Compare the top 157 SBA lenders for Home Remodeling Contractors businesses. $333.4M funded in 2025. Average rate 10.77%. Get matched free.
Best Home Remodeling Contractors SBA Lenders of 2026
SBA Loans for Home Remodeling Contractors Businesses
The Home Remodeling Contractors industry received $333.4M in SBA 7(a) loans across 1,545 businesses in 2025. With 157 lenders actively funding this industry, finding the right bank can make a significant difference in your rates and approval odds.
Working with an experienced SBA loan broker who understands the Home Remodeling Contractors industry can help you access lenders that specialize in your business type.
💡 Key Insight: The average SBA loan for Home Remodeling Contractors businesses is $216K with an average rate of 10.77%. Lenders who specialize in this industry often offer better terms and faster approvals.
SBA Loans by Business Type
Here’s how SBA 7(a) loans break down for Home Remodeling Contractors businesses by business stage:
🚀 Startups
26%
$88.2M • 406 loans
🏢 Existing Businesses
70%
$181.9M • 1081 loans
🔄 Business Acquisitions
4%
$62.8M • 55 loans
Top 50 SBA Lenders for Home Remodeling Contractors (2025)
These are the banks that funded the most SBA 7(a) loan volume to Home Remodeling Contractors businesses, ranked by total volume:
| Rank | Lender | Volume | Loans | Avg Rate |
|---|
| 1 |
Northeast Bank | $22.9M | 141 | 10.90% |
| 2 |
The Huntington National Bank | $21.1M | 149 | 9.95% |
| 3 |
United Midwest Savings Bank National Association | $16.7M | 75 | 10.20% |
| 4 |
TD Bank, National Association | $14.4M | 162 | 10.60% |
| 5 |
First Bank of the Lake | $13.7M | 30 | 10.44% |
| 6 |
Readycap Lending, LLC | $12.8M | 62 | 11.88% |
| 7 |
JPMorgan Chase Bank, National Association | $12.4M | 58 | 11.26% |
| 8 |
Manufacturers and Traders Trust Company | $11.3M | 94 | 11.88% |
| 9 |
First Internet Bank of Indiana | $10.6M | 9 | 9.92% |
| 10 |
Lendistry SBLC, LLC | $9.7M | 43 | 12.05% |
| 11 |
U.S. Bank, National Association | $8.8M | 164 | 10.85% |
| 12 |
Live Oak Banking Company | $7.7M | 6 | 9.83% |
| 13 |
Northwest Bank | $7.3M | 6 | 9.88% |
| 14 |
Celtic Bank Corporation | $7.2M | 32 | 10.42% |
| 15 |
BayFirst National Bank | $7.2M | 51 | 12.18% |
| 16 |
Bank of America, National Association | $6.5M | 6 | 7.22% |
| 17 |
CenTrust Bank, A Division of SmartBiz Bank National Associat | $5.6M | 29 | 11.59% |
| 18 |
Wells Fargo Bank National Association | $5.2M | 29 | 12.00% |
| 19 |
Cadence Bank | $5.1M | 15 | 10.22% |
| 20 |
First Bank | $5.0M | 6 | 10.25% |
| 21 |
Meridian Bank | $5.0M | 3 | 9.83% |
| 22 |
Newtek Bank, National Association | $4.7M | 20 | 11.01% |
| 23 |
Dogwood State Bank | $4.6M | 3 | 9.58% |
| 24 |
Comerica Bank | $4.5M | 2 | 7.63% |
| 25 |
Truliant FCU | $4.3M | 2 | 10.13% |
| 26 |
All Capital Bank | $4.2M | 2 | 9.50% |
| 27 |
22nd State Bank, A Division of 22nd State Banking Company | $4.0M | 2 | 9.88% |
| 28 |
Zions Bank, A Division of | $4.0M | 24 | 10.91% |
| 29 |
First Resource Bank | $3.2M | 3 | 8.75% |
| 30 |
The Fidelity Bank | $3.1M | 2 | 9.88% |
| 31 |
City National Bank | $2.7M | 2 | 7.21% |
| 32 |
Port 51 Lending LLC | $2.7M | 3 | 9.92% |
| 33 |
Plumas Bank | $2.7M | 1 | 7.75% |
| 34 |
Grasshopper Bank National Association | $2.5M | 7 | 11.36% |
| 35 |
Fulton Bank, National Association | $2.5M | 4 | 9.63% |
| 36 |
United Community Bank | $2.3M | 3 | 9.58% |
| 37 |
City National Bank of Florida | $2.0M | 5 | 10.25% |
| 38 |
Capital Bank, National Association | $2.0M | 1 | 10.25% |
| 39 |
SouthState Bank, National Association | $2.0M | 1 | 7.38% |
| 40 |
Integro Bank | $1.9M | 2 | 10.38% |
| 41 |
Columbia Bank | $1.9M | 44 | 12.41% |
| 42 |
VelocitySBA, LLC | $1.7M | 1 | 10.00% |
| 43 |
