Compare the top 252 SBA lenders for Coffee Shops & Juice Bars businesses. $469.3M funded in 2025. Average rate 9.80%. Get matched free.
Best Coffee Shops & Juice Bars SBA Lenders of 2026
SBA Loans for Coffee Shops & Juice Bars Businesses
The Coffee Shops & Juice Bars industry received $469.3M in SBA 7(a) loans across 1,101 businesses in 2025. With 252 lenders actively funding this industry, finding the right bank can make a significant difference in your rates and approval odds.
Working with an experienced SBA loan broker who understands the Coffee Shops & Juice Bars industry can help you access lenders that specialize in your business type.
💡 Key Insight: The average SBA loan for Coffee Shops & Juice Bars businesses is $426K with an average rate of 9.80%. Lenders who specialize in this industry often offer better terms and faster approvals.
SBA Loans by Business Type
Here’s how SBA 7(a) loans break down for Coffee Shops & Juice Bars businesses by business stage:
🚀 Startups
66%
$341.6M • 729 loans
🏢 Existing Businesses
25%
$79.0M • 278 loans
🔄 Business Acquisitions
9%
$48.7M • 94 loans
Top 50 SBA Lenders for Coffee Shops & Juice Bars (2025)
These are the banks that funded the most SBA 7(a) loan volume to Coffee Shops & Juice Bars businesses, ranked by total volume:
| Rank | Lender | Volume | Loans | Avg Rate |
|---|
| 1 |
The Huntington National Bank | $47.3M | 193 | 9.79% |
| 2 |
Bank Five Nine | $20.3M | 19 | 9.15% |
| 3 |
Newtek Bank, National Association | $18.7M | 56 | 10.52% |
| 4 |
First Bank of the Lake | $15.6M | 21 | 9.74% |
| 5 |
Byline Bank | $14.4M | 14 | 10.04% |
| 6 |
Citizens Bank | $14.3M | 24 | 10.09% |
| 7 |
Cadence Bank | $13.3M | 13 | 9.62% |
| 8 |
Bank of Hope | $10.7M | 10 | 8.97% |
| 9 |
United Community Bank | $10.6M | 21 | 9.14% |
| 10 |
Readycap Lending, LLC | $10.4M | 19 | 11.13% |
| 11 |
Live Oak Banking Company | $8.4M | 12 | 9.64% |
| 12 |
Manufacturers and Traders Trust Company | $6.5M | 48 | 10.88% |
| 13 |
First Savings Bank | $6.4M | 5 | 10.10% |
| 14 |
Celtic Bank Corporation | $6.1M | 13 | 10.27% |
| 15 |
KeyBank National Association | $6.0M | 17 | 10.09% |
| 16 |
ConnectOne Bank | $5.9M | 9 | 9.75% |
| 17 |
Hanmi Bank | $5.8M | 11 | 9.05% |
| 18 |
Customers Bank | $5.6M | 3 | 8.50% |
| 19 |
Wilmington Savings Fund Society FSB | $5.5M | 10 | 9.75% |
| 20 |
Capital One, National Association | $5.5M | 4 | 6.87% |
| 21 |
Amistad Bank | $5.4M | 2 | 8.75% |
| 22 |
T Bank, National Association | $5.2M | 4 | 10.00% |
| 23 |
First Federal Bank | $5.0M | 4 | 8.30% |
| 24 |
Zions Bank, A Division of | $4.9M | 22 | 9.90% |
| 25 |
Port 51 Lending LLC | $4.5M | 5 | 9.70% |
| 26 |
LendingClub Bank, National Association | $4.3M | 6 | 9.33% |
| 27 |
JPMorgan Chase Bank, National Association | $4.2M | 9 | 10.59% |
| 28 |
Woori America Bank | $4.2M | 9 | 9.33% |
| 29 |
Community Bank & Trust-West Georgia | $4.2M | 3 | 9.75% |
| 30 |
Bank of America, National Association | $4.2M | 8 | 7.91% |
| 31 |
Heritage Bank Inc | $4.0M | 4 | 10.50% |
| 32 |
Harvest Small Business Finance, LLC | $3.9M | 5 | 9.90% |
| 33 |
Quaint Oak Bank | $3.6M | 7 | 10.21% |
| 34 |
Truliant FCU | $3.3M | 1 | 10.25% |
| 35 |
PNC Bank, National Association | $3.2M | 8 | 7.69% |
| 36 |
The Bancorp Bank National Association | $3.1M | 5 | 8.75% |
| 37 |
Northeast Bank | $3.1M | 25 | 10.95% |
| 38 |
Magnifi Financial CU | $3.1M | 7 | 10.18% |
| 39 |
Climate First Bank | $3.1M | 4 | 10.00% |
| 40 |
FWBank | $3.0M | 5 | 9.40% |
| 41 |
U.S. Bank, National Association | $2.9M | 31 | 9.58% |
| 42 |
Pinnacle Bank | $2.8M | 4 | 9.06% |
| 43 |
Hancock Whitney Bank | $2.8M | 4 | 9.75% |
| 44 |
First Business Bank | $2.7M | 3 | 10.08% |
