Best Oakland, CA SBA Lenders & Rates of 2026
Top SBA 7(a) lenders in Oakland, California ranked by 2025 lending data.
49
SBA Loans Funded
$29M
Total Volume
9.91%
Avg Interest Rate
25
Active Lenders
Looking for an SBA loan in Oakland, California? Based on 2025 FOIA data, 49 SBA 7(a) loans were funded in Oakland totaling $29M. Below are the top lenders and industries receiving SBA funding in your area. See all California SBA lenders for statewide rankings.
Top 25 SBA Lenders in Oakland, CA (2025 Data)
| # | Lender | Loans | Total Approved |
|---|---|---|---|
| 1 | Fremont Bank | 2 | $5M |
| 2 | U.S. Bank | 10 | $3M |
| 3 | City National Bank | 2 | $3M |
| 4 | Live Oak Banking Company | 2 | $3M |
| 5 | American Continental Bank | 1 | $2M |
| 6 | Harvest Small Business Finance, LLC | 3 | $2M |
| 7 | Open Bank | 2 | $2M |
| 8 | Wells Fargo Bank National Association | 5 | $1M |
| 9 | GBank | 1 | $1M |
| 10 | East West Bank | 1 | $1M |
| 11 | United Business Bank | 1 | $895K |
| 12 | Bank of Hope | 3 | $850K |
| 13 | FFB Bank | 1 | $718K |
| 14 | United Midwest Savings Bank National Association | 2 | $568K |
| 15 | JPMorgan Chase Bank | 3 | $491K |
| 16 | Mission Valley Bank | 1 | $436K |
| 17 | Cadence Bank | 1 | $350K |
| 18 | CDC Small Business Finance Corp. | 1 | $350K |
| 19 | Commonwealth Business Bank | 1 | $330K |
| 20 | Citibank | 1 | $250K |
| 21 | BayFirst National Bank | 1 | $150K |
| 22 | Celtic Bank Corporation | 1 | $50K |
| 23 | PNC Bank | 1 | $50K |
| 24 | AMPAC Tri-State CDC, Inc. | 1 | $50K |
| 25 | Newtek Bank | 1 | $40K |
Top Industries Funded in Oakland
| Industry | Loans | Total Approved |
|---|---|---|
| Soap and Other Detergent Manufacturing | 1 | $4M |
| Full-Service Restaurants | 4 | $3M |
| All Other Specialty Trade Contractors | 2 | $3M |
| Limited-Service Restaurants | 2 | $2M |
| Janitorial Services | 1 | $2M |
| Child Day Care Services | 1 | $1M |
| Supermarkets and Other Grocery (except Convenience) Stores | 1 | $1M |
| Homes for the Elderly | 1 | $1M |
| Food Service Contractors | 1 | $1M |
| Environmental Consulting Services | 1 | $952K |
Get Matched with the Best SBA Lender in Oakland
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