Best Mental Health Practices SBA Lenders of 2026

Compare the top 122 SBA lenders for Mental Health Practices businesses. $134.0M funded in 2025. Average rate 10.44%. Get matched free.

Table of Contents

Best Offices of Mental Health SBA Lenders of 2026

$134.0M
Total Funded

513
Loans Approved

$261K
Avg Loan Size

10.44%
Avg Interest Rate

122
Active Lenders

SBA Loans for Offices of Mental Health Businesses

The Mental Health Practices industry received $134.0M in SBA 7(a) loans across 513 businesses in 2025. With 122 lenders actively funding this industry, finding the right bank can make a significant difference in your rates and approval odds.

Working with an experienced SBA loan broker who understands the Offices of Mental Health industry can help you access lenders that specialize in your business type.

💡 Key Insight: The average SBA loan for Offices of Mental Health businesses is $261K with an average rate of 10.44%. Lenders who specialize in this industry often offer better terms and faster approvals.

SBA Loans by Business Type

Here’s how SBA 7(a) loans break down for Offices of Mental Health businesses by business stage:

🚀 Startups
25%
$27.9M • 128 loans

🏢 Existing Businesses
73%
$98.7M • 372 loans

🔄 Business Acquisitions
2%
$6.8M • 12 loans

Top 50 SBA Lenders for Offices of Mental Health (2025)

These are the banks that funded the most SBA 7(a) loan volume to Offices of Mental Health businesses, ranked by total volume:

Rank Lender Volume Loans Avg Rate
1 Newtek Bank, National Association $8.1M 21 11.19%
2 Northeast Bank $7.4M 60 10.83%
3 Harvest Small Business Finance, LLC $7.3M 8 10.53%
4 JPMorgan Chase Bank, National Association $5.9M 16 10.33%
5 Bank Five Nine $5.8M 13 9.65%
6 The Huntington National Bank $5.7M 29 9.22%
7 Readycap Lending, LLC $5.3M 34 12.84%
8 Bank of America, National Association $4.0M 9 7.27%
9 Community Choice CU $4.0M 1 8.50%
10 Truliant FCU $3.9M 5 10.25%
11 First National Bank of Pennsylvania $3.7M 4 9.72%
12 Celtic Bank Corporation $3.4M 22 10.51%
13 Byline Bank $2.9M 3 10.17%
14 ConnectOne Bank $2.9M 1 9.75%
15 TD Bank, National Association $2.8M 38 10.73%
16 Enterprise Bank & Trust $2.6M 3 8.75%
17 BayFirst National Bank $2.4M 20 12.25%
18 Cadence Bank $2.1M 9 10.25%
19 Heritage Bank Inc $2.1M 3 10.92%
20 Community Bank & Trust-West Georgia $2.0M 2 10.25%
21 BMO Bank National Association $1.8M 3 6.37%
22 Lendistry SBLC, LLC $1.7M 11 12.59%
23 First Commonwealth Bank $1.6M 4 9.88%
24 Banc of California $1.6M 1 7.25%
25 CenTrust Bank, A Division of SmartBiz Bank National Associat $1.4M 6 11.13%
26 Western Alliance Bank $1.4M 1 9.50%
27 Manufacturers and Traders Trust Company $1.3M 11 11.41%
28 Evolve Bank and Trust $1.3M 2 9.63%
29 First Financial Bank $1.3M 1 9.50%
30 Zions Bank, A Division of $1.2M 8 9.54%
31 Old National Bank $1.2M 3 8.00%
32 MISSINGMAINBANKID $1.2M 3 8.58%
33 Stone Bank $1.2M 4 9.63%
34 Wells Fargo Bank National Association $1.2M 13 10.84%
35 Colony Bank $1.1M 5 10.45%
36 PNC Bank, National Association $1.1M 4 7.97%
37 Susser Bank $1.1M 1 8.99%
38 Meridian Bank $1.0M 2 9.63%
39 The Fidelity Bank $1000K 1 9.50%
40 Live Oak Banking Company $975K 3 11.16%
41 Shoreham Bank $895K 1 10.00%
42 U.S. Bank, National Association $739K 10 10.41%
43 Texas Partners Bank $738K 1 7.00%
44 First Bank of the Lake $725K 3 12.17%
45 Salem Five Cents Savings Bank $675K 5 8.70%
46 River City Bank $675K 1 10.50%
47 Bank OZK $665K 2 8.50%
48 Midwest Regional Bank $659K 1 10.20%
49 Frost Bank $653K 1 8.24%
50 Capital Bank, National Association $600K 2 10.25%

🚀 Best Lenders for Offices of Mental Health Startups

Starting a new offices of mental health business? These lenders funded the most startup loans in this industry:

Rank Lender Startup Volume Loans Avg Rate
1 Bank Five Nine $5.8M 13 9.65%
2 First National Bank of Pennsylvania $2.0M 3 9.80%
3 The Huntington National Bank $1.5M 11 9.64%
4 Celtic Bank Corporation $1.4M 4 10.25%
5 Byline Bank $1.2M 1 10.00%
6 Harvest Small Business Finance, LLC $1.2M 2 10.50%
7 Community Bank & Trust-West Georgia $950K 1 10.25%
8 Northeast Bank $889K 12 10.96%
9 PNC Bank, National Association $822K 3 8.36%
10 Readycap Lending, LLC $800K 3 10.25%