| 45 |
MidFirst Bank | $2.6M | 2 | 7.50% |
| 46 |
The Fidelity Bank | $2.6M | 4 | 9.30% |
| 47 |
America First FCU | $2.5M | 4 | 8.31% |
| 48 |
American Bank, National Association | $2.5M | 3 | 8.33% |
| 49 |
VelocitySBA, LLC | $2.4M | 4 | 10.25% |
| 50 |
Valley National Bank | $2.4M | 4 | 9.38% |
🚀 Best Lenders for Coffee Shops & Juice Bars Startups
Starting a new snack and nonalcoholic beverage bars business? These lenders funded the most startup loans in this industry:
🔄 Best Lenders for Coffee Shops & Juice Bars Acquisitions
Looking to buy an existing snack and nonalcoholic beverage bars business? These lenders specialize in acquisition financing:
🏢 Best Lenders for Existing Coffee Shops & Juice Bars Businesses
Already running an established snack and nonalcoholic beverage bars business? These lenders have funded the most loans to existing businesses in your industry:
Top States for Coffee Shops & Juice Bars SBA Loans
Here are the states with the highest SBA lending volume for Coffee Shops & Juice Bars businesses:
| Rank | State | Volume | Loans |
|---|
| 1 |
Texas | $75.7M | 126 |
| 2 |
California | $52.6M | 128 |
| 3 |
Florida | $39.2M | 79 |
| 4 |
North Carolina | $21.5M | 37 |
| 5 |
Georgia | $18.7M | 46 |
| 6 |
Illinois | $18.4M | 38 |
| 7 |
Arizona | $18.1M | 28 |
| 8 |
Missouri | $16.3M | 23 |
| 9 |
Tennessee | $15.7M | 30 |
| 10 |
Pennsylvania | $15.5M | 54 |
| 11 |
New York | $14.0M | 51 |
| 12 |
New Jersey | $13.6M | 32 |
| 13 |
Ohio | $13.2M | 49 |
| 14 |
Michigan | $11.5M | 33 |
| 15 |
Wisconsin | $11.3M | 22 |
| 16 |
Virginia | $11.3M | 20 |
| 17 |
Colorado | $10.7M | 27 |
| 18 |
Utah | $9.1M | 25 |
| 19 |
Minnesota | $7.6M | 15 |
| 20 |
Washington | $7.0M | 31 |
| 21 |
Oklahoma | $6.8M | 8 |
| 22 |
South Carolina | $5.4M | 10 |
| 23 |
Kansas | $5.1M | 12 |
| 24 |
Massachusetts | $5.0M | 26 |
| 25 |
Indiana | $4.5M | 11 |
| 26 |
Alabama | $4.4M | 10 |
| 27 |
Nevada | $4.1M | 7 |
| 28 |
Idaho | $3.9M | 14 |
| 29 |
Maryland | $3.4M | 13 |
| 30 |
Louisiana | $3.1M | 10 |
| 31 |
Connecticut | $2.8M | 10 |
| 32 |
Oregon | $2.7M | 14 |
| 33 |
Nebraska | $2.3M | 3 |
| 34 |
Mississippi | $1.7M | 3 |
| 35 |
Alaska | $1.5M | 2 |
| 36 |
Kentucky | $1.4M | 8 |
| 37 |
New Mexico | $1.4M | 2 |
| 38 |
Arkansas | $1.3M | 2 |
| 39 |
South Dakota | $1.2M | 7 |
| 40 |
New Hampshire | $1.1M | 2 |
| 41 |
District of Columbia | $967K | 1 |
| 42 |
Iowa | $870K | 3 |
| 43 |
Montana | $736K | 4 |
| 44 |
Rhode Island | $692K | 2 |
| 45 |
Maine | $661K | 7 |
| 46 |
Hawaii | $410K | 5 |
| 47 |
Puerto Rico | $369K | 4 |
| 48 |
Delaware | $360K | 3 |
| 49 |
North Dakota | $162K | 2 |
| 50 |
West Virginia | $48K | 1 |
Top Cities for Coffee Shops & Juice Bars SBA Loans
🤝 Why Use an SBA Broker for Coffee Shops & Juice Bars Loans?
GoSBA Loans has extensive experience financing Coffee Shops & Juice Bars businesses:
- Industry expertise — we know which lenders specialize in Coffee Shops & Juice Bars
- Access to 252+ lenders — including banks that don’t accept direct applications
- Better rates — our relationships help secure competitive terms
- Faster approvals — proper preparation leads to quicker decisions
- Free service — lenders pay us, you pay nothing extra
📞 Get Expert Help with Your Coffee Shops & Juice Bars SBA Loan
Our team specializes in SBA financing for Coffee Shops & Juice Bars businesses. Let us match you with the right lender for your specific needs.
Need SBA financing for your Coffee Shops & Juice Bars business? GoSBA Loans specializes in SBA loans for Coffee Shops & Juice Bars businesses. Contact our industry specialists today for a free consultation.
Explore Other Industries
