Compare the top 110 SBA lenders for Excavation & Site Prep businesses. $142.0M funded in 2025. Average rate 10.25%. Get matched free.
Best Excavation & Site Prep SBA Lenders of 2026
SBA Loans for Excavation & Site Prep Businesses
The Excavation & Site Prep industry received $142.0M in SBA 7(a) loans across 405 businesses in 2025. With 110 lenders actively funding this industry, finding the right bank can make a significant difference in your rates and approval odds.
Working with an experienced SBA loan broker who understands the Excavation & Site Prep industry can help you access lenders that specialize in your business type.
💡 Key Insight: The average SBA loan for Excavation & Site Prep businesses is $351K with an average rate of 10.25%. Lenders who specialize in this industry often offer better terms and faster approvals.
SBA Loans by Business Type
Here’s how SBA 7(a) loans break down for Excavation & Site Prep businesses by business stage:
🚀 Startups
22%
$18.2M • 89 loans
🏢 Existing Businesses
71%
$80.7M • 286 loans
🔄 Business Acquisitions
7%
$43.0M • 29 loans
Top 50 SBA Lenders for Excavation & Site Prep (2025)
These are the banks that funded the most SBA 7(a) loan volume to Excavation & Site Prep businesses, ranked by total volume:
| Rank | Lender | Volume | Loans | Avg Rate |
|---|
| 1 |
The Huntington National Bank | $9.8M | 37 | 9.70% |
| 2 |
Northeast Bank | $9.6M | 38 | 10.45% |
| 3 |
T Bank, National Association | $9.6M | 5 | 9.60% |
| 4 |
TD Bank, National Association | $6.9M | 27 | 9.75% |
| 5 |
Newtek Bank, National Association | $5.5M | 10 | 10.50% |
| 6 |
Fulton Bank, National Association | $5.4M | 4 | 9.88% |
| 7 |
Brookline Bank, a Division of Beacon Bank and Trust | $5.0M | 2 | 7.88% |
| 8 |
Western Alliance Bank | $5.0M | 1 | 7.75% |
| 9 |
OakStar Bank | $5.0M | 1 | 9.50% |
| 10 |
MISSINGMAINBANKID | $5.0M | 1 | 9.57% |
| 11 |
NBT Bank, National Association | $3.8M | 2 | 7.00% |
| 12 |
Eastern Bank | $3.8M | 6 | 9.33% |
| 13 |
U.S. Bank, National Association | $3.7M | 40 | 10.95% |
| 14 |
SouthState Bank, National Association | $3.2M | 2 | 7.67% |
| 15 |
WesBanco Bank, Inc. | $3.2M | 2 | 8.88% |
| 16 |
Grasshopper Bank National Association | $3.0M | 3 | 10.92% |
| 17 |
Harvest Small Business Finance, LLC | $2.7M | 2 | 6.50% |
| 18 |
First Internet Bank of Indiana | $2.7M | 2 | 10.25% |
| 19 |
Old National Bank | $1.9M | 2 | 7.65% |
| 20 |
Bank of Clarke | $1.9M | 3 | 9.50% |
| 21 |
Live Oak Banking Company | $1.7M | 2 | 9.50% |
| 22 |
Manufacturers and Traders Trust Company | $1.7M | 29 | 12.09% |
| 23 |
JPMorgan Chase Bank, National Association | $1.7M | 7 | 11.14% |
| 24 |
Glacier Bank | $1.7M | 3 | 8.83% |
| 25 |
Gesa CU | $1.6M | 1 | 9.25% |
| 26 |
Pinnacle Bank | $1.4M | 1 | 8.50% |
| 27 |
Ixonia Bank | $1.4M | 1 | 6.38% |
| 28 |
Dream First Bank National Association | $1.3M | 1 | 8.00% |
| 29 |
American Community Bank & Trust | $1.2M | 1 | 8.00% |
| 30 |
Firstrust Savings Bank | $1.2M | 2 | 9.50% |
| 31 |
BayFirst National Bank | $1.2M | 8 | 12.25% |
| 32 |
Banner Bank | $1.1M | 6 | 9.12% |
| 33 |
Readycap Lending, LLC | $1.1M | 13 | 13.23% |
| 34 |
CenTrust Bank, A Division of SmartBiz Bank National Associat | $1.1M | 6 | 11.92% |
| 35 |
Cadence Bank | $1.0M | 3 | 10.25% |
| 36 |
Commerce Bank | $1.0M | 1 | 8.89% |
| 37 |
Bank of Springfield | $989K | 4 | 8.05% |
| 38 |
First Utah Bank | $985K | 1 | 10.00% |
| 39 |
Zions Bank, A Division of | $912K | 16 | 11.27% |
| 40 |
First Community Bank | $697K | 3 | 6.73% |
| 41 |
Enterprise Bank & Trust | $687K | 1 | 8.50% |
| 42 |
