Best Grocery Stores SBA Lenders of 2026

Compare the top 128 SBA lenders for Grocery Stores businesses. $318.1M funded in 2025. Average rate 9.93%. Get matched free.

Table of Contents

Best Supermarkets and Other Grocery SBA Lenders of 2026

$318.1M
Total Funded

390
Loans Approved

$816K
Avg Loan Size

9.93%
Avg Interest Rate

128
Active Lenders

SBA Loans for Supermarkets and Other Grocery Businesses

The Grocery Stores industry received $318.1M in SBA 7(a) loans across 390 businesses in 2025. With 128 lenders actively funding this industry, finding the right bank can make a significant difference in your rates and approval odds.

Working with an experienced SBA loan broker who understands the Supermarkets and Other Grocery industry can help you access lenders that specialize in your business type.

💡 Key Insight: The average SBA loan for Supermarkets and Other Grocery businesses is $816K with an average rate of 9.93%. Lenders who specialize in this industry often offer better terms and faster approvals.

SBA Loans by Business Type

Here’s how SBA 7(a) loans break down for Supermarkets and Other Grocery businesses by business stage:

🚀 Startups
29%
$113.3M • 112 loans

🏢 Existing Businesses
52%
$104.7M • 204 loans

🔄 Business Acquisitions
19%
$100.1M • 74 loans

Top 50 SBA Lenders for Supermarkets and Other Grocery (2025)

These are the banks that funded the most SBA 7(a) loan volume to Supermarkets and Other Grocery businesses, ranked by total volume:

Rank Lender Volume Loans Avg Rate
1 The Huntington National Bank $19.9M 31 9.39%
2 Bank of Hope $19.4M 16 8.88%
3 Readycap Lending, LLC $16.4M 14 10.25%
4 Live Oak Banking Company $12.1M 5 8.46%
5 Commonwealth Business Bank $12.0M 5 8.95%
6 Metro City Bank $10.0M 2 8.50%
7 Hanmi Bank $9.5M 5 9.15%
8 First Internet Bank of Indiana $7.4M 3 10.08%
9 Centerstone SBA Lending, Inc. $6.9M 4 10.00%
10 Newtek Bank, National Association $6.4M 14 10.89%
11 Byline Bank $6.3M 4 10.25%
12 City National Bank of Florida $5.6M 3 10.00%
13 Pinnacle Bank $5.3M 2 9.50%
14 Enterprise Bank & Trust $5.1M 2 7.00%
15 Open Bank $5.0M 7 9.25%
16 Stone Bank $5.0M 1 9.75%
17 Harvest Small Business Finance, LLC $4.9M 6 10.00%
18 Idaho Central CU $4.7M 5 10.20%
19 Heritage Bank Inc $4.7M 1 10.50%
20 TD Bank, National Association $4.5M 14 10.10%
21 Loyal Trust Bank $4.4M 4 9.69%
22 Evolve Bank and Trust $4.3M 2 9.75%
23 East West Bank $4.2M 4 9.00%
24 First Port City Bank $4.1M 2 9.25%
25 Northeast Bank $4.0M 22 10.91%
26 Brookline Bank, a Division of Beacon Bank and Trust $3.8M 3 9.42%
27 Northwest Bank $3.8M 2 10.00%
28 Rockland Trust Company $3.5M 2 7.25%
29 American National Bank $3.5M 1 7.50%
30 First Horizon Bank $3.4M 1 8.00%
31 U.S. Bank, National Association $3.2M 4 8.44%
32 US Metro Bank $3.2M 4 9.50%
33 Wilmington Savings Fund Society FSB $3.2M 2 9.75%
34 National Cooperative Bank, National Association $3.1M 1 8.00%
35 Truliant FCU $3.1M 2 10.00%
36 Celtic Bank Corporation $2.9M 6 10.71%
37 Woori America Bank $2.9M 3 8.45%
38 PCB Bank $2.8M 5 9.15%
39 Dogwood State Bank $2.6M 1 10.00%
40 Lendistry SBLC, LLC $2.4M 11 12.05%
41 Provident Bank $2.4M 3 9.75%
42 American Continental Bank $2.4M 2 9.00%
43 Eastern Bank $2.4M 11 9.88%
44 Bank of Belleville $2.2M 2 8.50%
45 HomeTrust Bank $2.2M 1 9.75%
46 The Bank of Edison $2.1M 1 9.50%
47 Leader Bank, National Association $2.1M 2 10.25%
48 First Security Bank and Trust Company $2.0M 1 8.00%
49 Port 51 Lending LLC $2.0M 1 9.75%
50 CRF Small Business Loan Company, LLC $2.0M 1 8.00%

🚀 Best Lenders for Supermarkets and Other Grocery Startups

Starting a new supermarkets and other grocery business? These lenders funded the most startup loans in this industry:

Rank Lender Startup Volume Loans Avg Rate
1 The Huntington National Bank $12.9M 15 8.91%
2 Bank of Hope $10.9M 4 8.75%
3 Pinnacle Bank $5.0M 1 9.00%
4 Stone Bank $5.0M 1 9.75%
5 Metro City Bank $5.0M 1 8.75%
6 Heritage Bank Inc $4.7M 1 10.50%
7 Idaho Central CU $4.6M 4 10.25%
8 First Port City Bank $4.1M 2 9.25%
9 Loyal Trust Bank $3.9M 2 9.88%
10 Northwest Bank $3.8M 2 10.00%

