Best CPA & Accounting Firms SBA Lenders of 2026

Compare the top 123 SBA lenders for CPA & Accounting Firms businesses. $209.8M funded in 2025. Average rate 9.62%. Get matched free.

Table of Contents

Best CPA & Accounting Firms SBA Lenders of 2026

$209.8M
Total Funded

397
Loans Approved

$528K
Avg Loan Size

9.62%
Avg Interest Rate

123
Active Lenders

SBA Loans for CPA & Accounting Firms Businesses

The CPA & Accounting Firms industry received $209.8M in SBA 7(a) loans across 397 businesses in 2025. With 123 lenders actively funding this industry, finding the right bank can make a significant difference in your rates and approval odds.

Working with an experienced SBA loan broker who understands the CPA & Accounting Firms industry can help you access lenders that specialize in your business type.

💡 Key Insight: The average SBA loan for CPA & Accounting Firms businesses is $528K with an average rate of 9.62%. Lenders who specialize in this industry often offer better terms and faster approvals.

SBA Loans by Business Type

Here’s how SBA 7(a) loans break down for CPA & Accounting Firms businesses by business stage:

🚀 Startups
21%
$39.0M • 84 loans

🏢 Existing Businesses
57%
$93.8M • 225 loans

🔄 Business Acquisitions
22%
$76.6M • 87 loans

Top 50 SBA Lenders for CPA & Accounting Firms (2025)

These are the banks that funded the most SBA 7(a) loan volume to CPA & Accounting Firms businesses, ranked by total volume:

Rank Lender Volume Loans Avg Rate
1 United Midwest Savings Bank National Association $32.7M 36 9.39%
2 Live Oak Banking Company $14.5M 28 9.69%
3 U.S. Bank, National Association $13.3M 24 8.68%
4 The Huntington National Bank $8.1M 18 9.52%
5 Bank of America, National Association $7.7M 8 6.72%
6 Pinnacle Bank $7.3M 4 8.63%
7 JPMorgan Chase Bank, National Association $6.4M 16 9.87%
8 Cogent Bank $5.3M 2 10.13%
9 Newtek Bank, National Association $5.0M 10 11.13%
10 Truliant FCU $4.8M 4 10.06%
11 Dogwood State Bank $4.4M 2 9.38%
12 Bank of Springfield $3.7M 2 7.70%
13 TD Bank, National Association $3.5M 16 10.34%
14 OakStar Bank $3.5M 4 8.50%
15 Readycap Lending, LLC $3.4M 12 11.02%
16 UMB Bank, National Association $3.2M 3 8.38%
17 Celtic Bank Corporation $3.1M 7 9.93%
18 Byline Bank $3.1M 1 10.25%
19 Meridian Bank $3.1M 4 9.50%
20 Columbia Bank $2.8M 9 11.50%
21 First Internet Bank of Indiana $2.7M 4 9.38%
22 Monterey County Bank $2.7M 1 9.00%
23 Old National Bank $2.2M 4 7.63%
24 Valley National Bank $2.2M 2 9.00%
25 Oconee State Bank $2.2M 3 9.67%
26 Hanover Community Bank $2.2M 2 9.25%
27 Midwest Regional Bank $2.1M 1 10.25%
28 First Bank of Central Ohio $2.0M 2 9.75%
29 Grasshopper Bank National Association $2.0M 1 9.25%
30 Northeast Bank $2.0M 17 11.54%
31 Wells Fargo Bank National Association $2.0M 6 9.26%
32 Brookline Bank, a Division of Beacon Bank and Trust $1.7M 1 9.25%
33 Community Bank & Trust-West Georgia $1.6M 2 10.00%
34 First Commonwealth Bank $1.6M 1 9.25%
35 Cadence Bank $1.5M 6 10.08%
36 Banc of California $1.5M 2 8.50%
37 Busey Bank $1.4M 2 9.75%
38 First National Bank of Pennsylvania $1.4M 2 8.57%
39 United Community Bank $1.4M 3 9.50%
40 Oak Bank $1.2M 1 8.75%
41 Riverside Bank of Dublin $1.2M 1 10.00%
42 First Resource Bank $1.1M 3 9.83%
43 Enterprise Bank & Trust $1.1M 1 6.71%
44 Susser Bank $1.1M 1 8.75%
45 Zions Bank, A Division of $1.0M 3 7.92%
46 Peapack Private Bank and Trust $993K 2 9.25%
47 City National Bank of Florida $945K 1 10.25%
48 Eastern Bank $932K 3 8.30%
49 Gulf Coast Bank and Trust Company $889K 3 10.50%
50 CenTrust Bank, A Division of SmartBiz Bank National Associat $820K 4 10.94%

🚀 Best Lenders for CPA & Accounting Firms Startups

Starting a new offices of certified public accountants business? These lenders funded the most startup loans in this industry:

Rank Lender Startup Volume Loans Avg Rate
1 United Midwest Savings Bank National Association $12.2M 15 9.35%
2 First Internet Bank of Indiana $2.7M 4 9.38%
3 Bank of America, National Association $2.5M 2 6.05%
4 TD Bank, National Association $2.4M 4 8.92%
5 Pinnacle Bank $2.3M 3 8.67%
6 Wells Fargo Bank National Association $1.7M 5 9.72%
7 Celtic Bank Corporation $1.7M 2 9.63%
8 Old National Bank $1.6M 2 7.25%
9 First National Bank of Pennsylvania $1.4M 2 8.57%
10 Readycap Lending, LLC $1.4M 3 10.08%