BankUnited, National Association | $1.6M | 1 | 7.50% |
| 44 |
Simmons Bank | $1.6M | 2 | 9.50% |
| 45 |
U.S. Century Bank | $1.5M | 1 | 10.25% |
| 46 |
First Commonwealth Bank | $1.5M | 5 | 8.20% |
| 47 |
Heritage Bank Inc | $1.5M | 4 | 10.38% |
| 48 |
Old National Bank | $1.4M | 5 | 9.07% |
| 49 |
First Savings Bank | $1.4M | 2 | 10.25% |
| 50 |
Harvest Small Business Finance, LLC | $1.4M | 3 | 10.67% |
🚀 Best Lenders for Home Remodeling Contractors Startups
Starting a new residential remodelers business? These lenders funded the most startup loans in this industry:
🔄 Best Lenders for Home Remodeling Contractors Acquisitions
Looking to buy an existing residential remodelers business? These lenders specialize in acquisition financing:
🏢 Best Lenders for Existing Home Remodeling Contractors Businesses
Already running an established residential remodelers business? These lenders have funded the most loans to existing businesses in your industry:
Top States for Home Remodeling Contractors SBA Loans
Here are the states with the highest SBA lending volume for Home Remodeling Contractors businesses:
| Rank | State | Volume | Loans |
|---|
| 1 |
California | $32.7M | 151 |
| 2 |
Florida | $29.7M | 108 |
| 3 |
North Carolina | $24.9M | 48 |
| 4 |
New York | $24.2M | 135 |
| 5 |
Texas | $20.9M | 81 |
| 6 |
Pennsylvania | $17.2M | 68 |
| 7 |
Michigan | $12.5M | 53 |
| 8 |
Ohio | $12.4M | 69 |
| 9 |
Georgia | $12.1M | 40 |
| 10 |
New Jersey | $11.8M | 67 |
| 11 |
Colorado | $10.6M | 38 |
| 12 |
Illinois | $9.0M | 63 |
| 13 |
Minnesota | $8.8M | 33 |
| 14 |
Massachusetts | $8.8M | 48 |
| 15 |
Maryland | $8.3M | 39 |
| 16 |
Missouri | $7.7M | 21 |
| 17 |
Arizona | $7.4M | 29 |
| 18 |
Washington | $7.0M | 71 |
| 19 |
Oregon | $6.8M | 45 |
| 20 |
Tennessee | $5.8M | 22 |
| 21 |
South Carolina | $5.3M | 18 |
| 22 |
Virginia | $5.0M | 25 |
| 23 |
Kansas | $4.7M | 13 |
| 24 |
Utah | $4.5M | 30 |
| 25 |
Indiana | $4.0M | 25 |
| 26 |
Wisconsin | $3.7M | 24 |
| 27 |
Alabama | $3.5M | 5 |
| 28 |
Connecticut | $3.4M | 28 |
| 29 |
New Mexico | $2.6M | 4 |
| 30 |
Kentucky | $2.2M | 12 |
| 31 |
New Hampshire | $2.0M | 24 |
| 32 |
Mississippi | $1.9M | 3 |
| 33 |
Nevada | $1.7M | 8 |
| 34 |
Idaho | $1.6M | 15 |
| 35 |
Nebraska | $1.3M | 14 |
| 36 |
Louisiana | $1.3M | 7 |
| 37 |
Vermont | $840K | 7 |
| 38 |
Oklahoma | $749K | 4 |
| 39 |
Delaware | $652K | 8 |
| 40 |
Iowa | $574K | 6 |
| 41 |
Alaska | $565K | 3 |
| 42 |
Arkansas | $443K | 3 |
| 43 |
District of Columbia | $420K | 3 |
| 44 |
Rhode Island | $415K | 5 |
| 45 |
South Dakota | $400K | 4 |
| 46 |
Puerto Rico | $300K | 5 |
| 47 |
Hawaii | $250K | 1 |
| 48 |
North Dakota | $241K | 2 |
| 49 |
Maine | $232K | 6 |
| 50 |
Montana | $185K | 3 |
Top Cities for Home Remodeling Contractors SBA Loans
🤝 Why Use an SBA Broker for Home Remodeling Contractors Loans?
GoSBA Loans has extensive experience financing Home Remodeling Contractors businesses:
- Industry expertise — we know which lenders specialize in Home Remodeling Contractors
- Access to 157+ lenders — including banks that don’t accept direct applications
- Better rates — our relationships help secure competitive terms
- Faster approvals — proper preparation leads to quicker decisions
- Free service — lenders pay us, you pay nothing extra
📞 Get Expert Help with Your Home Remodeling Contractors SBA Loan
Our team specializes in SBA financing for Home Remodeling Contractors businesses. Let us match you with the right lender for your specific needs.
Need SBA financing for your Home Remodeling Contractors business? GoSBA Loans specializes in SBA loans for Home Remodeling Contractors businesses. Contact our industry specialists today for a free consultation.
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