Best Tax Preparation Services SBA Lenders of 2026

Compare the top 62 SBA lenders for Tax Preparation Services businesses. $93.8M funded in 2025. Average rate 10.79%. Get matched free.

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Best Tax Preparation Services SBA Lenders of 2026

$93.8M
Total Funded

309
Loans Approved

$304K
Avg Loan Size

10.79%
Avg Interest Rate

62
Active Lenders

SBA Loans for Tax Preparation Services Businesses

The Tax Preparation Services industry received $93.8M in SBA 7(a) loans across 309 businesses in 2025. With 62 lenders actively funding this industry, finding the right bank can make a significant difference in your rates and approval odds.

Working with an experienced SBA loan broker who understands the Tax Preparation Services industry can help you access lenders that specialize in your business type.

💡 Key Insight: The average SBA loan for Tax Preparation Services businesses is $304K with an average rate of 10.79%. Lenders who specialize in this industry often offer better terms and faster approvals.

SBA Loans by Business Type

Here’s how SBA 7(a) loans break down for Tax Preparation Services businesses by business stage:

🚀 Startups
13%
$13.7M • 41 loans

🏢 Existing Businesses
74%
$51.2M • 230 loans

🔄 Business Acquisitions
12%
$29.0M • 38 loans

Top 50 SBA Lenders for Tax Preparation Services (2025)

These are the banks that funded the most SBA 7(a) loan volume to Tax Preparation Services businesses, ranked by total volume:

RankLenderVolumeLoansAvg Rate
1 Live Oak Banking Company$13.2M209.68%
2 United Midwest Savings Bank National Association$9.0M89.38%
3 U.S. Bank, National Association$7.1M138.72%
4 Pathward National Association$5.9M29.50%
5 The Huntington National Bank$5.7M149.62%
6 Newtek Bank, National Association$5.4M3711.59%
7 Community Bank & Trust-West Georgia$3.2M18.25%
8 JPMorgan Chase Bank, National Association$3.1M1010.38%
9 Seacoast National Bank$2.7M210.25%
10 Valley National Bank$2.5M29.50%
11 Celtic Bank Corporation$2.5M1110.43%
12 Enterprise Bank & Trust$2.2M18.50%
13 East West Bank$2.0M59.20%
14 Cross River Bank$2.0M19.75%
15 TD Bank, National Association$2.0M1910.28%
16 Readycap Lending, LLC$2.0M2313.26%
17 Cadence Bank$1.7M310.08%
18 Northeast Bank$1.7M3011.40%
19 Truliant FCU$1.5M110.25%
20 Wells Fargo Bank National Association$1.5M1211.07%
21 US Metro Bank$1.4M28.75%
22 BayFirst National Bank$1.2M1112.05%
23 Harvest Small Business Finance, LLC$1.1M39.83%
24 The American National Bank of Texas$839K18.00%
25 Lendistry SBLC, LLC$796K1112.84%
26 Meridian Bank$765K29.25%
27 Frost Bank$764K19.00%
28 Zions Bank, A Division of$730K711.05%
29 Mega Bank$705K19.50%
30 Bank of America, National Association$600K210.50%
31 CenTrust Bank, A Division of SmartBiz Bank National Associat$543K411.44%
32 BMO Bank National Association$522K17.22%
33 First-Citizens Bank & Trust Company$500K110.25%
34 Oak Bank$500K18.50%
35 Table Rock Community Bank$499K19.50%
36 Plumas Bank$428K18.50%
37 Eastern Bank$382K510.19%
38 FinWise Bank$350K110.25%
39 SouthState Bank, National Association$346K110.25%
40 Open Bank$344K18.75%
41 Hancock Whitney Bank$327K110.00%
42 ESL FCU$293K28.26%
43 Manufacturers and Traders Trust Company$285K713.03%
44 First Bank of the Lake$276K19.75%
45 Four States Bank, Inc.$255K210.50%
46 CDC Small Business Finance Corp.$215K310.17%
47 Bank of Springfield$206K28.50%
48 Columbia Bank$200K412.50%
49 Tompkins Community Bank$200K19.00%
50 Old National Bank$184K17.50%

🚀 Best Lenders for Tax Preparation Services Startups

Starting a new tax preparation services business? These lenders funded the most startup loans in this industry:

RankLenderStartup VolumeLoansAvg Rate
1 Community Bank & Trust-West Georgia$3.2M18.25%
2 U.S. Bank, National Association$2.6M48.31%
3 United Midwest Savings Bank National Association$2.5M19.00%
4 Valley National Bank$1.3M19.50%
5 Frost Bank$764K19.00%
6 Wells Fargo Bank National Association$560K1011.94%
7 Oak Bank$500K18.50%
8 Harvest Small Business Finance, LLC$434K110.00%
9 FinWise Bank$350K110.25%
10 Northeast Bank$345K411.44%