Peoples Bank | $662K | 3 | 9.59% |
| 43 |
BancFirst | $631K | 2 | 7.75% |
| 44 |
FWBank | $608K | 1 | 9.25% |
| 45 |
Celtic Bank Corporation | $600K | 4 | 10.69% |
| 46 |
GreenWay Bank | $600K | 1 | 9.50% |
| 47 |
Five Star Bank | $599K | 4 | 8.50% |
| 48 |
Lendistry SBLC, LLC | $599K | 3 | 11.83% |
| 49 |
Four States Bank, Inc. | $550K | 1 | 10.50% |
| 50 |
Plumas Bank | $546K | 1 | 8.50% |
🚀 Best Lenders for Excavation & Site Prep Startups
Starting a new site preparation contractors business? These lenders funded the most startup loans in this industry:
🔄 Best Lenders for Excavation & Site Prep Acquisitions
Looking to buy an existing site preparation contractors business? These lenders specialize in acquisition financing:
🏢 Best Lenders for Existing Excavation & Site Prep Businesses
Already running an established site preparation contractors business? These lenders have funded the most loans to existing businesses in your industry:
Top States for Excavation & Site Prep SBA Loans
Here are the states with the highest SBA lending volume for Excavation & Site Prep businesses:
| Rank | State | Volume | Loans |
|---|
| 1 |
Colorado | $14.7M | 21 |
| 2 |
New York | $13.1M | 36 |
| 3 |
Massachusetts | $9.9M | 15 |
| 4 |
Missouri | $9.1M | 10 |
| 5 |
Pennsylvania | $8.2M | 15 |
| 6 |
Idaho | $7.4M | 18 |
| 7 |
Virginia | $6.8M | 10 |
| 8 |
Ohio | $6.4M | 28 |
| 9 |
California | $6.3M | 33 |
| 10 |
Nevada | $5.8M | 5 |
| 11 |
Washington | $5.0M | 16 |
| 12 |
New Jersey | $4.5M | 9 |
| 13 |
Texas | $4.2M | 17 |
| 14 |
Georgia | $3.4M | 9 |
| 15 |
Florida | $3.2M | 10 |
| 16 |
Louisiana | $3.0M | 3 |
| 17 |
Illinois | $3.0M | 7 |
| 18 |
Utah | $2.8M | 10 |
| 19 |
Kansas | $2.7M | 3 |
| 20 |
Arkansas | $2.7M | 2 |
| 21 |
Indiana | $2.6M | 10 |
| 22 |
Oregon | $1.8M | 15 |
| 23 |
Wisconsin | $1.8M | 6 |
| 24 |
North Carolina | $1.5M | 6 |
| 25 |
New Hampshire | $1.2M | 12 |
| 26 |
Arizona | $1.2M | 8 |
| 27 |
Michigan | $1.1M | 10 |
| 28 |
Oklahoma | $1.0M | 5 |
| 29 |
Rhode Island | $900K | 2 |
| 30 |
West Virginia | $816K | 3 |
| 31 |
Connecticut | $767K | 8 |
| 32 |
Mississippi | $750K | 4 |
| 33 |
Maryland | $736K | 5 |
| 34 |
Nebraska | $496K | 2 |
| 35 |
Minnesota | $443K | 3 |
| 36 |
Delaware | $390K | 3 |
| 37 |
Alabama | $380K | 4 |
| 38 |
South Dakota | $342K | 1 |
| 39 |
Kentucky | $275K | 3 |
| 40 |
Alaska | $250K | 1 |
| 41 |
Maine | $220K | 3 |
| 42 |
Iowa | $195K | 2 |
| 43 |
Vermont | $175K | 5 |
| 44 |
Wyoming | $150K | 1 |
| 45 |
South Carolina | $130K | 2 |
| 46 |
New Mexico | $123K | 3 |
| 47 |
Tennessee | $73K | 1 |
Top Cities for Excavation & Site Prep SBA Loans
🤝 Why Use an SBA Broker for Excavation & Site Prep Loans?
GoSBA Loans has extensive experience financing Excavation & Site Prep businesses:
- Industry expertise — we know which lenders specialize in Excavation & Site Prep
- Access to 110+ lenders — including banks that don’t accept direct applications
- Better rates — our relationships help secure competitive terms
- Faster approvals — proper preparation leads to quicker decisions
- Free service — lenders pay us, you pay nothing extra
📞 Get Expert Help with Your Excavation & Site Prep SBA Loan
Our team specializes in SBA financing for Excavation & Site Prep businesses. Let us match you with the right lender for your specific needs.
Need SBA financing for your Excavation & Site Prep business? GoSBA Loans specializes in SBA loans for Excavation & Site Prep businesses. Contact our industry specialists today for a free consultation.
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