Best San Luis Obispo, CA SBA Lenders & Rates of 2026
Top SBA 7(a) lenders in San Luis Obispo, California ranked by 2025 lending data.
21
SBA Loans Funded
$21M
Total Volume
10.06%
Avg Interest Rate
13
Active Lenders
Looking for an SBA loan in San Luis Obispo, California? Based on 2025 FOIA data, 21 SBA 7(a) loans were funded in San Luis Obispo totaling $21M. Below are the top lenders and industries receiving SBA funding in your area. See all California SBA lenders for statewide rankings.
Top 13 SBA Lenders in San Luis Obispo, CA (2025 Data)
| # | Lender | Loans | Total Approved |
|---|---|---|---|
| 1 | U.S. Bank | 4 | $5M |
| 2 | Centerstone SBA Lending, Inc. | 2 | $5M |
| 3 | First Internet Bank of Indiana | 1 | $5M |
| 4 | The Huntington National Bank | 2 | $4M |
| 5 | First Business Bank | 1 | $665K |
| 6 | Bank of America | 1 | $500K |
| 7 | Mission Bank | 2 | $300K |
| 8 | American Riviera Bank | 2 | $224K |
| 9 | BayFirst National Bank | 2 | $218K |
| 10 | JPMorgan Chase Bank | 1 | $200K |
| 11 | AMPAC Tri-State CDC, Inc. | 1 | $96K |
| 12 | Columbia Bank | 1 | $20K |
| 13 | Wells Fargo Bank National Association | 1 | $15K |
Top Industries Funded in San Luis Obispo
| Industry | Loans | Total Approved |
|---|---|---|
| General Rental Centers | 2 | $5M |
| Residential Property Managers | 1 | $5M |
| All Other Miscellaneous Fabricated Metal Product Manufacturing | 2 | $4M |
| Offices of Physicians (except Mental Health Specialists) | 2 | $2M |
| Drinking Places (Alcoholic Beverages) | 1 | $2M |
| Engineering Services | 1 | $991K |
| Retail Bakeries | 1 | $900K |
| Snack and Nonalcoholic Beverage Bars | 1 | $665K |
| Offices of Mental Health Practitioners (except Physicians) | 1 | $500K |
| Full-Service Restaurants | 2 | $300K |
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