🔄 Best Lenders for Offices of Mental Health Acquisitions

Looking to buy an existing offices of mental health business? These lenders specialize in acquisition financing:

Rank Lender Acquisition Volume Loans Avg Rate
1 Truliant FCU $3.9M 5 10.25%
2 Susser Bank $1.1M 1 8.99%
3 Merchants & Marine Bank $571K 2 10.25%
4 SouthState Bank, National Association $415K 1 10.25%
5 PNC Bank, National Association $320K 1 6.79%
6 Evolve Bank and Trust $246K 1 9.75%
7 First Internet Bank of Indiana $200K 1 10.25%

🏢 Best Lenders for Existing Offices of Mental Health Businesses

Already running an established offices of mental health business? These lenders have funded the most loans to existing businesses in your industry:

Rank Lender Volume Loans Avg Rate
1 Newtek Bank, National Association $8.1M 21 11.19%
2 Northeast Bank $6.5M 48 10.80%
3 Harvest Small Business Finance, LLC $6.1M 6 10.54%
4 JPMorgan Chase Bank, National Association $5.9M 16 10.33%
5 Readycap Lending, LLC $4.5M 31 13.09%
6 The Huntington National Bank $4.2M 18 8.96%
7 Community Choice CU $4.0M 1 8.50%
8 Bank of America, National Association $3.6M 8 7.38%
9 ConnectOne Bank $2.9M 1 9.75%
10 Enterprise Bank & Trust $2.6M 3 8.75%

Top States for Offices of Mental Health SBA Loans

Here are the states with the highest SBA lending volume for Offices of Mental Health businesses:

Rank State Volume Loans
1 California $14.5M 48
2 Florida $14.5M 45
3 Texas $11.2M 39
4 Pennsylvania $8.8M 25
5 Virginia $6.8M 19
6 Michigan $6.3M 12
7 New York $6.0M 29
8 Colorado $5.7M 21
9 New Jersey $5.5M 27
10 Arkansas $4.3M 7
11 North Carolina $4.2M 12
12 Georgia $4.1M 20
13 Massachusetts $4.1M 20
14 Maryland $3.7M 15
15 Illinois $2.8M 21
16 Oregon $2.7M 9
17 Nevada $2.6M 3
18 Arizona $2.1M 10
19 Utah $1.9M 9
20 Ohio $1.9M 12
21 Tennessee $1.9M 5
22 District of Columbia $1.7M 2
23 Washington $1.7M 11
24 Wisconsin $1.4M 6
25 Connecticut $1.3M 7
26 South Carolina $1.2M 4
27 Rhode Island $1.1M 3
28 Missouri $992K 5
29 Indiana $929K 5
30 Kansas $883K 3
31 Alabama $830K 5
32 Louisiana $778K 3
33 North Dakota $701K 2
34 Minnesota $688K 11
35 Mississippi $659K 4
36 New Hampshire $490K 3
37 Puerto Rico $460K 7
38 Idaho $428K 5
39 Kentucky $419K 2
40 Nebraska $400K 2
41 West Virginia $376K 3
42 New Mexico $294K 3
43 South Dakota $240K 2
44 Oklahoma $150K 1
45 Maine $100K 5
46 Montana $50K 1

Top Cities for Offices of Mental Health SBA Loans

Ann Arbor, Mi

$4.0M
Volume

1
Loans

Philadelphia, Pa

$2.9M
Volume

3
Loans

Manorville, Ny

$2.9M
Volume

1
Loans

Aurora, Co

$2.4M
Volume

3
Loans

Houston, Tx

$2.4M
Volume

6
Loans

Tampa, Fl

$2.2M
Volume

5
Loans

Inglewood, Ca

$2.2M
Volume

1
Loans

Roseville, Ca

$2.0M
Volume

2
Loans

Miami, Fl

$2.0M
Volume

6
Loans

Bethlehem, Pa

$1.9M
Volume

4
Loans

Chantilly, Va

$1.8M
Volume

2
Loans

North Miami Beach, Fl

$1.7M
Volume

1
Loans

Washington, Dc

$1.7M
Volume

2
Loans

Malden, Ma

$1.6M
Volume

1
Loans

Baltimore, Md

$1.6M
Volume

4
Loans

Gladstone, Or

$1.6M
Volume

1
Loans

🤝 Why Use an SBA Broker for Offices of Mental Health Loans?

GoSBA Loans has extensive experience financing Offices of Mental Health businesses:

  • Industry expertise — we know which lenders specialize in Offices of Mental Health
  • Access to 122+ lenders — including banks that don’t accept direct applications
  • Better rates — our relationships help secure competitive terms
  • Faster approvals — proper preparation leads to quicker decisions
  • Free service — lenders pay us, you pay nothing extra

📞 Get Expert Help with Your Offices of Mental Health SBA Loan

Our team specializes in SBA financing for Offices of Mental Health businesses. Let us match you with the right lender for your specific needs.

Need SBA financing for your Offices of Mental Health business? GoSBA Loans specializes in SBA loans for Offices of Mental Health businesses. Contact our industry specialists today for a free consultation.

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Ishan Jetley

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.
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