🔄 Best Lenders for Tax Preparation Services Acquisitions

Looking to buy an existing tax preparation services business? These lenders specialize in acquisition financing:

RankLenderAcquisition VolumeLoansAvg Rate
1 Pathward National Association$5.9M29.50%
2 Live Oak Banking Company$5.4M119.45%
3 The Huntington National Bank$5.4M109.36%
4 United Midwest Savings Bank National Association$4.9M59.45%
5 Celtic Bank Corporation$1.7M29.38%
6 US Metro Bank$1.4M28.75%
7 Cadence Bank$1.2M19.75%
8 Valley National Bank$1.2M19.50%
9 BMO Bank National Association$522K17.22%
10 Table Rock Community Bank$499K19.50%

🏢 Best Lenders for Existing Tax Preparation Services Businesses

Already running an established tax preparation services business? These lenders have funded the most loans to existing businesses in your industry:

RankLenderVolumeLoansAvg Rate
1 Live Oak Banking Company$7.8M99.96%
2 Newtek Bank, National Association$5.2M3511.55%
3 U.S. Bank, National Association$4.5M98.90%
4 JPMorgan Chase Bank, National Association$3.1M1010.38%
5 Seacoast National Bank$2.7M210.25%
6 Enterprise Bank & Trust$2.2M18.50%
7 East West Bank$2.0M59.20%
8 Cross River Bank$2.0M19.75%
9 Readycap Lending, LLC$2.0M2313.26%
10 TD Bank, National Association$1.9M1410.00%

Top States for Tax Preparation Services SBA Loans

Here are the states with the highest SBA lending volume for Tax Preparation Services businesses:

RankStateVolumeLoans
1 California$29.2M66
2 Florida$17.6M37
3 Texas$9.5M21
4 New York$4.8M28
5 Arizona$4.6M12
6 Washington$3.3M9
7 Georgia$3.0M19
8 Illinois$2.7M12
9 Oregon$2.6M4
10 Tennessee$2.3M4
11 North Carolina$2.0M7
12 Ohio$1.6M11
13 Pennsylvania$1.5M8
14 Wisconsin$1.5M5
15 Missouri$1.5M6
16 Nevada$1.1M4
17 New Jersey$744K11
18 Massachusetts$592K9
19 South Carolina$561K2
20 Kentucky$478K4
21 New Mexico$360K2
22 Colorado$315K4
23 Michigan$302K5
24 Delaware$276K1
25 Louisiana$225K3
26 District of Columbia$224K1
27 Minnesota$184K1
28 Idaho$175K2
29 Utah$150K2
30 Connecticut$145K1
31 Alabama$105K2
32 Arkansas$105K1
33 Maryland$86K2
34 Virginia$85K3

Top Cities for Tax Preparation Services SBA Loans

Irvine, Ca

$5.3M
Volume

3
Loans

Dallas, Tx

$5.0M
Volume

1
Loans

Doral, Fl

$3.9M
Volume

3
Loans

Chandler, Az

$3.2M
Volume

1
Loans

Hollywood, Fl

$2.7M
Volume

2
Loans

Roseville, Ca

$2.5M
Volume

1
Loans

Placentia, Ca

$2.2M
Volume

2
Loans

Inverness, Fl

$2.0M
Volume

1
Loans

San Diego, Ca

$1.8M
Volume

3
Loans

Eugene, Or

$1.8M
Volume

1
Loans

Monterey Park, Ca

$1.7M
Volume

2
Loans

Saint Petersburg, Fl

$1.7M
Volume

3
Loans

Atascadero, Ca

$1.6M
Volume

2
Loans

Shelton, Wa

$1.6M
Volume

2
Loans

Boca Raton, Fl

$1.6M
Volume

3
Loans

Deerfield, Il

$1.5M
Volume

1
Loans

🤝 Why Use an SBA Broker for Tax Preparation Services Loans?

GoSBA Loans has extensive experience financing Tax Preparation Services businesses:

  • Industry expertise — we know which lenders specialize in Tax Preparation Services
  • Access to 62+ lenders — including banks that don’t accept direct applications
  • Better rates — our relationships help secure competitive terms
  • Faster approvals — proper preparation leads to quicker decisions
  • Free service — lenders pay us, you pay nothing extra

📞 Get Expert Help with Your Tax Preparation Services SBA Loan

Our team specializes in SBA financing for Tax Preparation Services businesses. Let us match you with the right lender for your specific needs.

Need SBA financing for your Tax Preparation Services business? GoSBA Loans specializes in SBA loans for Tax Preparation Services businesses. Contact our industry specialists today for a free consultation.

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Ishan Jetley

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.
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