Compare the top 67 SBA lenders for Veterinary Clinics businesses. $382.8M funded in 2025. Average rate 8.75%. Get matched free.
Best Veterinary Clinics SBA Lenders of 2026
SBA Loans for Veterinary Clinics Businesses
The Veterinary Clinics industry received $382.8M in SBA 7(a) loans across 307 businesses in 2025. With 67 lenders actively funding this industry, finding the right bank can make a significant difference in your rates and approval odds.
Working with an experienced SBA loan broker who understands the Veterinary Clinics industry can help you access lenders that specialize in your business type.
💡 Key Insight: The average SBA loan for Veterinary Clinics businesses is $1.2M with an average rate of 8.75%. Lenders who specialize in this industry often offer better terms and faster approvals.
SBA Loans by Business Type
Here’s how SBA 7(a) loans break down for Veterinary Clinics businesses by business stage:
🚀 Startups
46%
$199.0M • 142 loans
🏢 Existing Businesses
48%
$162.4M • 147 loans
🔄 Business Acquisitions
6%
$21.4M • 18 loans
Top 50 SBA Lenders for Veterinary Clinics (2025)
These are the banks that funded the most SBA 7(a) loan volume to Veterinary Clinics businesses, ranked by total volume:
| Rank | Lender | Volume | Loans | Avg Rate |
|---|
| 1 |
Live Oak Banking Company | $219.2M | 96 | 8.09% |
| 2 |
Fifth Third Bank | $71.3M | 36 | 7.31% |
| 3 |
The Huntington National Bank | $18.0M | 23 | 8.27% |
| 4 |
Wells Fargo Bank National Association | $8.1M | 8 | 8.08% |
| 5 |
Bank of America, National Association | $6.2M | 9 | 6.03% |
| 6 |
Seacoast National Bank | $5.1M | 5 | 8.37% |
| 7 |
First Bank of the Lake | $5.0M | 1 | 7.50% |
| 8 |
Port 51 Lending LLC | $4.1M | 2 | 10.00% |
| 9 |
UMB Bank, National Association | $3.6M | 2 | 7.00% |
| 10 |
Cadence Bank | $2.7M | 3 | 10.08% |
| 11 |
Manufacturers and Traders Trust Company | $2.6M | 5 | 11.15% |
| 12 |
Merchants Bank of Indiana | $2.6M | 1 | 10.00% |
| 13 |
Harvest Small Business Finance, LLC | $2.6M | 1 | 9.75% |
| 14 |
Northeast Bank | $2.5M | 15 | 10.88% |
| 15 |
U.S. Bank, National Association | $2.3M | 6 | 8.55% |
| 16 |
First-Citizens Bank & Trust Company | $2.1M | 1 | 9.00% |
| 17 |
American Momentum Bank | $2.0M | 2 | 9.50% |
| 18 |
Newtek Bank, National Association | $1.4M | 6 | 11.08% |
| 19 |
BayFirst National Bank | $1.2M | 9 | 12.25% |
| 20 |
HOMEBANK | $1.2M | 1 | 9.00% |
| 21 |
GBank | $1.2M | 2 | 9.75% |
| 22 |
JPMorgan Chase Bank, National Association | $1.1M | 2 | 8.50% |
| 23 |
Regions Bank | $1.1M | 1 | 7.89% |
| 24 |
Readycap Lending, LLC | $1.1M | 3 | 11.17% |
| 25 |
California Bank of Commerce, NA | $1.0M | 1 | 9.50% |
| 26 |
Valley National Bank | $993K | 1 | 9.25% |
| 27 |
Oriental Bank | $896K | 5 | 8.95% |
| 28 |
First Community Bank | $882K | 1 | 9.00% |
| 29 |
MidFirst Bank | $814K | 1 | 8.00% |
| 30 |
United Midwest Savings Bank National Association | $509K | 1 | 10.50% |
| 31 |
Lendistry SBLC, LLC | $500K | 2 | 11.75% |
| 32 |
CenTrust Bank, A Division of SmartBiz Bank National Associat | $500K | 2 | 11.13% |
| 33 |
Community Bank & Trust-West Georgia | $500K | 1 | 10.50% |
| 34 |
TD Bank, National Association | $485K | 7 | 10.47% |
| 35 |
Horizon Bank | $483K | 2 | 7.63% |
| 36 |
River Bank & Trust | $475K | 1 | 9.00% |
| 37 |
MidWestOne Bank | $466K | 1 | 9.50% |
| 38 |
Banco Popular de Puerto Rico | $408K | 4 | 10.56% |
| 39 |
Northwest Bank | $362K | 2 | 10.50% |
| 40 |
Platte Valley Bank | $350K | 1 | 6.95% |
| 41 |
Arvest Bank | $350K | 1 | 8.00% |
| 42 |