🔄 Best Lenders for Supermarkets and Other Grocery Acquisitions

Looking to buy an existing supermarkets and other grocery business? These lenders specialize in acquisition financing:

Rank Lender Acquisition Volume Loans Avg Rate
1 Readycap Lending, LLC $12.0M 6 9.42%
2 Centerstone SBA Lending, Inc. $6.1M 3 10.33%
3 Hanmi Bank $5.6M 3 8.83%
4 Byline Bank $5.4M 3 10.25%
5 Metro City Bank $5.0M 1 8.25%
6 Live Oak Banking Company $5.0M 2 9.25%
7 First Internet Bank of Indiana $4.9M 2 10.25%
8 Evolve Bank and Trust $4.3M 2 9.75%
9 Open Bank $3.9M 5 9.30%
10 Rockland Trust Company $3.5M 2 7.25%

🏢 Best Lenders for Existing Supermarkets and Other Grocery Businesses

Already running an established supermarkets and other grocery business? These lenders have funded the most loans to existing businesses in your industry:

Rank Lender Volume Loans Avg Rate
1 Commonwealth Business Bank $10.4M 4 8.94%
2 Bank of Hope $7.4M 10 9.00%
3 Live Oak Banking Company $7.1M 3 7.93%
4 Newtek Bank, National Association $6.4M 14 10.89%
5 City National Bank of Florida $5.2M 2 9.88%
6 Enterprise Bank & Trust $5.1M 2 7.00%
7 The Huntington National Bank $4.5M 13 10.07%
8 Hanmi Bank $4.0M 2 9.63%
9 Northeast Bank $3.5M 18 10.68%
10 East West Bank $3.3M 2 9.25%

Top States for Supermarkets and Other Grocery SBA Loans

Here are the states with the highest SBA lending volume for Supermarkets and Other Grocery businesses:

Rank State Volume Loans
1 California $51.5M 66
2 New York $36.4M 38
3 Florida $34.6M 25
4 Georgia $20.2M 15
5 Washington $17.2M 22
6 Texas $17.2M 19
7 Illinois $12.3M 15
8 Pennsylvania $12.2M 12
9 Michigan $11.4M 12
10 North Carolina $8.8M 8
11 Massachusetts $8.8M 17
12 Maryland $8.1M 8
13 New Jersey $8.0M 15
14 Wisconsin $6.0M 5
15 Ohio $5.7M 19
16 Idaho $5.4M 6
17 Oregon $5.3M 3
18 Virgin Islands $5.0M 1
19 Alabama $4.3M 2
20 Minnesota $4.2M 4
21 Vermont $4.0M 3
22 South Carolina $3.8M 4
23 Tennessee $3.7M 1
24 Oklahoma $2.4M 4
25 Virginia $2.3M 5
26 Connecticut $2.1M 8
27 Kansas $2.1M 2
28 Arizona $2.0M 3
29 North Dakota $1.5M 2
30 Missouri $1.2M 2
31 Nevada $1.0M 1
32 Rhode Island $1.0M 6
33 Puerto Rico $1.0M 10
34 Colorado $985K 2
35 Utah $959K 1
36 Montana $920K 1
37 Maine $680K 4
38 New Hampshire $628K 6
39 Indiana $540K 1
40 Iowa $510K 3
41 Delaware $493K 1
42 Louisiana $393K 2
43 South Dakota $350K 1
44 District of Columbia $247K 1
45 Arkansas $246K 1
46 New Mexico $225K 1
47 Alaska $158K 1
48 Hawaii $150K 1

Top Cities for Supermarkets and Other Grocery SBA Loans

Chicago, Il

$6.8M
Volume

5
Loans

Brooklyn, Ny

$6.2M
Volume

7
Loans

Charlotte, Nc

$6.0M
Volume

2
Loans

Kissimmee, Fl

$5.9M
Volume

2
Loans

Atlanta, Ga

$5.6M
Volume

6
Loans

Garden Valley, Id

$5.3M
Volume

5
Loans

Philadelphia, Pa

$5.1M
Volume

4
Loans

Hollywood, Fl

$5.0M
Volume

1
Loans

Gainesville, Ga

$5.0M
Volume

1
Loans

Christiansted, Vi

$5.0M
Volume

1
Loans

Port Orange, Fl

$5.0M
Volume

2
Loans

Saint Michaels, Md

$4.9M
Volume

2
Loans

Rockwall, Tx

$4.8M
Volume

2
Loans

Waco, Tx

$4.7M
Volume

1
Loans

Yucaipa, Ca

$4.4M
Volume

1
Loans

Ozone Park, Ny

$4.3M
Volume

2
Loans

🤝 Why Use an SBA Broker for Supermarkets and Other Grocery Loans?

GoSBA Loans has extensive experience financing Supermarkets and Other Grocery businesses:

  • Industry expertise — we know which lenders specialize in Supermarkets and Other Grocery
  • Access to 128+ lenders — including banks that don’t accept direct applications
  • Better rates — our relationships help secure competitive terms
  • Faster approvals — proper preparation leads to quicker decisions
  • Free service — lenders pay us, you pay nothing extra

📞 Get Expert Help with Your Supermarkets and Other Grocery SBA Loan

Our team specializes in SBA financing for Supermarkets and Other Grocery businesses. Let us match you with the right lender for your specific needs.

Need SBA financing for your Supermarkets and Other Grocery business? GoSBA Loans specializes in SBA loans for Supermarkets and Other Grocery businesses. Contact our industry specialists today for a free consultation.

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Ishan Jetley

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.
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