🔄 Best Lenders for CPA & Accounting Firms Acquisitions

Looking to buy an existing offices of certified public accountants business? These lenders specialize in acquisition financing:

Rank Lender Acquisition Volume Loans Avg Rate
1 United Midwest Savings Bank National Association $11.0M 9 9.25%
2 Live Oak Banking Company $9.8M 15 9.37%
3 U.S. Bank, National Association $6.1M 7 8.11%
4 Cogent Bank $4.8M 1 10.00%
5 Dogwood State Bank $4.4M 2 9.38%
6 The Huntington National Bank $3.8M 6 9.42%
7 UMB Bank, National Association $3.2M 2 7.56%
8 Byline Bank $3.1M 1 10.25%
9 OakStar Bank $3.0M 3 8.50%
10 Monterey County Bank $2.7M 1 9.00%

🏢 Best Lenders for Existing CPA & Accounting Firms Businesses

Already running an established offices of certified public accountants business? These lenders have funded the most loans to existing businesses in your industry:

Rank Lender Volume Loans Avg Rate
1 United Midwest Savings Bank National Association $9.5M 12 9.54%
2 U.S. Bank, National Association $6.6M 13 8.37%
3 JPMorgan Chase Bank, National Association $6.4M 16 9.87%
4 Bank of America, National Association $5.2M 6 6.94%
5 Pinnacle Bank $5.0M 1 8.50%
6 Newtek Bank, National Association $4.5M 9 11.19%
7 The Huntington National Bank $4.2M 10 9.36%
8 Bank of Springfield $3.7M 2 7.70%
9 Live Oak Banking Company $3.4M 8 10.23%
10 Columbia Bank $2.8M 9 11.50%

Top States for CPA & Accounting Firms SBA Loans

Here are the states with the highest SBA lending volume for CPA & Accounting Firms businesses:

Rank State Volume Loans
1 Florida $29.2M 42
2 California $24.9M 50
3 Tennessee $13.6M 12
4 Texas $12.6M 22
5 North Carolina $9.2M 15
6 Illinois $9.1M 14
7 Missouri $8.6M 7
8 Ohio $7.2M 10
9 New York $6.7M 24
10 Massachusetts $6.3M 13
11 New Jersey $6.0M 13
12 Virginia $5.9M 11
13 Michigan $5.5M 13
14 Indiana $5.3M 7
15 Colorado $5.2M 12
16 Georgia $5.0M 12
17 Arizona $4.8M 5
18 Montana $4.6M 5
19 Washington $3.8M 7
20 Kansas $3.7M 6
21 Alabama $3.7M 3
22 Minnesota $3.5M 10
23 Pennsylvania $3.2M 10
24 Maryland $2.9M 10
25 Oklahoma $2.9M 3
26 Wisconsin $2.0M 6
27 New Mexico $1.6M 1
28 Iowa $1.5M 2
29 Utah $1.5M 5
30 Oregon $1.4M 7
31 Nevada $1.2M 5
32 Rhode Island $1.1M 2
33 Kentucky $884K 4
34 Connecticut $825K 2
35 Wyoming $645K 2
36 Mississippi $629K 2
37 Arkansas $629K 2
38 Louisiana $569K 3
39 South Carolina $540K 3
40 Idaho $520K 4
41 Maine $280K 1
42 Delaware $262K 3
43 District of Columbia $201K 2
44 Puerto Rico $125K 3
45 North Dakota $25K 1
46 New Hampshire $18K 1

Top Cities for CPA & Accounting Firms SBA Loans

Orlando, Fl

$7.0M
Volume

4
Loans

Miami, Fl

$5.4M
Volume

4
Loans

Nashville, Tn

$5.0M
Volume

1
Loans

Saint Louis, Mo

$4.8M
Volume

3
Loans

Billings, Mt

$4.2M
Volume

4
Loans

Chicago, Il

$3.6M
Volume

2
Loans

Overland Park, Ks

$3.5M
Volume

4
Loans

Saint Charles, Il

$3.1M
Volume

1
Loans

Phoenix, Az

$3.0M
Volume

2
Loans

Camarillo, Ca

$3.0M
Volume

2
Loans

Tulsa, Ok

$2.9M
Volume

3
Loans

Birmingham, Al

$2.9M
Volume

1
Loans

Charlotte, Nc

$2.6M
Volume

4
Loans

East Boston, Ma

$2.6M
Volume

2
Loans

Virginia Beach, Va

$2.6M
Volume

3
Loans

Irvine, Ca

$2.5M
Volume

3
Loans

🤝 Why Use an SBA Broker for CPA & Accounting Firms Loans?

GoSBA Loans has extensive experience financing CPA & Accounting Firms businesses:

  • Industry expertise — we know which lenders specialize in CPA & Accounting Firms
  • Access to 123+ lenders — including banks that don’t accept direct applications
  • Better rates — our relationships help secure competitive terms
  • Faster approvals — proper preparation leads to quicker decisions
  • Free service — lenders pay us, you pay nothing extra

📞 Get Expert Help with Your CPA & Accounting Firms SBA Loan

Our team specializes in SBA financing for CPA & Accounting Firms businesses. Let us match you with the right lender for your specific needs.

Need SBA financing for your CPA & Accounting Firms business? GoSBA Loans specializes in SBA loans for CPA & Accounting Firms businesses. Contact our industry specialists today for a free consultation.

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Ishan Jetley

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.
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