Central CU$1.9M19.50%
34 Mega Bank$1.9M19.50%
35 Gulf Coast Bank and Trust Company$1.8M310.08%
36 Byline Bank$1.7M310.67%
37 BayFirst National Bank$1.7M1211.94%
38 First National Bank of Pennsylvania$1.6M39.58%
39 Manufacturers and Traders Trust Company$1.6M2311.35%
40 Port 51 Lending LLC$1.6M310.33%
41 CDC Small Business Finance Corp.$1.6M810.47%
42 Old National Bank$1.5M38.20%
43 Banc of California$1.5M17.00%
44 JPMorgan Chase Bank, National Association$1.3M511.50%
45 First Internet Bank of Indiana$1.3M19.75%
46 KeyBank National Association$1.1M39.82%
47 America First FCU$1.0M17.25%
48 Milestone Bank$1.0M110.25%
49 First United Bank and Trust Company$959K19.75%
50 Brighton Bank$950K19.75%

🚀 Best Lenders for Pet Care & Grooming Startups

Starting a new pet care (except veterinary) services business? These lenders funded the most startup loans in this industry:

RankLenderStartup VolumeLoansAvg Rate
1 Live Oak Banking Company$28.3M208.88%
2 The Huntington National Bank$17.4M799.95%
3 First Financial Bank$11.7M158.36%
4 Dogwood State Bank$8.9M79.89%
5 First Bank of the Lake$8.4M149.77%
6 Community Bank & Trust-West Georgia$4.6M510.45%
7 Atlantic Union Bank$4.1M29.63%
8 Texas Capital Bank$3.2M16.50%
9 Readycap Lending, LLC$3.0M410.00%
10 Wells Fargo Bank National Association$2.6M610.67%

🔄 Best Lenders for Pet Care & Grooming Acquisitions

Looking to buy an existing pet care (except veterinary) services business? These lenders specialize in acquisition financing:

RankLenderAcquisition VolumeLoansAvg Rate
1 First Financial Bank$17.9M168.43%
2 Live Oak Banking Company$16.6M98.44%
3 Readycap Lending, LLC$4.0M28.25%
4 The Huntington National Bank$2.9M109.27%
5 American National Bank$2.2M16.99%
6 Port 51 Lending LLC$1.1M210.25%
7 Dogwood State Bank$1.0M110.00%
8 Gulf Coast Bank and Trust Company$984K110.25%
9 United Community Bank$870K18.75%
10 Falcon National Bank$829K19.00%

🏢 Best Lenders for Existing Pet Care & Grooming Businesses

Already running an established pet care (except veterinary) services business? These lenders have funded the most loans to existing businesses in your industry:

RankLenderVolumeLoansAvg Rate
1 Live Oak Banking Company$8.9M48.60%
2 First Financial Bank$7.6M68.29%
3 The Huntington National Bank$6.1M149.50%
4 City National Bank$5.1M27.06%
5 The Bancorp Bank National Association$4.0M28.38%
6 First Bank of the Lake$3.8M27.25%
7 Newtek Bank, National Association$3.6M2111.29%
8 Northeast Bank$3.5M2811.17%
9 American Pride Bank$2.5M19.00%
10 Univest Bank and Trust Co$2.2M310.33%

Top States for Pet Care & Grooming SBA Loans

Here are the states with the highest SBA lending volume for Pet Care & Grooming businesses:

RankStateVolumeLoans
1 California$30.6M49
2 Florida$25.8M43
3 Texas$24.3M50
4 New Jersey$21.5M28
5 North Carolina$13.9M24
6 Pennsylvania$12.0M21
7 Colorado$11.9M22
8 Georgia$10.5M17
9 Michigan$10.5M22
10 New York$9.6M32
11 Ohio$9.4M33
12 Connecticut$8.4M17
13 Tennessee$8.3M15
14 South Carolina$8.2M16
15 Illinois$8.1M20
16 Maryland$6.8M14
17 Washington$6.2M17
18 Wisconsin$6.1M9
19 Minnesota$6.0M13
20 Missouri$5.1M17
21 Virginia$4.6M14
22 Utah$4.3M10
23 Arizona$3.8M11
24 Arkansas$3.7M3
25 Massachusetts$3.2M15
26 Indiana$3.2M11
27 Idaho$3.0M7
28 Kentucky$3.0M7
29 Alaska$2.9M2
30 Mississippi$2.8M2
31 Alabama$2.0M7
32 Kansas$1.9M3
33 Oklahoma$1.7M4
34 Nevada$1.7M4
35 New Hampshire$1.5M7
36 Iowa$1.4M4
37 Maine$1.2M2
38 Rhode Island$1.1M4
39 West Virginia$1.0M4
40 Louisiana$1.0M4
41 Delaware$659K3
42 Oregon$656K2
43 New Mexico$577K2
44 Hawaii$450K1
45 South Dakota$350K1
46 District of Columbia$345K3
47 North Dakota$160K1
48 Nebraska$160K2
49 Vermont$7K1

Top Cities for Pet Care & Grooming SBA Loans

Los Angeles, Ca

$6.0M
Volume

5
Loans

Jacksonville, Fl

$5.2M
Volume

3
Loans

Royal Oak, Mi

$5.0M
Volume

1
Loans

Jupiter, Fl

$5.0M
Volume

1
Loans

Clayton, Ca

$4.2M
Volume

1
Loans

Green Bay, Wi

$4.2M
Volume

2
Loans

Brooklyn, Ny

$4.0M
Volume

3
Loans

Sewell, Nj

$4.0M
Volume

2
Loans

Wayne, Pa

$4.0M
Volume

1
Loans

Pompano Beach, Fl

$3.5M
Volume

2
Loans

Hilton Head Island, Sc

$3.4M
Volume

2
Loans

Fayetteville, Ga

$3.2M
Volume

1
Loans

Rockwall, Tx

$3.2M
Volume

1
Loans

Wasilla, Ak

$2.9M
Volume

2
Loans

Haddonfield, Nj

$2.8M
Volume

1
Loans

Durham, Ct

$2.8M
Volume

1
Loans

🤝 Why Use an SBA Broker for Pet Care & Grooming Loans?

GoSBA Loans has extensive experience financing Pet Care & Grooming businesses:

  • Industry expertise — we know which lenders specialize in Pet Care & Grooming
  • Access to 171+ lenders — including banks that don’t accept direct applications
  • Better rates — our relationships help secure competitive terms
  • Faster approvals — proper preparation leads to quicker decisions
  • Free service — lenders pay us, you pay nothing extra

📞 Get Expert Help with Your Pet Care & Grooming SBA Loan

Our team specializes in SBA financing for Pet Care & Grooming businesses. Let us match you with the right lender for your specific needs.

Need SBA financing for your Pet Care & Grooming business? GoSBA Loans specializes in SBA loans for Pet Care & Grooming businesses. Contact our industry specialists today for a free consultation.

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Ishan Jetley

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.
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