Best Oceanside, CA SBA Lenders & Rates of 2026
Top SBA 7(a) lenders in Oceanside, California ranked by 2025 lending data.
32
SBA Loans Funded
$16M
Total Volume
9.93%
Avg Interest Rate
18
Active Lenders
Looking for an SBA loan in Oceanside, California? Based on 2025 FOIA data, 32 SBA 7(a) loans were funded in Oceanside totaling $16M. Below are the top lenders and industries receiving SBA funding in your area. See all California SBA lenders for statewide rankings.
Top 18 SBA Lenders in Oceanside, CA (2025 Data)
| # | Lender | Loans | Total Approved |
|---|---|---|---|
| 1 | CalPrivate Bank | 2 | $4M |
| 2 | Centerstone SBA Lending, Inc. | 2 | $2M |
| 3 | Readycap Lending, LLC | 1 | $2M |
| 4 | Fifth Third Bank | 1 | $2M |
| 5 | US Metro Bank | 1 | $2M |
| 6 | Banner Bank | 1 | $1M |
| 7 | Byline Bank | 2 | $975K |
| 8 | U.S. Bank | 3 | $774K |
| 9 | Zions Bank, A Division of | 3 | $612K |
| 10 | Celtic Bank Corporation | 3 | $450K |
| 11 | FFB Bank | 2 | $399K |
| 12 | Northeast Bank | 3 | $350K |
| 13 | The Huntington National Bank | 2 | $342K |
| 14 | Enterprise Bank & Trust | 1 | $285K |
| 15 | Newtek Bank | 2 | $230K |
| 16 | Live Oak Banking Company | 1 | $186K |
| 17 | Lendistry SBLC, LLC | 1 | $47K |
| 18 | Wells Fargo Bank National Association | 1 | $15K |
Top Industries Funded in Oceanside
| Industry | Loans | Total Approved |
|---|---|---|
| Industrial Machinery and Equipment Merchant Wholesalers | 2 | $4M |
| Painting and Wall Covering Contractors | 2 | $2M |
| Commercial Screen Printing | 2 | $2M |
| General Freight Trucking, Local | 1 | $2M |
| Hotels (except Casino Hotels) and Motels | 1 | $2M |
| Limited-Service Restaurants | 3 | $1M |
| Fabricated Structural Metal Manufacturing | 1 | $554K |
| General Automotive Repair | 2 | $399K |
| Remediation Services | 2 | $342K |
| Full-Service Restaurants | 2 | $336K |
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