Best Modesto, CA SBA Lenders & Rates of 2026
Top SBA 7(a) lenders in Modesto, California ranked by 2025 lending data.
32
SBA Loans Funded
$16M
Total Volume
9.91%
Avg Interest Rate
19
Active Lenders
Looking for an SBA loan in Modesto, California? Based on 2025 FOIA data, 32 SBA 7(a) loans were funded in Modesto totaling $16M. Below are the top lenders and industries receiving SBA funding in your area. See all California SBA lenders for statewide rankings.
Top 19 SBA Lenders in Modesto, CA (2025 Data)
| # | Lender | Loans | Total Approved |
|---|---|---|---|
| 1 | First Internet Bank of Indiana | 2 | $3M |
| 2 | PNC Bank | 2 | $2M |
| 3 | The Huntington National Bank | 2 | $2M |
| 4 | Open Bank | 1 | $2M |
| 5 | Celtic Bank Corporation | 5 | $1M |
| 6 | Harvest Small Business Finance, LLC | 2 | $1M |
| 7 | United Midwest Savings Bank National Association | 1 | $878K |
| 8 | Wells Fargo Bank National Association | 2 | $742K |
| 9 | Live Oak Banking Company | 1 | $525K |
| 10 | Royal Business Bank | 1 | $520K |
| 11 | Valley First CU | 2 | $390K |
| 12 | Citizens Bank | 1 | $336K |
| 13 | Columbia Bank | 1 | $302K |
| 14 | Lendistry SBLC, LLC | 1 | $300K |
| 15 | Cadence Bank | 1 | $250K |
| 16 | U.S. Bank | 4 | $229K |
| 17 | Northeast Bank | 1 | $118K |
| 18 | Bank of America | 1 | $100K |
| 19 | Citibank | 1 | $18K |
Top Industries Funded in Modesto
| Industry | Loans | Total Approved |
|---|---|---|
| General Automotive Repair | 6 | $4M |
| Offices of Physicians (except Mental Health Specialists) | 2 | $2M |
| Limited-Service Restaurants | 3 | $2M |
| Plumbing, Heating, and Air-Conditioning Contractors | 1 | $2M |
| Specialized Freight (except Used Goods) Trucking, Long-Distance | 1 | $698K |
| Landscaping Services | 1 | $418K |
| Boat Dealers | 1 | $336K |
| Used Car Dealers | 1 | $302K |
| All Other Personal Services | 1 | $300K |
| Fitness and Recreational Sports Centers | 1 | $270K |
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