Enterprise Bank | $350K | 1 | 9.00% |
| 43 |
Truist Bank | $338K | 1 | 9.95% |
| 44 |
First Financial Bank, National Association | $315K | 1 | 7.80% |
| 45 |
WesBanco Bank, Inc. | $296K | 1 | 9.50% |
| 46 |
Union Bank and Trust Company | $285K | 3 | 8.08% |
| 47 |
Lake Ridge Bank | $271K | 1 | 7.90% |
| 48 |
The Community Bank | $261K | 2 | 6.94% |
| 49 |
FirstBank Puerto Rico | $261K | 1 | 9.50% |
| 50 |
Southern Bank | $230K | 1 | 10.25% |
🚀 Best Lenders for Veterinary Clinics Startups
Starting a new veterinary services business? These lenders funded the most startup loans in this industry:
🔄 Best Lenders for Veterinary Clinics Acquisitions
Looking to buy an existing veterinary services business? These lenders specialize in acquisition financing:
🏢 Best Lenders for Existing Veterinary Clinics Businesses
Already running an established veterinary services business? These lenders have funded the most loans to existing businesses in your industry:
Top States for Veterinary Clinics SBA Loans
Here are the states with the highest SBA lending volume for Veterinary Clinics businesses:
| Rank | State | Volume | Loans |
|---|
| 1 |
Florida | $55.6M | 40 |
| 2 |
Texas | $44.8M | 32 |
| 3 |
California | $35.6M | 24 |
| 4 |
Pennsylvania | $22.0M | 14 |
| 5 |
Georgia | $16.4M | 11 |
| 6 |
New York | $16.0M | 11 |
| 7 |
Virginia | $15.3M | 4 |
| 8 |
Missouri | $13.7M | 10 |
| 9 |
Utah | $13.4M | 4 |
| 10 |
New Jersey | $12.6M | 10 |
| 11 |
Louisiana | $10.3M | 4 |
| 12 |
Washington | $9.5M | 5 |
| 13 |
Colorado | $9.2M | 10 |
| 14 |
New Hampshire | $8.2M | 4 |
| 15 |
Maryland | $7.6M | 5 |
| 16 |
Ohio | $7.5M | 12 |
| 17 |
North Carolina | $7.3M | 5 |
| 18 |
Idaho | $6.6M | 4 |
| 19 |
Mississippi | $6.5M | 5 |
| 20 |
South Carolina | $6.3M | 5 |
| 21 |
Connecticut | $4.9M | 3 |
| 22 |
South Dakota | $4.4M | 2 |
| 23 |
Michigan | $3.8M | 10 |
| 24 |
Tennessee | $3.8M | 5 |
| 25 |
Illinois | $3.6M | 3 |
| 26 |
Iowa | $3.4M | 2 |
| 27 |
Kentucky | $3.3M | 2 |
| 28 |
Arizona | $3.3M | 5 |
| 29 |
Maine | $3.2M | 2 |
| 30 |
Arkansas | $3.1M | 2 |
| 31 |
Delaware | $2.8M | 3 |
| 32 |
Alaska | $2.4M | 2 |
| 33 |
Oklahoma | $2.4M | 3 |
| 34 |
Indiana | $2.3M | 2 |
| 35 |
Oregon | $2.1M | 3 |
| 36 |
Massachusetts | $1.6M | 4 |
| 37 |
Puerto Rico | $1.6M | 10 |
| 38 |
Kansas | $1.1M | 2 |
| 39 |
Nevada | $1.1M | 5 |
| 40 |
Vermont | $997K | 1 |
| 41 |
Alabama | $932K | 3 |
| 42 |
Wisconsin | $770K | 4 |
| 43 |
Nebraska | $685K | 5 |
| 44 |
New Mexico | $300K | 1 |
| 45 |
Minnesota | $250K | 2 |
| 46 |
Rhode Island | $235K | 1 |
| 47 |
Wyoming | $200K | 1 |
Top Cities for Veterinary Clinics SBA Loans
🤝 Why Use an SBA Broker for Veterinary Clinics Loans?
GoSBA Loans has extensive experience financing Veterinary Clinics businesses:
- Industry expertise — we know which lenders specialize in Veterinary Clinics
- Access to 67+ lenders — including banks that don’t accept direct applications
- Better rates — our relationships help secure competitive terms
- Faster approvals — proper preparation leads to quicker decisions
- Free service — lenders pay us, you pay nothing extra
📞 Get Expert Help with Your Veterinary Clinics SBA Loan
Our team specializes in SBA financing for Veterinary Clinics businesses. Let us match you with the right lender for your specific needs.
Need SBA financing for your Veterinary Clinics business? GoSBA Loans specializes in SBA loans for Veterinary Clinics businesses. Contact our industry specialists today for a free consultation.
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