BlogRankingStateBest Kansas SBA Lenders & Rates of 2026

Best Kansas SBA Lenders & Rates of 2026

$228.4M
Total Funded

442
Loans Approved

$517K
Avg Loan Size

9.62%
Avg Interest Rate

105
Active Lenders

SBA Loans in Kansas

Kansas businesses received $228.4M in SBA 7(a) loan approvals across 442 businesses in 2025. With 105 active SBA lenders competing for business in Kansas, understanding which banks offer the best rates can save you tens of thousands of dollars.

💡 Key Insight: The average SBA loan in Kansas is $517K, with rates averaging 9.62%. Rates vary significantly by lender—comparing offers can save you $50,000+ over the life of your loan.

Top SBA Lenders in Kansas (2025)

Based on official SBA data analyzed by GoSBA Loans, these are the banks that funded the most SBA 7(a) loans to Kansas businesses:

Rank Lender Volume Loans Avg Rate
1 OakStar Bank $16.5M 19 9.41%
2 The Huntington National Bank $10.1M 20 9.78%
3 Live Oak Banking Company $9.4M 10 10.06%
4 First Internet Bank of Indiana $8.8M 3 10.08%
5 Fidelity Bank, National Association $8.8M 9 8.28%
6 Equity Bank $8.6M 7 8.70%
7 Emprise Bank $7.8M 23 7.81%
8 UMB Bank, National Association $6.7M 12 7.30%
9 CommunityAmerica Federal Credit Union $6.1M 9 8.53%
10 Northeast Bank $6.0M 40 11.35%
11 Truliant FCU $5.5M 2 10.25%
12 Busey Bank $5.4M 5 8.80%
13 Dream First Bank National Association $5.3M 5 7.93%
14 Northwest Bank $5.0M 1 8.50%
15 First Bank of the Lake $4.9M 8 10.75%
16 U.S. Bank, National Association $4.5M 23 10.52%
17 First Savings Bank $4.4M 2 10.13%
18 Commerce Bank $3.9M 12 8.88%
19 Harvest Small Business Finance, LLC $3.7M 3 9.67%
20 Newtek Bank, National Association $3.7M 13 11.15%

🤝 How to Get an SBA Loan in Kansas

Many top SBA lenders work primarily through approved SBA loan brokers. This is good news for borrowers:

  • Better Match: Get matched with the right lender for your situation
  • Negotiating Power: Broker relationships can result in better rates
  • Time Savings: One application goes to multiple lenders
  • Expert Guidance: Maximize your approval chances

GoSBA Loans works with lenders across Kansas and can help you access the best loan programs. Our service is completely free to borrowers.

📞 Get Matched with Kansas SBA Lenders

Ready to apply for an SBA loan in Kansas? Our team can help you get matched with the right lender and program for your business.

Looking for SBA lenders in other states? GoSBA Loans works with 75+ SBA lenders nationwide. Contact us to get matched with the best lender for your specific business needs.

http://gosbaloans.com

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.